Best Personal Loans in Pakistan (2026)

48 personal loans from 10 banks in Pakistan. 0 of them publish a rate; the rest quote only on application.

Every figure below is taken from the bank's own published pages and is shown in the bank's own wording — a flat rate and a reducing rate are not the same thing, so they are never merged. A dash means the bank does not publish that figure. Rates change; always confirm on the bank's site before applying.
Last read from the banks' websites on 29 July 2026.

Bank & loan	Rate (bank's own wording)	Min salary	Max amount	Tenure
ALLIED CAR FINANCE Allied bank Pakisatn bank's page ↗	—	PKR 40,000	Financing up to Rs. 3 Million	Financing for up to 5 Years	View
ALLIED HOME FINANCE Allied bank Pakisatn bank's page ↗	—	PKR 50,000	Financing up to PKR 75 million	Flexible repayment tenure from 3 to 25 years	View
Meezan Easy Home meezan bank bank's page ↗	—	PKR 50,000	PKR 1 million to PKR 100 million	Up to 25 years	View
Alfalah Personal Loan bank alfalah bank's page ↗	—	PKR 50,000	Financing from PKR 50,000 up to PKR 3 million	Up to 4 years	View
Meezan Women House Finance meezan bank bank's page ↗	—	PKR 40,000	PKR 0.5 Million to PKR 50 Million	Maximum 25 years	View
Alfalah Auto Loan bank alfalah bank's page ↗	—	PKR 30,000	Financing Limit: PKR 200,000 to PKR 3,000,000	Tenures of up to 5 years	View
Home Loans MCB Bank bank's page ↗	—	PKR 75,000	Broad range of financing available - Upto PKR 50 Million (or even higher)	Flexibility to borrow funds for 2 - 25 years	View
MERA PAKISTAN – MERA GHAR Allied bank Pakisatn bank's page ↗	—	PKR 37,000	Up to PKR 10 Million	20 years (subsidy for 10 years)	View
Saibaaan NBP bank's page ↗	—	PKR 35,000	Up to Rs.75 Million	Minimum: 3 years Maximum: 25 years (HP/HC/LPC/BTF); Minimum: 3 years Maximum: 15 years (HI)	View
ALLIED PERSONAL FINANCE Allied bank Pakisatn bank's page ↗	—	PKR 25,000	Loan amount: Rs. 30,000/- to Rs. 3,000,000/-	Flexibility to choose repayment period from 1 to 4 years	View
MERA PAKISTAN MERA GHAR NBP bank's page ↗	—	—	Up to PKR 10 Million	20 years (Subsidy for 10 years)	View
Standard Chartered Cash One Standard Chartered bank's page ↗	—	—	Loans ranging from PKR 30,000 to PKR 4 mn depending on your eligibility, income and repayment capacity	The loan can be repaid over a period of 12 to 60 months	View
UBL Address Home Loan Facility UBL Bank bank's page ↗	—	PKR 150,000	Minimum loan size: Rs. 1,000,000	—	View
UBL CashPlus UBL Bank bank's page ↗	—	PKR 40,000	—	Tenor: 1 - 4 years	View
Meezan Women First Car Ijarah meezan bank bank's page ↗	—	—	Rs. 3 Million Net Financing Amount	Up to 5 years (vehicles up to 1000 CC)	View
Meezan Bike Ijarah meezan bank bank's page ↗	—	PKR 40,000	—	Up to 3 years	View
Student Personal Loan MCB Bank bank's page ↗	—	—	Maximum PKR 1 million only	Maximum loan repayment tenor shall be 7 years from the date the loan becomes repayable including grace period of 6 months	View
Personal Loan MCB Bank bank's page ↗	—	—	Minimum Loan Amount: PKR 50,000; Maximum Loan Amount: Up to PKR 2 Million	Tenure: 1 year to 4 years	View
Advance Salary_ Personal Loan NBP bank's page ↗	—	—	Financing up to Rs. 3 Million against your salary	Maximum tenure up to 4 years (48 months)	View
Car4U MCB Bank bank's page ↗	—	PKR 40,000	—	Finance Tenor: Up to 7 years	View
KHUSHHALI APNA MAKAAN Khushhali Microfinance Bank bank's page ↗	—	—	PKR 50,000 to PKR 5,000,000	6-120 Months	View
Alfalah Revolving Loan bank alfalah bank's page ↗	—	PKR 75,000	Minimum Loan: Rs 50,000	—	View
Alfalah Home Finance bank alfalah bank's page ↗	—	PKR 75,000	—	Up to 25 years	View
Alfalah Instant Loan bank alfalah bank's page ↗	—	—	Minimum PKR 50,000 to PKR 750,000	Up to 4 years	View
UBL DRIVE UBL Bank bank's page ↗	—	PKR 35,000	—	Minimum 1 year & Maximum 5 Years (Vehicles up to 1000 CC); Minimum 1 year & Maximum 3 Years (Vehicles above 1000 CC)	View
Cash4Cash MCB Bank bank's page ↗	—	—	PKR 0.050M - PKR 7.000M	—	View
HBL Personal Loan HBL Bank	—	on	—	—	View
HBL car loan HBL Bank	—	20000	—	—	View
Durable Goods Financing meezan bank bank's page ↗	—	—	Minimum PKR 35,000 up to maximum PKR 1,000,000	—	View
Meezan Car Ijarah meezan bank bank's page ↗	—	—	—	Maximum ijarah tenure: Upto 7 years	View
HBL Salary Plus HBL Bank	—	on	—	—	View
Commercial Mortgage Standard Chartered	—	—	—	—	View
Ask4Car Askari Bank Limited	—	—	—	—	View
Askari Education Loan Askari Bank Limited	—	—	—	—	View
Mera Pakistan, Mera Ghar Askari Bank Limited	—	—	—	—	View
Mortage Refance Standard Chartered	—	—	—	—	View
Mortage One Standard Chartered	—	—	—	—	View
Green Mortage Standard Chartered	—	—	—	—	View
KHUSHHALI SARMAYA Khushhali Microfinance Bank	—	—	—	—	View
Mortgage for Special Segments Askari Bank Limited	—	—	—	—	View
Personal Finance Askari Bank Limited	—	—	—	—	View
Regular Mortgage Finance Askari Bank Limited	—	—	—	—	View
KHUSHHALI SONA Khushhali Microfinance Bank	—	—	—	—	View
KHUSHHALI EASYCASH Khushhali Microfinance Bank	—	—	—	—	View
KHUSHHALI AGRI PLUS Khushhali Microfinance Bank	—	—	—	—	View
Women Personal Loan bank alfalah	—	—	—	—	View
Personal loan 4 Salaried Women MCB Bank	—	—	—	—	View
Meezan Women Consumer Ease meezan bank	—	—	—	—	View