Mortgage & Home Loan Calculator Pakistan
Calculate your home loan payment. Check if you can afford it. See total cost breakdown.
Calculate Mortgage
See how changes affect your result
How much mortgage can I afford?
Keep payments under 30% of income. UAE: 20% down for expats, 15% for nationals.
Fixed vs variable rate?
Fixed = same payment for term. Variable = starts lower but can rise. Choose fixed for stability.
Does a longer tenure reduce EMI?
Yes, but total interest increases significantly. 25 years costs much more than 15 years.
Home loans and mortgages in Pakistan
Mortgage payments in Pakistan are calculated in PKR. Buzdy holds 15 home finance products from 8 local lenders, so you can start from a real rate rather than a guess.
Home loan and mortgage products in Pakistan
| Product | Bank | Rate | Maximum amount | Tenure |
|---|---|---|---|---|
| MERA PAKISTAN – MERA GHAR | Allied bank Pakisatn | — | — | — |
| Mortage One | Standard Chartered | — | — | — |
| Mortage Refance | Standard Chartered | — | — | — |
| Commercial Mortgage | Standard Chartered | — | — | — |
| Green Mortage | Standard Chartered | — | — | — |
| MERA PAKISTAN MERA GHAR | NBP | — | — | — |
| Saibaaan | NBP | — | — | — |
| Regular Mortgage Finance | Askari Bank Limited | — | — | — |
| Mera Pakistan, Mera Ghar | Askari Bank Limited | — | — | — |
| Mortgage for Special Segments | Askari Bank Limited | — | — | — |
| Home Loans | MCB Bank | — | — | — |
| UBL Address Home Loan Facility | UBL Bank | — | — | — |
| Meezan Easy Home | meezan bank | — | — | — |
| ALLIED HOME FINANCE | Allied bank Pakisatn | — | — | — |
| Alfalah Home Finance | bank alfalah | — | — | — |
15 home finance products from 8 banks, as published by each bank.
Banks we track in Pakistan
Keep going in Pakistan
Guides for Pakistan
Pakistan — frequently asked questions
Which banks offer home loans in Pakistan?
Buzdy tracks 15 home finance products in Pakistan from lenders including Allied bank Pakisatn, Standard Chartered, NBP, Askari Bank Limited, MCB Bank, UBL Bank.
How much of my salary should the mortgage payment take?
Lenders normally want the payment to stay inside 30–40% of monthly income, and total debt inside about 50%. The affordability check above compares your payment with the salary you enter.