Looking for the best Credit Cards in Canada? We have compared 15 Credit Cards from top banks in Canada to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Canada (2026)
1. Allure Mastercard
Bank: National Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Purchase Protection, Digital Wallet, Hotel Discounts & Offers, Lifestyle Privileges, Global Acceptance, Chip/Pin
A no-annual-fee cashback card that supports the Quebec Breast Cancer Foundation with every purchase. Earn 1 point per $2 spent, redeemable as $10 cashback per 1,000 points annually. National Bank dona
2. MC1 Mastercard
Bank: National Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Purchase Protection, Digital Wallet, Lifestyle Privileges, Global Acceptance, Chip/Pin, Supplementary Cards
A no-annual-fee, no-frills Mastercard from National Bank of Canada ideal for building credit. Features a 21-day interest-free grace period, contactless Tap and Go payments, Mastercard Zero Liability p
3. mycredit Mastercard
Bank: National Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Cashback: Up to 1% cashback
- Benefits: Purchase Protection, Digital Wallet, Hotel Discounts & Offers, Global Acceptance, Chip/Pin, Supplementary Cards
Benefit from cashback on your pre-authorized payment, restaurant purchases, and a free mobile protection
4. World Elite Mastercard
Bank: National Bank of Canada
- Annual Fee: 150 $
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
A premium National Bank card earning 5 points per $1 on first $2,500 monthly spend, 2 points on gas, EV charging, and bills, plus airport lounge access at Montreal-Trudeau. Includes up to $150 annual
5. Avion Visa Infinite Business
Bank: Royal Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Digital Wallet, Chip/Pin, Supplementary Cards
A premium business travel card earning 1.25 Avion points per $1 on first $75,000 annually. Includes access to 1,200+ airport lounges worldwide, 24/7 concierge service, best-in-class insurance includin
6. Avion Visa Infinite Privilege
Bank: Royal Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Digital Wallet, Chip/Pin, Supplementary Cards
Get up to 55,000 Avion points1 (a value of up to $1,100†), that’s enough to fly anywhere in North America or the Caribbean!
7. British Airways Visa Infinite
Bank: Royal Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Digital Wallet, Chip/Pin, Supplementary Cards
Earn 3 Avios per $1 on British Airways purchases and 2 Avios per $1 on dining. Redeem for flights, upgrades, or get 10% off paid BA bookings. Includes a companion voucher at $30,000 annual spend, Visa
8. Business Cash Back Mastercard
Bank: Royal Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Digital Wallet, Chip/Pin, Supplementary Cards
A no-annual-fee business Mastercard earning 1% cash back on all purchases with a 2% welcome bonus for the first 3 months. Features purchase protection, extended warranty up to 5 years, Zero Liability
9. CreditLine for Small Business
Bank: Royal Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Digital Wallet, Chip/Pin, Supplementary Cards
The Functionality of a Line of Credit Combined With the Convenience of Credit Card. Get easy access to the credit you need, when your business needs it – at a low, competitive interest rate for no a
10. moi RBC Visa
Bank: Royal Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Digital Wallet, Chip/Pin, Supplementary Cards
Earn 2 Moi points per $1 at Metro, Brunet, Jean Coutu, and Premiere Moisson stores, plus 2 points per $1 on dining and gas. Redeem points at checkout in participating stores. Includes mobile device in
11. RBC Avion Visa Infinite
Bank: Royal Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Digital Wallet, Chip/Pin, Supplementary Cards
RBC Avion Visa Infinite – a Premium Travel Credit Card with Insurance Benefits
12. RBC Avion Visa Platinum
Bank: Royal Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Digital Wallet, Chip/Pin, Supplementary Cards
Get up to 55,000 Avion points1 (a value of up to $1,100†), that’s enough to fly anywhere in North America or the Caribbean!
13. RBC Cash Back Mastercard
Bank: Royal Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Digital Wallet, Chip/Pin, Supplementary Cards
Get Unlimited Cash Back on Your Purchases2 with our no annual fee Cash Back credit card
14. RBC CashBack World Elite card
Bank: Royal Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Digital Wallet, Chip/Pin, Supplementary Cards, Interest Free Days
Get Unlimited Cash Back on Your Purchases with our premium Cash Back credit card
15. RBC ION Visa
Bank: Royal Bank of Canada
- Interest Rate: 1.66% per month
- Salary/Eligibility: Not Required
- Benefits: Digital Wallet, Chip/Pin, Supplementary Cards
RBC ION Visa – RBC’s best no Annual Fee Rewards Credit Card__ Get 6,000 Avion welcome points upon approval^ - that’s $40 of value in gift cards!
How to Choose a Credit Card in Canada
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by central bank
Frequently Asked Questions
What is the best Credit Card in Canada for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Canada now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Canada?
Besides cards, popular payment methods include cards and digital payments.
Compare all Credit Cards in Canada →
Related Searches
People in Canada also search for:
- best credit card for online shopping in Canada 2026
- credit card with no annual fee in Canada 2026
- best cashback credit card in Canada 2026
- best travel credit card in Canada 2026
- low interest credit card in Canada 2026
- best rewards credit card in Canada 2026
- credit card for beginners in Canada 2026
- best credit card for groceries in Canada 2026
- premium credit card with lounge access in Canada 2026
- best credit card for fuel in Canada 2026
How We Compare Best Credit Cards in Canada 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Canada. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
Sign in with Google to join
