Savings Calculator Pakistan
See how your savings grow with compound interest. Set a goal, compare rates, and maximize returns.
See how changes affect your returns
How is compound interest calculated?
A = P × (1 + r/n)^(n×t). P = principal, r = annual rate, n = compounding frequency (12 for monthly), t = years.
What's the difference between compound and simple interest?
Simple interest: you earn interest only on your original deposit. Compound: you earn interest on your interest too — the difference grows massively over time.
How often should I check my savings?
Set it and forget it. Monthly contributions + compound interest do the work. Review quarterly to ensure your rate is still competitive.
Savings accounts and deposit terms in Pakistan
Savings returns in Pakistan are paid in PKR. Buzdy holds opening terms for 13 accounts from 29 banks, so you can put a real minimum balance and a real rate into the calculator above.
Savings & deposit accounts in Pakistan
| Account | Bank | Profit / interest | Initial deposit | Minimum balance |
|---|---|---|---|---|
| Soneri Savings Account | Soneri Bank | Tiered* | 1000 | 5000 |
| PLS Savings Account | Soneri Bank | 14.50(% p.a) | 100 | No requirement |
| Youngster Minor Saving Account | Soneri Bank | As per the minimum profit rate to be paid on all Pak Rupee Saving Deposits set by SBP | 100 | No requirement |
| Soneri Pensioners Account | Soneri Bank | On monthly average balance | — | Exempted / Not applicable |
| Basic Banking Account | Soneri Bank | — | 1000 | No requirement |
| Soneri Asaan Account | Soneri Bank | On monthly average balance | 100 | — |
| Soneri Current Account | Soneri Bank | — | 1000 | 5000 |
| Soneri Ikhtiar Account | Soneri Bank | — | 1000 | 5000 |
| Soneri Foreign Curency Account | Soneri Bank | Semi-annually | — | For FCY Current account – Rs. 50/- equivalent to the account currency (inclusive of FED) |
| Soneri Ladies First Account | Soneri Bank | — | 1000 | NIL |
| Soneri Sahara Account | Soneri Bank | On monthly average balance | — | — |
| Soneri Nigehban Term Deposit | Soneri Bank | — | — | PKR 25,000 |
| Mustaqeem Rahat Account | Soneri Bank | — | Rs. 100 | — |
13 accounts from 1 bank with published opening terms. Amounts are in PKR.
Banks we track in Pakistan
Keep going in Pakistan
Guides for Pakistan
Pakistan — frequently asked questions
How much do I need to open a savings account in Pakistan?
Published opening deposits among the accounts we track include 1000; 100; Rs. 100.
Which banks offer savings accounts in Pakistan?
Buzdy lists 13 savings and deposit accounts in Pakistan from banks including Soneri Bank.
How does compound interest work?
You earn profit on your profit. The calculator above compounds monthly, so each month's interest is added to the balance before the next month is worked out.