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15 Money Changers in Helsinki

Every currency exchange we track within 25 km of central Helsinki, Finland — ranked by verified customer rating, not by who pays us. It is 19:32 in Helsinki and 4 of the 13 with published hours are open right now.

Today's mid-market EUR rate

Collected 2 Aug 2026 00:02 UTC

This is the real rate euros trade at before anyone adds a margin. Every counter in Helsinki quotes worse than this — the only question is by how much.

Mid-market reference rates for EUR
Pair Mid-market rate A fair counter offer (2% spread)
1 USD → EUR 0.868513 0.851143 or better
1 GBP → EUR 1.1690 1.1456 or better
1 AED → EUR 0.236491 0.231761 or better
1 SAR → EUR 0.231603 0.226971 or better

Mid-market rates come from our own hourly corridor feed (the same data behind our transfer comparisons). The "fair counter offer" column is the mid-market rate less a 2% spread — a rough line in the sand for walk-in cash, not a quote from any shop on this page. Nobody here publishes live board rates; you still have to ask.

Best-rated money changers in Helsinki

  1. TF Bank Nordic

    TF Bank Nordic

    ★ 4.8 (412) Closed now 220 m from centre

    Keskuskatu 6 B, 00100 Helsinki, Finland

    Closed now · opens 08:00 tomorrow

    Full opening hours
    Monday 08:00–16:00
    Tuesday 08:00–16:00
    Wednesday 08:00–16:00
    Thursday 08:00–16:00
    Friday 08:00–16:00
    Saturday Closed
    Sunday Closed
  2. Sortter

    Sortter

    ★ 4.7 (1327) Open now 710 m from centre

    Bulevardi 21, 00180 Helsinki, Finland

    Open now · closes 21:00

    Full opening hours
    Monday 08:00–21:00
    Tuesday 08:00–21:00
    Wednesday 08:00–21:00
    Thursday 08:00–21:00
    Friday 08:00–21:00
    Saturday 08:00–21:00
    Sunday 08:00–21:00
  3. The Bank of Finland

    The Bank of Finland

    ★ 4.6 (40) Closed now 810 m from centre

    Snellmaninaukio, 00101 Helsinki, Finland

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–16:00
    Tuesday 09:00–16:00
    Wednesday 09:00–16:00
    Thursday 09:00–16:00
    Friday 09:00–16:00
    Saturday Closed
    Sunday Closed
  4. The Bank of Finland Museum

    The Bank of Finland Museum

    ★ 4.4 (315) Closed now 860 m from centre

    Snellmaninkatu 2, 00170 Helsinki, Finland

    Closed now · opens 11:00 Tuesday

    Full opening hours
    Monday Closed
    Tuesday 11:00–17:00
    Wednesday 11:00–17:00
    Thursday 11:00–17:00
    Friday 11:00–17:00
    Saturday 11:00–16:00
    Sunday 11:00–16:00
  5. Casino Helsinki

    Casino Helsinki

    ★ 4.1 (2238) Open now 480 m from centre

    Mikonkatu 19, 00100 Helsinki, Finland

    Open now · closes 03:00

    Full opening hours
    Monday 15:00–03:00
    Tuesday 15:00–03:00
    Wednesday 15:00–03:00
    Thursday 15:00–03:00
    Friday 15:00–04:00
    Saturday 15:00–04:00
    Sunday 15:00–03:00
  6. Tavex Oy

    Tavex Oy

    ★ 3.5 (66) Closed now 660 m from centre

    Fabianinkatu 12, 00100 Helsinki, Finland

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–17:00
    Tuesday 09:00–17:00
    Wednesday 09:00–17:00
    Thursday 09:00–17:00
    Friday 09:00–17:00
    Saturday Closed
    Sunday Closed
  7. Western Union

    Western Union

    Closed now 190 m from centre

    Narinkka 1, 00100 Helsinki, Finland

    Closed now · opens 07:00 tomorrow

    Full opening hours
    Monday 07:00–18:00
    Tuesday 07:00–18:00
    Wednesday 07:00–18:00
    Thursday 07:00–18:00
    Friday 07:00–18:00
    Saturday 09:00–15:00
    Sunday Closed
  8. FOREX

    FOREX

    Closed now 230 m from centre

    Rautatieasema, Asemahalli, Kaivokatu 1, 00100 Helsinki, Finland

    Closed now · opens 08:00 tomorrow

    Full opening hours
    Monday 08:00–20:00
    Tuesday 08:00–20:00
    Wednesday 08:00–20:00
    Thursday 08:00–20:00
    Friday 08:00–20:00
    Saturday 10:30–18:00
    Sunday Closed
  9. Valuutanvaihto | ChangeGroup

    Valuutanvaihto | ChangeGroup

    Closed now 260 m from centre

    Kamppi Shopping Mall, Urho Kekkosen katu 1, 00100 Helsinki, Finland

    Closed now · opens 10:00 tomorrow

    Full opening hours
    Monday 10:00–18:00
    Tuesday 10:00–18:00
    Wednesday 10:00–18:00
    Thursday 10:00–18:00
    Friday 10:00–18:00
    Saturday 11:00–19:00
    Sunday 10:00–18:00
  10. Quantum Code

    Quantum Code

    Open now 300 m from centre

    Urho Kekkosen katu 4 6E, 00100 Helsinki, Finland

    Open now · closes 23:59

    Full opening hours
    Monday 00:00–23:59
    Tuesday 00:00–23:59
    Wednesday 00:00–23:59
    Thursday 00:00–23:59
    Friday 00:00–23:59
    Saturday 00:00–23:59
    Sunday 00:00–23:59
  11. ASSE Student Exchange Finland

    ASSE Student Exchange Finland

    Closed now 450 m from centre

    Kampinkuja 2 C, 00100 Helsinki, Finland

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–16:00
    Tuesday 09:00–16:00
    Wednesday 09:00–16:00
    Thursday 09:00–16:00
    Friday 09:00–16:00
    Saturday Closed
    Sunday Closed
  12. B2B Pay

    B2B Pay

    Closed now 1.35 km from centre

    c/o Bilanssi, Mannerheimintie 15a, 00260 Helsinki, Finland

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–18:00
    Tuesday 09:00–18:00
    Wednesday 09:00–18:00
    Thursday 09:00–18:00
    Friday 09:00–18:00
    Saturday Closed
    Sunday Closed
  13. LocalBitcoins

    LocalBitcoins

    Open now 1.84 km from centre

    Porkkalankatu 24, 00180 Helsinki, Finland

    Open now · closes 23:59

    Full opening hours
    Monday 00:00–23:59
    Tuesday 00:00–23:59
    Wednesday 00:00–23:59
    Thursday 00:00–23:59
    Friday 00:00–23:59
    Saturday 00:00–23:59
    Sunday 00:00–23:59
  14. Aktia Helsinki

    Aktia Helsinki

    230 m from centre

    Arkadiankatu 4-6, 00100 Helsinki, Finland

  15. Otto

    Otto

    560 m from centre

    Kaisaniemenkatu 5, 00100 Helsinki, Finland

How to not get a bad rate in Helsinki

  • Ask for the amount in hand, not the rate. "How many euros do I get for this?" cannot be answered with a good rate and a hidden commission.
  • Divide the board rate by the mid-market rate above. 0.98 or better is a fair walk-in spread. 0.94 means you are paying 6% to change money.
  • Airport and hotel counters are the worst rate in any city, including this one. They price captivity, not competition. Change the minimum you need to get into town.
  • Count it before you leave the counter, and keep the receipt — some countries require it to convert leftover local currency back on the way out.
  • 6 of the shops above are rated 3.5+ by at least five customers. Rating is not rate, but a shop that people bother to rate well is rarely the one running a bait-and-switch on the board.

Cards worth carrying instead of cash in Finland

A card with no foreign-exchange loading beats almost every counter rate in this city. These are available from banks operating in Finland.

Advertiser disclosure: some “Apply Now” links are partner links and Buzdy may earn a commission if you apply. This never changes what you pay or the order products are shown in.

Looking for a credit card in Finland?

Compare what banks in Finland actually offer — rates, fees and eligibility, updated for 2026.

Best Credit Cards in Finland

Questions about changing money in Helsinki

How many money changers are there in Helsinki?
Buzdy tracks 15 currency exchange businesses within 25 km of central Helsinki, Finland. 6 of the 15 listed above carry a Google rating of 3.5 or better from at least five customers, and the list is ordered by that rating rather than by who paid.
What exchange rate should I be getting in Helsinki today?
The mid-market rate — the real rate banks trade at, with no margin — is currently 1 USD = 0.868513 EUR (collected 2 Aug 2026 00:02 UTC). No walk-in shop will give you that exactly; they make their money on the gap. What it tells you is whether the gap you are being offered is 0.5% or 6%. Take the board rate, divide by the mid-market rate, and anything below about 0.97 is worth walking on from.
Which money changers in Helsinki are open now?
We hold published opening hours for 13 of the 15 shops listed. Each card shows an Open now or Closed badge worked out in Helsinki's own local time, plus when it next opens. Exchange counters keep shorter hours than banks and often close on public holidays, so call before making a special trip.
Is it cheaper to use a money changer or a bank in Helsinki?
For physical cash, an independent changer in a competitive district almost always beats a bank branch counter, because the branch prices convenience and the changer prices footfall. The comparison that actually matters is the one against the mid-market rate shown at the top of this page, not the one against the shop next door — two shops on the same street can both be 4% off. Ask for the all-in figure you will receive in hand, after any commission, before you agree.

More on Helsinki and Finland

Distances are straight-line from the centre of Helsinki. Ratings, review counts and opening hours: Powered by Google. Details can change without notice — call ahead before making a special trip. Mid-market rates are reference rates for comparison only and are not an offer to exchange currency. ·Found something wrong? tell us.