Alisa Pankki 21 A Bulevardi Helsinki

Be careful! Alisa bank has failed to open account which is amazing since they have had two months to run their KYC process, provide response in customer service, or return savings. Do not save your money to this bank! Useless!!

I had a very disappointing experience with this bank. After fully repaying my loan — including all the interest — I was shocked to receive another invoice asking me to pay additional interest. When I contacted them, they told me I should have called to officially end the contract, even though the loan was paid in full. This is completely unreasonable. Nowhere was it clearly stated that a separate call was required to close the loan after repayment. I fulfilled all my obligations, yet they still tried to charge me more. This kind of practice feels unfair and borderline deceptive. I expected better transparency and customer service from a financial institution. I would not recommend this bank to anyone.

I submitted an application for my company which is registered and operates in Finland to open a bank account to this bank. On their website, it is written, as it seems just for the attraction of attention, that it can be done within 2 days, as it turned out to be a lie. I have been calling the bank for 3 weeks and they hadn't been giving me a proper answer and then after 3 weeks of me waiting and calling customer support and getting vague answers, and then finally reached one person who was willing at least somehow to cooperate, the case started to move and I received a short email from him, that they could not open it. Needless to say, all this waiting time affected our company activities, and why we had to wait if you know that you are not going to open the account anyway. So, later on, when I called to customer support again, I have been told that the reason why it can’t be opened is my nationality, which is absolutely disrespectful and contradicts all principles of a democratic so

Take this with a grain of salt since I don't have much numbers to back it up, but to me it feels like earlier on the auto investing worked a lot better, and these days you need to micro manage your assets way more. Average profit is great as long as you keep everything invested, beating stocks on average over the few years I've used it. Of course depends on your risk tolerance.

Based on using their business lending platform, one of the better sites in Finland for peer-to-peer non-bank financing of small businesses. Credit standards of approved borrowers scrutinised and then clearly laid out with borrowing rates dictated by supply and demand (including interest rate ceiling). Not to be confused with payday lenders with questionable and borderline unethical business models. Some work remains on the website and user interface which is a bit outdated, clunky and sluggish.