Last updated: August 2, 2026 · Accounts compared: 15 · Data source: issuer product pages, recorded in the Buzdy database · cited pages where we hold them
Reviewed by Zia Shahid, Buzdy Banking Editor · Our methodology
? In this guide
Looking for a savings account in Pakistan in 2026? We hold verified data on 217 savings accounts in Pakistan and show the top 15 here. Every figure below is printed from the record Buzdy holds for that product, taken from the issuer's own published material — where a bank does not publish a number, this guide says Not published rather than guessing. We link the exact issuer page under Sources for every product where we have recorded it; for the rest we hold the figure but not the page, and say so.
How this list is ordered. These are not ranked. Buzdy does not hold a comparable published rate for most of these products, and we will not invent an order we cannot justify — they are listed one per bank in rotation so you can see the spread of issuers.
This is not a complete list of every savings account sold in Pakistan. It is the set Buzdy has verified data for, from 14 issuers, as of August 2, 2026.
Quick Comparison: 15 Savings Accounts in Pakistan
Side by side, in the order explained above. Tap any name for the full product page.
| Savings account | Bank | Interest rate | Minimum income | Details |
|---|---|---|---|---|
| 1. AL Habib Pensioner`s Savings | Bank Al Habib Limited | Not published | Not published | View → |
| 2. Alfalah Asaan Account_ Current | bank alfalah | Not published | Not published | View → |
| 3. ALLIED ASAAN ACCOUNT | Allied bank Pakisatn | Not published | Not published | View → |
| 4. Amal Priority Plus Account | Faysal Bank | Not published | Not published | View → |
| 5. Asaan Current Account | meezan bank | Not published | Not published | View → |
| 6. Asaan Current Account | NRSP Microfinance Bank Limited | Not published | Not published | View → |
| 7. Asaan Digital Remitance Acount | HBL Bank | Not published | Not published | View → |
| 8. ASAAN REMITANCE Curent ACCOUNT | BOP | Not published | Not published | View → |
| 9. Asan Digital Remitance Account | Askari Bank Limited | Not published | Not published | View → |
| 10. Basic Banking Account | Soneri Bank | Not published | Not published | View → |
| 11. Basic Saver Account | Standard Chartered | Not published | Not published | View → |
| 12. Mahana Aamdani Savings Account | UBL Bank | Not published | Not published | View → |
| 13. MCB 365 Saving Account | MCB Bank | Not published | Not published | View → |
| 14. NBP ASAAN ACCOUNT | NBP | Not published | Not published | View → |
| 15. Al Habib Asaan Current | Bank Al Habib Limited | Not published | Not published | View → |
The 15 Savings Accounts in Detail
1. AL Habib Pensioner`s Savings
Bank: Bank Al Habib Limited
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
Facilitating pensioner’s in receiving their pension funds after retirement. The account is designed for pensioners who want a steady profit rate on their investment for their routine monthly expenses after their retirement.
2. Alfalah Asaan Account_ Current
Bank: bank alfalah
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
Bank Alfalah Asaan Account – Current Opening a bank account doesn’t need to involve too much hassle. With minimal documentation and just Rs. 100, open your Alfalah Asaan Account today.
3. ALLIED ASAAN ACCOUNT
Bank: Allied bank Pakisatn
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
Allied Assan Account is tailored to cater to the banking needs of unbanked/common people of society with simplified account opening requirements/ procedures. Customers can open current or saving accounts according to their needs with free facilities like no minimum balance requirement, with exciting complementary fa...
4. Amal Priority Plus Account
Bank: Faysal Bank
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
Faysal Bank values the role played by women in our society and would like to promote financial independence of women by offering Transactional and Saving Products, Financing Facilities, Payment Solutions and Takaful Coverages.
5. Asaan Current Account
Bank: meezan bank
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
The Riba-free Meezan Asaan Current Account is another addition to the offerings of Meezan bank. Meezan Asaan Account opens the doors of banking products and services to those customers who have limited proof of source of income
6. Asaan Current Account
Bank: NRSP Microfinance Bank Limited
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
This account is introduced for common people/individuals especially for unbanked/under banked segment of population in compliance to SBP’s National Financial Inclusion Strategy (NFIS).
7. Asaan Digital Remitance Acount
Bank: HBL Bank
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
Now enjoy receiving remittances through complete digital account with improved transaction limits through HBL Asaan Digital Remittance Account.
8. ASAAN REMITANCE Curent ACCOUNT
Bank: BOP
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
The Bank of Punjab has introduced "BOP Asaan Remittance Current Account" to facilitate opening of bank accounts by low risk/ low income unbanked/underbanked customers for receipt of home remittances directly into bank account instead of resorting to traditional over the counter cash transactions. These segments of s...
9. Asan Digital Remitance Account
Bank: Askari Bank Limited
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
Pakistani Resident Individuals (current account) can now receive remittances from their families and friends living abroad, directly in a bank account without the hassle of visiting the branch with Askari Asaan Digital Remittance Account.
10. Basic Banking Account
Bank: Soneri Bank
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
It is a non-profit bearing account with no minimum balance requirement. Initial deposit for account opening is Rs. 1,000/-. Unrestricted number of withdrawals from the account through ATMs is permissible subject to applicable per day withdrawal limit for amounts in force.
11. Basic Saver Account
Bank: Standard Chartered
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
Basic Savings Account offers you profits that are calculated on your daily balance, and paid out twice a year.
12. Mahana Aamdani Savings Account
Bank: UBL Bank
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
UBL Mahana Aamdani Savings Account is a unique monthly savings account, offering competitive high yield tier based saving rates, primarily targeting rate conscious customers, who are also looking for transactional flexibility.
13. MCB 365 Saving Account
Bank: MCB Bank
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
Having key features of Tiered product for high depositors desiring high return, Unlimited withdrawals & deposits, Competitive rates*, Profit Calculation on average monthly balance, Monthly profit payment frequency and Initial deposit as low as PKR 100.
14. NBP ASAAN ACCOUNT
Bank: NBP
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
The Asaan Account is targeted at common people and is open to all low income unbanked/under-banked masses who face difficulties in account opening due to normal account opening requirements or lesser means.
15. Al Habib Asaan Current
Bank: Bank Al Habib Limited
- Interest rate: Not published
- Minimum income: Not published
- Verified benefits: None published on the issuer product page
A special account for Pakistani nationals who do not have a Bank account. All you need is your CNIC to start banking with us and enjoy a host of value-added services.
7 Smart Tips Before You Apply
What banks won't put in their marketing — but every smart applicant should know.
- Compare APY, not just headline interest. A 5% rate compounded monthly yields more than 5.1% compounded annually. Look for daily compounding for maximum return.
- Check the deposit insurance coverage. Most countries insure deposits up to a limit (varies). Spread funds across multiple banks if you have more than the insured limit.
- Watch out for promo rates that expire. Banks offer 6% for the first 3 months then drop to 1%. Set a reminder to move funds when the promo ends.
- Tiered rates can mislead. Some accounts pay high interest only on balances above a threshold (e.g. only on the portion above $10,000). Read the structure carefully.
- Minimum balance penalties are real. Drop below $500 and you may lose all interest for that month — or pay a maintenance fee that eats months of earnings.
- Online banks pay more than branches. No-branch banks have lower overheads and pass it on as higher rates — often 5-10x what big-bank savings accounts pay.
- Tax matters. Interest income is taxable in most countries. Use tax-advantaged accounts (e.g. ISA in UK, IRA in US, EPF/PRA in Pakistan) where available.
Common Mistakes to Avoid
The five most expensive errors people make with savings accounts:
- Putting all savings in one big bank. Big-brand banks pay 0.5% while online banks pay 4-5%. The convenience costs you thousands per year.
- Ignoring inflation. If inflation is 8% and your savings earn 4%, you're losing 4% per year in real terms. Match savings rate to inflation, or it's not really saving.
- Locking everything in fixed deposits. Keep 3-6 months expenses liquid in a high-yield savings account; only lock what you definitely won't need for 1-5 years.
- Forgetting to renew on maturity. Mature FDs often roll over at the LOWEST current rate — sometimes a third of the original. Set a calendar reminder for every maturity date.
- Withdrawing early without checking penalty. Breaking a 1-year FD in month 11 can wipe out 12 months of interest. Match the term to your actual lock-in tolerance.
How to Choose the Right Savings account in Pakistan
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Customer support — 24/7 helpline, branch network, dispute resolution time
- Regulation — check the issuer's licence on the State Bank of Pakistan (SBP) public register before you apply
Frequently Asked Questions: Savings accounts in Pakistan
What is the best savings account in Pakistan for 2026?
The best savings account depends on your priorities — income level, spending habits, and eligibility. Use the comparison table above to filter by rate, benefits, and bank. For premium benefits with worldwide acceptance, look at Platinum tier cards. For low income requirements, classic tier cards offer easier eligibility. Compare the 15 products in this guide above.
What credit score do I need for a savings account in Pakistan?
Buzdy does not hold credit-score or credit-bureau data, and each bank sets its own threshold. None of the 15 products in this guide publish a minimum income requirement on their product page, so ask the bank directly before applying.
Can I apply online for a savings account in Pakistan?
Yes, most major banks in Pakistan now offer fully online applications. Tap "View" on any savings account above to start the application process directly with the bank.
What documents do I need?
Standard documents: valid government ID, tax identification number, proof of address (utility bill or rental agreement), latest 3 months of payslips (for salaried applicants) or 6 months of bank statements (self-employed), and a recent passport-size photograph. Exact requirements vary by bank.
Are these savings accounts regulated and safe?
Retail banking in Pakistan is supervised by State Bank of Pakistan (SBP). Buzdy has not individually verified the licence status of each issuer on this page, so check the regulator’s own public register before you apply — and escalate an unresolved dispute there.
Can I get a savings account if I am self-employed in Pakistan?
Yes. Self-employed applicants typically need: business registration, latest tax returns, 6 months of bank statements, and audited financials (for higher tiers). Approval rates are lower than for salaried applicants but several banks specifically cater to small business owners.
What happens if I default on payments?
Missed payments trigger late fees, a credit-score drop, and a higher interest rate going forward. After 90 days of non-payment, the account goes to collections and is reported to credit bureaus. Contact your bank BEFORE missing a payment if you have trouble — most banks offer hardship plans.
Related Guides for Pakistan
- All banks in Pakistan
- Bank branches across Pakistan
- Credit Cards In Pakistan 2026
- Personal Loans In Pakistan 2026
- Savings Accounts In Pakistan 2026
- Pakistan EMI calculator
- Pakistan savings calculator
How We Compare
Our editorial team reviews each product based on annual fees, interest rates, rewards programs, eligibility requirements, and verified bank disclosures. We update this comparison regularly to reflect the latest offers. Data is sourced from official bank websites and verified where regulatory filings are publicly available.
Buzdy compares products from 555 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
Disclosure: Buzdy may earn a referral commission when you apply through links on our site. Commissions never influence rankings. Read our full editorial standards.
Sign in with Google to join
