Best Personal Loans in Canada (2026)

4 personal loans from 4 banks in Canada. 0 of them publish a rate; the rest quote only on application.

Every figure below is taken from the bank's own published pages and is shown in the bank's own wording — a flat rate and a reducing rate are not the same thing, so they are never merged. A dash means the bank does not publish that figure. Rates change; always confirm on the bank's site before applying.
Last read from the banks' websites on 16 August 2026.

Bank & loan	Rate (bank's own wording)	Min salary	Max amount	Tenure
RBC Personal Loan Royal Bank of Canada bank's page ↗	—	—	—	1 year – 5 years	View
Scotia Plan Personal Loan Bank of Nova Scotia	—	—	—	—	View
CIBC Personal Loan Canadian Imperial Bank of Commerce bank's page ↗	—	—	—	—	View
TD Personal Loan Toronto-Dominion Bank	—	—	—	—	View