How We Rank Products
Buzdy compares financial products across 51 countries and 527 banks. Here is how our rankings work.
Ranking Criteria
We evaluate each product on six factors:
- Annual Fee — lower is better for most users
- Interest Rate / APR — lower is better for revolving balances
- Rewards and Cashback — higher percentage and broader coverage rank higher
- Eligibility and Accessibility — lower minimum salary and simpler requirements rank higher
- User Reviews — ratings from verified cardholders where available
- Bank Regulatory Standing — licensed banks regulated by central authorities
How We Make Money
Buzdy earns commission when users apply for financial products through our affiliate links. This does NOT affect our rankings. Products without affiliate relationships are ranked by the same criteria.
Products marked Editor Pick (Unpaid) are recommendations where we do not earn commission — included purely on merit.
Data Sources
Product data is sourced from official bank websites and verified regularly. If you notice outdated information, email [email protected] — we update within 48 hours.
Independence
Buzdy is independently operated. No bank or financial institution has editorial input on our rankings. Our comparison tables are generated from the same dataset regardless of commercial relationships.
Not Financial Advice
This website is for educational and comparison purposes only. It does not constitute financial, legal, or tax advice. Consult a qualified financial advisor for advice specific to your situation. Rates, fees, and eligibility shown are current as of publish date — always verify directly with the bank before applying.
Questions
Email [email protected] with any questions about our methodology.
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