77 Money Changers in Toronto
Every currency exchange we track within 25 km of central Toronto, Canada — ranked by verified customer rating, not by who pays us. It is 12:29 in Toronto and 9 of the 30 with published hours are open right now.
Today's mid-market CAD rate
Collected 2 Aug 2026 00:02 UTCThis is the real rate Canadian dollars trade at before anyone adds a margin. Every counter in Toronto quotes worse than this — the only question is by how much.
| Pair | Mid-market rate | A fair counter offer (2% spread) |
|---|---|---|
| 1 USD → CAD | 1.4018 | 1.3738 or better |
| 1 GBP → CAD | 1.8874 | 1.8497 or better |
| 1 AED → CAD | 0.381704 | 0.374070 or better |
| 1 SAR → CAD | 0.373816 | 0.366340 or better |
Mid-market rates come from our own hourly corridor feed (the same data behind our transfer comparisons). The "fair counter offer" column is the mid-market rate less a 2% spread — a rough line in the sand for walk-in cash, not a quote from any shop on this page. Nobody here publishes live board rates; you still have to ask.
Best-rated money changers in Toronto
-
2479 Yonge St, Toronto, ON M4P 2H6, Canada
Closed now · opens 09:30 tomorrow
Full opening hours
Monday 09:30–17:30 Tuesday 09:30–17:30 Wednesday 09:30–17:30 Thursday 09:30–17:30 Friday 09:30–17:30 Saturday 10:00–16:30 Sunday Closed -
279 Spadina Ave., Toronto, ON M5T 2E3, Canada
Closed now · opens 10:30 tomorrow
Full opening hours
Monday 10:30–17:00 Tuesday 10:30–17:00 Wednesday 10:30–17:00 Thursday 10:30–17:00 Friday 10:30–16:00 Saturday Closed Sunday Closed -
1973 Yonge St, Toronto, ON M4S 0C1, Canada
Closed now · opens 10:00 tomorrow
Full opening hours
Monday 10:00–18:00 Tuesday 10:00–18:00 Wednesday 10:00–18:00 Thursday 10:00–18:00 Friday 10:00–18:00 Saturday 11:00–17:00 Sunday Closed -
109 McCaul St unit 21, Toronto, ON M5T 3K5, Canada
Closed now · opens 10:30 tomorrow
Full opening hours
Monday 10:30–20:00 Tuesday 10:30–20:00 Wednesday 10:30–20:00 Thursday 10:30–20:00 Friday 10:30–20:00 Saturday 11:00–18:00 Sunday Closed -
1458 Dundas St W, Toronto, ON M6J 1Y6, Canada
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–18:00 Tuesday 09:00–18:00 Wednesday 09:00–18:00 Thursday 09:00–19:00 Friday 09:00–19:00 Saturday 09:00–16:00 Sunday Closed -
100 King St W #5700, Toronto, ON M5K 2A1, Canada
Closed now · opens 08:30 tomorrow
Full opening hours
Monday 08:30–18:30 Tuesday 08:30–18:30 Wednesday 08:30–18:30 Thursday 08:30–18:30 Friday 08:30–18:30 Saturday 09:00–17:00 Sunday Closed -
241 Yonge St, Toronto, ON M5B 1N8, Canada
Open now · closes 17:00
Full opening hours
Monday 09:00–21:00 Tuesday 09:00–21:00 Wednesday 09:00–21:00 Thursday 09:00–21:00 Friday 09:00–21:00 Saturday 10:00–20:00 Sunday 11:00–17:00 -
2354A Yonge St Unit 1 (2nd Floor, Toronto, ON M4P 2E6, Canada
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–18:00 Tuesday 09:00–18:00 Wednesday 09:00–18:00 Thursday 09:00–18:00 Friday 09:00–18:00 Saturday 10:00–16:00 Sunday Closed -
366 Bay St., Toronto, ON M5H 4B2, Canada
Closed now · opens 10:00 tomorrow
Full opening hours
Monday 10:00–17:00 Tuesday 10:00–17:00 Wednesday 11:00–18:00 Thursday 10:00–17:00 Friday 11:00–18:00 Saturday Closed Sunday Closed -
222 Spadina Ave. #101C, Toronto, ON M5T 2C2, Canada
Closed now · opens 10:30 tomorrow
Full opening hours
Monday 10:30–17:00 Tuesday 10:30–17:00 Wednesday 10:30–17:00 Thursday 10:30–17:00 Friday 10:30–17:00 Saturday Closed Sunday Closed -
1240 Dundas St W, Toronto, ON M6J 1X5, Canada
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–18:00 Tuesday 09:00–18:00 Wednesday 09:00–18:00 Thursday 09:00–19:00 Friday 09:00–19:00 Saturday 09:00–16:00 Sunday Closed -
2004 Yonge St, Toronto, ON M4S 1Z7, Canada
Open now · closes 16:00
Full opening hours
Monday 10:00–19:00 Tuesday 10:00–19:00 Wednesday 10:00–19:00 Thursday 10:00–19:00 Friday 10:00–19:00 Saturday 10:00–19:00 Sunday 11:00–16:00 -
644 Yonge St, Toronto, ON M4Y 1Z8, Canada
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–17:00 Tuesday 09:00–17:00 Wednesday 09:00–17:00 Thursday 09:00–17:00 Friday 09:00–17:00 Saturday 09:00–16:00 Sunday Closed -
2310 Bloor St W, Toronto, ON M6S 1P2, Canada
Closed now · opens 10:00 tomorrow
Full opening hours
Monday 10:00–19:00 Tuesday 10:00–19:00 Wednesday 10:00–19:00 Thursday 10:00–19:00 Friday 10:00–19:00 Saturday 10:00–17:00 Sunday Closed -
617 Yonge St, Toronto, ON M4Y 1Z5, Canada
Open now · closes 22:00
Full opening hours
Monday 07:00–23:00 Tuesday 07:00–23:00 Wednesday 07:00–23:00 Thursday 07:00–23:00 Friday 07:00–23:00 Saturday 07:00–23:00 Sunday 09:00–22:00 -
2 Robert Speck Pkwy #620, Mississauga, ON L4Z 1H8, Canada
Open now · closes 23:59
Full opening hours
Monday 00:00–23:59 Tuesday 00:00–23:59 Wednesday 00:00–23:59 Thursday 00:00–23:59 Friday 00:00–23:59 Saturday 00:00–23:59 Sunday 00:00–23:59 -
260 Adelaide St E #206, Toronto, ON M5A 1N1, Canada
Open now · closes 23:59
Full opening hours
Monday 00:00–23:59 Tuesday 00:00–23:59 Wednesday 00:00–23:59 Thursday 00:00–23:59 Friday 00:00–23:59 Saturday 00:00–23:59 Sunday 00:00–23:59 -
55 Dundas St E 4th Floor, Toronto, ON M5B 1C6, Canada
Closed now · opens 10:00 tomorrow
Full opening hours
Monday 10:00–18:00 Tuesday 10:00–18:00 Wednesday 10:00–18:00 Thursday 10:00–18:00 Friday 10:00–18:00 Saturday Closed Sunday Closed -
215 Victoria St #400, Toronto, ON M5B 1T9, Canada
Closed now · opens 08:30 tomorrow
Full opening hours
Monday 08:30–16:30 Tuesday 08:30–16:30 Wednesday 08:30–16:30 Thursday 08:30–16:30 Friday 08:30–16:30 Saturday Closed Sunday Closed -
220 Yonge St, Toronto, ON M5B 2H1, Canada
Open now · closes 19:00
Full opening hours
Monday 10:00–21:00 Tuesday 10:00–21:00 Wednesday 10:00–21:00 Thursday 10:00–21:00 Friday 10:00–21:00 Saturday 10:00–21:00 Sunday 11:00–19:00 -
595 Bay St., Toronto, ON M5G 2C2, Canada
Closed now · opens 10:00 tomorrow
Full opening hours
Monday 10:00–18:00 Tuesday 10:00–18:00 Wednesday 10:00–18:00 Thursday 10:00–18:00 Friday 10:00–18:00 Saturday 10:00–18:00 Sunday Closed -
437 Yonge St A, Toronto, ON M5B 2M3, Canada
Open now · closes 15:30
Full opening hours
Monday 10:00–18:30 Tuesday 10:00–18:30 Wednesday 10:00–18:30 Thursday 10:00–18:30 Friday 10:00–18:30 Saturday 10:00–18:00 Sunday 11:00–15:30 -
301 Spadina Ave., Toronto, ON M5T 2E6, Canada
Closed now · opens 10:30 tomorrow
Full opening hours
Monday 10:30–19:00 Tuesday 10:30–19:00 Wednesday 10:30–19:00 Thursday 10:30–19:00 Friday 10:30–19:00 Saturday 10:30–19:00 Sunday Closed -
70 York St, Toronto, ON M5J 1S9, Canada
Closed now · opens 09:30 tomorrow
Full opening hours
Monday 09:30–16:00 Tuesday 09:30–16:00 Wednesday 09:30–16:00 Thursday 09:30–16:00 Friday 09:30–16:00 Saturday Closed Sunday Closed -
121 Yonge St, Toronto, ON M5C 1W4, Canada
Closed now · opens 10:00 tomorrow
Full opening hours
Monday 10:00–18:00 Tuesday 10:00–18:00 Wednesday 10:00–18:00 Thursday 10:00–18:00 Friday 10:00–18:00 Saturday Closed Sunday Closed -
120 Adelaide St W Suite #2500, Toronto, ON M5H 1T1, Canada
Closed now · opens 10:00 tomorrow
Full opening hours
Monday 10:00–17:00 Tuesday 10:00–17:00 Wednesday 10:00–17:00 Thursday 10:00–17:00 Friday 10:00–17:00 Saturday 10:00–13:00 Sunday Closed -
65 Wellesley St E Unit: 200, Toronto, ON M4Y 2E3, Canada
Closed now · opens 10:00 tomorrow
Full opening hours
Monday 10:00–16:00 Tuesday 10:00–16:00 Wednesday 10:00–16:00 Thursday 10:00–16:00 Friday 10:00–16:00 Saturday 11:00–15:00 Sunday Closed -
220 Yonge St, Toronto, ON M5B 2H1, Canada
Open now · closes 19:00
Full opening hours
Monday 10:00–21:00 Tuesday 10:00–21:00 Wednesday 10:00–21:00 Thursday 10:00–21:00 Friday 10:00–21:00 Saturday 10:00–21:00 Sunday 11:00–19:00 -
Atrium on Bay, 20 Dundas St W, Toronto, ON M5G 2C2, Canada
Closed now · opens 10:00 tomorrow
Full opening hours
Monday 10:00–18:00 Tuesday 10:00–18:00 Wednesday 10:00–18:00 Thursday 10:00–19:00 Friday 10:00–19:00 Saturday 10:00–16:00 Sunday Closed -
111 Queens Quay W, Toronto, ON M5J 2T5, Canada
Open now · closes 18:00
Full opening hours
Monday 10:30–20:00 Tuesday 10:30–20:00 Wednesday 10:30–20:00 Thursday 10:30–20:00 Friday 10:30–20:00 Saturday 11:00–19:30 Sunday 12:00–18:00
Showing the 30 best-rated of 77 in Toronto. Browse every merchant we list in Canada
How to not get a bad rate in Toronto
- Ask for the amount in hand, not the rate. "How many Canadian dollars do I get for this?" cannot be answered with a good rate and a hidden commission.
- Divide the board rate by the mid-market rate above. 0.98 or better is a fair walk-in spread. 0.94 means you are paying 6% to change money.
- Airport and hotel counters are the worst rate in any city, including this one. They price captivity, not competition. Change the minimum you need to get into town.
- Count it before you leave the counter, and keep the receipt — some countries require it to convert leftover local currency back on the way out.
- 30 of the shops above are rated 3.5+ by at least five customers. Rating is not rate, but a shop that people bother to rate well is rarely the one running a bait-and-switch on the board.
Cards worth carrying instead of cash in Canada
A card with no foreign-exchange loading beats almost every counter rate in this city. These are available from banks operating in Canada.
Advertiser disclosure: some “Apply Now” links are partner links and Buzdy may earn a commission if you apply. This never changes what you pay or the order products are shown in.
Looking for a credit card in Canada?
Compare what banks in Canada actually offer — rates, fees and eligibility, updated for 2026.
Questions about changing money in Toronto
- How many money changers are there in Toronto?
- Buzdy tracks 77 currency exchange businesses within 25 km of central Toronto, Canada. 30 of the 30 listed above carry a Google rating of 3.5 or better from at least five customers, and the list is ordered by that rating rather than by who paid.
- What exchange rate should I be getting in Toronto today?
- The mid-market rate — the real rate banks trade at, with no margin — is currently 1 USD = 1.4018 CAD (collected 2 Aug 2026 00:02 UTC). No walk-in shop will give you that exactly; they make their money on the gap. What it tells you is whether the gap you are being offered is 0.5% or 6%. Take the board rate, divide by the mid-market rate, and anything below about 0.97 is worth walking on from.
- Which money changers in Toronto are open now?
- We hold published opening hours for 30 of the 30 shops listed. Each card shows an Open now or Closed badge worked out in Toronto's own local time, plus when it next opens. Exchange counters keep shorter hours than banks and often close on public holidays, so call before making a special trip.
- Is it cheaper to use a money changer or a bank in Toronto?
- For physical cash, an independent changer in a competitive district almost always beats a bank branch counter, because the branch prices convenience and the changer prices footfall. The comparison that actually matters is the one against the mid-market rate shown at the top of this page, not the one against the shop next door — two shops on the same street can both be 4% off. Ask for the all-in figure you will receive in hand, after any commission, before you agree.
Money changers elsewhere in Canada
More on Toronto and Canada
Distances are straight-line from the centre of Toronto. Ratings, review counts and opening hours: Powered by Google. Details can change without notice — call ahead before making a special trip. Mid-market rates are reference rates for comparison only and are not an offer to exchange currency. ·Found something wrong? tell us.