80 Money Changers in Lagos
Every currency exchange we track within 25 km of central Lagos, Nigeria — ranked by verified customer rating, not by who pays us. It is 17:31 in Lagos and 6 of the 30 with published hours are open right now.
Today's mid-market NGN rate
Collected 2 Aug 2026 00:02 UTCThis is the real rate Nigerian naira trade at before anyone adds a margin. Every counter in Lagos quotes worse than this — the only question is by how much.
| Pair | Mid-market rate | A fair counter offer (2% spread) |
|---|---|---|
| 1 USD → NGN | 1,364 | 1,337 or better |
| 1 GBP → NGN | 1,825 | 1,788 or better |
| 1 AED → NGN | 371.40 | 363.97 or better |
| 1 SAR → NGN | 363.73 | 356.45 or better |
Mid-market rates come from our own hourly corridor feed (the same data behind our transfer comparisons). The "fair counter offer" column is the mid-market rate less a 2% spread — a rough line in the sand for walk-in cash, not a quote from any shop on this page. Nobody here publishes live board rates; you still have to ask.
Best-rated money changers in Lagos
-
Salvation Bus Stop, 4 Aderoju Adewuyi St, AWUSE ESTATE, off Alfred Olaiya Street, Opebi, Ikeja 101233, Lagos, Nigeria
Closed now · opens 00:00 tomorrow
Full opening hours
Monday 00:00–23:59 Tuesday 00:00–23:59 Wednesday 00:00–23:59 Thursday 00:00–23:59 Friday 00:00–23:59 Saturday 00:00–23:59 Sunday Closed -
2b Abayomi Shonuga Cres, Lekki Phase I, Lagos 101241, Lagos, Nigeria
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–18:00 Tuesday 09:00–18:00 Wednesday 09:00–18:00 Thursday 09:00–18:00 Friday 09:00–18:00 Saturday Closed Sunday Closed -
vgc, suite c2, Ikota Shopping Complex, Niyi Okunubi St, Ajah, Lagos 106104, Lagos, Nigeria
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–17:00 Tuesday 08:00–17:00 Wednesday 08:00–17:00 Thursday 08:00–17:00 Friday 08:00–17:00 Saturday Closed Sunday Closed -
Plot 6 Karimu Ikotun Cl, Yaba, Lagos 101212, Lagos, Nigeria
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–17:00 Tuesday 09:00–17:00 Wednesday 09:00–17:00 Thursday 09:00–17:00 Friday 09:00–17:00 Saturday Closed Sunday Closed -
SHOP F17, OZIDE PLAZA, OSOLO WAY ISOLO, AJAO, Lagos 100001, Lagos, Nigeria
Open now · closes 23:59
Full opening hours
Monday 00:00–23:59 Tuesday 00:00–23:59 Wednesday 00:00–23:59 Thursday 00:00–23:59 Friday 00:00–23:59 Saturday 00:00–23:59 Sunday 00:00–23:59 -
TYTO Pagoda Mall, 31b Admiralty Wy, Lekki Phase 1, Eti Osa 105102, Lagos, Nigeria
Open now · closes 23:59
Full opening hours
Monday 00:00–23:59 Tuesday 00:00–23:59 Wednesday 00:00–23:59 Thursday 00:00–23:59 Friday 00:00–23:59 Saturday 00:00–23:59 Sunday 00:00–23:59 -
Dominion onward plaza, Askamaya Cres, opposite Mega Chicken, Ikota, Ikota, Lekki 101245, Lagos, Nigeria
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–17:00 Tuesday 08:00–17:00 Wednesday 08:00–17:00 Thursday 08:00–17:00 Friday 08:00–17:00 Saturday Closed Sunday Closed -
Sowget: Buy & Sell Bitcoin/USDT/USDC/Pi coin to Naira | InstaForex Nigeria office | Deriv Payment Ag
★ 4.6 (90) Closed now 11.66 km from centrebehind Excellence Hotel, Ogba, Ikeja 101233, Lagos, Nigeria
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–18:00 Tuesday 09:00–18:00 Wednesday 09:00–18:00 Thursday 09:00–18:00 Friday 09:00–18:00 Saturday 09:00–18:00 Sunday Closed -
23 Oba Akinjobi Way, Ikeja GRA, Ikeja 101233, Lagos, Nigeria
Open now · closes 23:59
Full opening hours
Monday 00:00–23:59 Tuesday 00:00–23:59 Wednesday 00:00–23:59 Thursday 00:00–23:59 Friday 00:00–23:59 Saturday 00:00–23:59 Sunday 00:00–23:59 -
38b Adebayo Doherty Rd, Lekki Phase I, Lagos 106104, Lagos, Nigeria
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–18:00 Tuesday 09:00–18:00 Wednesday 09:00–18:00 Thursday 09:00–18:00 Friday 09:00–18:00 Saturday 10:00–16:00 Sunday Closed -
Foresight House, 163/165 Broad St, Lagos Island, Lagos 300251, Lagos, Nigeria
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–17:00 Tuesday 08:00–17:00 Wednesday 08:00–17:00 Thursday 08:00–17:00 Friday 08:00–17:00 Saturday Closed Sunday Closed -
Exchange Place, 35 Idowu Taylor St, Victoria Island, Lagos 101241, Lagos, Nigeria
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–17:00 Tuesday 08:00–17:00 Wednesday 08:00–17:00 Thursday 08:00–17:00 Friday 08:00–17:00 Saturday Closed Sunday Closed -
RedimIT | Sell Bitcoin, USDT, Ethereum in Nigeria, and Get Paid Instantly.
★ 4.8 (10) Closed now 7.93 km from centre8, Unity road, Off Toyin Street 8, Unity road, Off Toyin Street Ikeja, Allen, Lagos 100271, Lagos, Nigeria
Closed now · opens 00:00 tomorrow
Full opening hours
Monday 00:00–23:59 Tuesday 00:00–23:59 Wednesday 00:00–23:59 Thursday 00:00–23:59 Friday 00:00–23:59 Saturday Closed Sunday Closed -
1b Birrel Ave, Onike, Lagos 101245, Lagos, Nigeria
Closed now · opens 00:00 tomorrow
Full opening hours
Monday 00:00–23:59 Tuesday 00:00–23:59 Wednesday 00:00–23:59 Thursday 00:00–23:59 Friday 00:00–23:59 Saturday Closed Sunday Closed -
No. 30 Ogunnusi Rd, Ojodu Berger 101233, Lagos, Nigeria
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–17:00 Tuesday 08:00–17:00 Wednesday 08:00–17:00 Thursday 08:00–17:00 Friday 08:00–17:00 Saturday 08:00–17:00 Sunday Closed -
Shop F12, Ozide Plaza, 22 Osolo Wy, Oshodi-Isolo, Lagos 100263, Lagos, Nigeria
Open now · closes 23:59
Full opening hours
Monday Closed Tuesday Closed Wednesday Closed Thursday Closed Friday Closed Saturday 00:00–23:59 Sunday 00:00–23:59 -
11 Unity Rd, Allen, Ikeja 101233, Lagos, Nigeria
Open now · closes 23:59
Full opening hours
Monday 00:00–23:59 Tuesday 00:00–23:59 Wednesday 00:00–23:59 Thursday 00:00–23:59 Friday 00:00–23:59 Saturday 00:00–23:59 Sunday 00:00–23:59 -
5a Gerrard Road Ikoyi, Lagos 106104, Local Council Development Area, Ikoyi, Lagos 101233, Lagos, Nigeria
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–17:00 Tuesday 09:00–17:00 Wednesday 09:00–17:00 Thursday 09:00–17:00 Friday 09:00–17:00 Saturday Closed Sunday Closed -
86 Allen Ave, Allen, Ikeja 101233, Lagos, Nigeria
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–17:00 Tuesday 08:00–17:00 Wednesday 08:00–17:00 Thursday 08:00–17:00 Friday 08:00–17:00 Saturday 10:00–16:00 Sunday Closed -
17, J, Freedom Wy, Lekki Phase 1, Lekki 106104, Lagos, Nigeria
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–16:00 Tuesday 09:00–16:00 Wednesday 09:00–16:00 Thursday 09:00–16:00 Friday 09:00–16:00 Saturday 09:00–16:00 Sunday Closed -
Oba Akinjobi street, GRA Ikeja, Ikeja GRA, Lagos 100001, Lagos, Nigeria
Open now · closes 23:59
Full opening hours
Monday 00:00–23:59 Tuesday 00:00–23:59 Wednesday 00:00–23:59 Thursday 00:00–23:59 Friday 00:00–23:59 Saturday 00:00–23:59 Sunday 00:00–23:59 -
Aret Adams House, 233 Ikorodu Rd, Ilupeju, Lagos 100252, Lagos, Nigeria
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–18:00 Tuesday 08:00–18:00 Wednesday 08:00–18:00 Thursday 08:00–18:00 Friday 08:00–18:00 Saturday Closed Sunday Closed -
Sterling Towers, 20 Marina Rd, Lagos Island, Lagos 102273, Lagos, Nigeria
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–16:00 Tuesday 08:00–16:00 Wednesday 08:00–16:00 Thursday 08:00–16:00 Friday 08:00–16:00 Saturday Closed Sunday Closed -
Ground floor, Unit 2, 11A Oko Awo St, Victoria Island, Lagos 101241, Lagos, Nigeria
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–17:00 Tuesday 09:00–17:00 Wednesday 09:00–17:00 Thursday 09:00–17:00 Friday 09:00–17:00 Saturday 09:00–17:00 Sunday 09:00–17:00 -
12 Macarthy Street, beside FCMB Bank, Lagos Island, Lagos 102273, Lagos, Nigeria
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–16:00 Tuesday 08:00–16:00 Wednesday 08:00–16:00 Thursday 08:00–16:00 Friday 08:00–16:00 Saturday Closed Sunday Closed -
Federal Inland Revenue Service, Training School, Agidingbi
★ 4.1 (195) Closed now 9.47 km from centre2B Lateef Jakande Rd, Agidingbi, Ikeja 101233, Lagos, Nigeria
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–17:00 Tuesday 08:00–17:00 Wednesday 08:00–17:00 Thursday 08:00–17:00 Friday 08:00–17:00 Saturday Closed Sunday Closed -
G9WC+386, Bolaji Omupo St, Pedro, Lagos 102216, Lagos, Nigeria
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–05:00 Tuesday Closed Wednesday Closed Thursday Closed Friday Closed Saturday Closed Sunday Closed -
Off Admiralty Way, 42 Admiralty Rd, Lekki Phase 1, Lekki 106104, Lagos, Nigeria
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–18:00 Tuesday 09:00–18:00 Wednesday 09:00–18:00 Thursday 09:00–18:00 Friday 09:00–18:00 Saturday 08:00–20:20 Sunday Closed -
H9V4+QM6, Opebi Rd, Opebi, Lagos 101233, Lagos, Nigeria
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–17:00 Tuesday 08:00–17:00 Wednesday 08:00–17:00 Thursday 08:00–17:00 Friday 08:00–17:00 Saturday 10:00–16:00 Sunday Closed -
4 Ilupeju Byepass, Onipanu, Lagos 102215, Lagos, Nigeria
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–16:00 Tuesday 08:00–16:00 Wednesday 08:00–16:00 Thursday 08:00–16:00 Friday 08:00–16:00 Saturday 08:00–13:00 Sunday Closed
Showing the 30 best-rated of 80 in Lagos. Browse every merchant we list in Nigeria
How to not get a bad rate in Lagos
- Ask for the amount in hand, not the rate. "How many Nigerian naira do I get for this?" cannot be answered with a good rate and a hidden commission.
- Divide the board rate by the mid-market rate above. 0.98 or better is a fair walk-in spread. 0.94 means you are paying 6% to change money.
- Airport and hotel counters are the worst rate in any city, including this one. They price captivity, not competition. Change the minimum you need to get into town.
- Count it before you leave the counter, and keep the receipt — some countries require it to convert leftover local currency back on the way out.
- 30 of the shops above are rated 3.5+ by at least five customers. Rating is not rate, but a shop that people bother to rate well is rarely the one running a bait-and-switch on the board.
Cards worth carrying instead of cash in Nigeria
A card with no foreign-exchange loading beats almost every counter rate in this city. These are available from banks operating in Nigeria.
Advertiser disclosure: some “Apply Now” links are partner links and Buzdy may earn a commission if you apply. This never changes what you pay or the order products are shown in.
Looking for a credit card in Nigeria?
Compare what banks in Nigeria actually offer — rates, fees and eligibility, updated for 2026.
Questions about changing money in Lagos
- How many money changers are there in Lagos?
- Buzdy tracks 80 currency exchange businesses within 25 km of central Lagos, Nigeria. 30 of the 30 listed above carry a Google rating of 3.5 or better from at least five customers, and the list is ordered by that rating rather than by who paid.
- What exchange rate should I be getting in Lagos today?
- The mid-market rate — the real rate banks trade at, with no margin — is currently 1 USD = 1,364 NGN (collected 2 Aug 2026 00:02 UTC). No walk-in shop will give you that exactly; they make their money on the gap. What it tells you is whether the gap you are being offered is 0.5% or 6%. Take the board rate, divide by the mid-market rate, and anything below about 0.97 is worth walking on from.
- Which money changers in Lagos are open now?
- We hold published opening hours for 30 of the 30 shops listed. Each card shows an Open now or Closed badge worked out in Lagos's own local time, plus when it next opens. Exchange counters keep shorter hours than banks and often close on public holidays, so call before making a special trip.
- Is it cheaper to use a money changer or a bank in Lagos?
- For physical cash, an independent changer in a competitive district almost always beats a bank branch counter, because the branch prices convenience and the changer prices footfall. The comparison that actually matters is the one against the mid-market rate shown at the top of this page, not the one against the shop next door — two shops on the same street can both be 4% off. Ask for the all-in figure you will receive in hand, after any commission, before you agree.
Money changers elsewhere in Nigeria
More on Lagos and Nigeria
Distances are straight-line from the centre of Lagos. Ratings, review counts and opening hours: Powered by Google. Details can change without notice — call ahead before making a special trip. Mid-market rates are reference rates for comparison only and are not an offer to exchange currency. ·Found something wrong? tell us.