Best Personal Loans in United Kingdom (2026)

8 personal loans from 7 banks in United Kingdom. 7 of them publish a rate; the rest quote only on application.

Every figure below is taken from the bank's own published pages and is shown in the bank's own wording — a flat rate and a reducing rate are not the same thing, so they are never merged. A dash means the bank does not publish that figure. Rates change; always confirm on the bank's site before applying.
Last read from the banks' websites on 16 August 2026.

Bank & loan	Rate (bank's own wording)	Min salary	Max amount	Tenure
Personal Loan Barclays Bank bank's page ↗	Our lowest rate: 6.1% APR representative for loans between £7,500 and £25,000 for 1 - 5 years.	—	£300 – £50,000	3 months – 7 years	View
Personal Loan Halifax bank's page ↗	APR representative: 7.4% APR representative on loans from £7,500 to £25,000 over 1 to 5 years.	—	£50,000	7 years	View
Personal Loan HSBC bank's page ↗	APR Representative: 6.5% APR Representative. This rate is available for loans between £7,500 and £20,000.	—	£30,000	5 years for loans of £15,000 and less; 8 years for loans over £15,000	View
Personal loan Lloyds Banking Group bank's page ↗	APR representative: 7.4% APR representative. This applies to loans from £7,500 to £25,000 over 1 to 5 years.	—	£50,000	7 years	View
Personal loan Nationwide Building Society bank's page ↗	APR Representative (fixed): 5.9% APR Representative (fixed)	—	£50,000	10 years	View
Personal Loan NatWest Group bank's page ↗	Representative APR: Representative 6.9% APR. This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates.	—	£50,000	10 years	View
Personal Loan TSB Bank bank's page ↗	APR representative (described by TSB as 'our lowest rate'): Our lowest rate: 6.1% APR representative for loans between £7,500 and £25,000 for 1 - 5 years.	—	£50,000	7 years	View
Graduate Loan TSB Bank bank's page ↗	—	—	£1,000 – £10,000	1 year – 5 years	View