Looking for the best Credit Cards in Pakistan? We have compared 15 Credit Cards from top banks in Pakistan to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Pakistan (2026)
1. MasterCard "Platinum Card"
Bank: Al Baraka Islamic Bank B.S.C.
- Interest Rate: 1.80% per month
- Salary/Eligibility: Not Required
- Benefits: Hotel Discounts & Offers, Chip/Pin, Supplementary Cards, Interest Free Days
With your MasterCard Platinum Credit Card, you can unlock new possibilities with every tap. Not only getting the experience of the most competitive fees on the market, but you would gain the access to
2. MasterCard "Titanium Card"
Bank: Al Baraka Islamic Bank B.S.C.
- Interest Rate: 1.80% per month
- Salary/Eligibility: Not Required
- Benefits: Hotel Discounts & Offers, Chip/Pin, Supplementary Cards, Interest Free Days, Internet Banking
Discover a world of opportunities and rewards with MasterCard Titanium Credit Card. As part of our commitment to create new possibilities for our customers to enjoy premium products and services, we a
3. MasterCard "World Card"
Bank: Al Baraka Islamic Bank B.S.C.
- Interest Rate: 1.80% per month
- Salary/Eligibility: Not Required
- Supplementary Cards: 3
- Benefits: Hotel Discounts & Offers, Chip/Pin, Supplementary Cards, Interest Free Days
Unlock a world of travel, lifestyle, and insurance benefits with the new and exclusive MasterCard World Credit Card. Enjoy the flexibility to explore the places and pursuits that matter most to you an
4. ALLIED VISA CREDIT CARD
Bank: Allied bank Pakisatn
- Interest Rate: 2.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Purchase Protection, Digital Wallet, Lifestyle Privileges
With your Allied Visa Credit Card, you can enjoy a variety of state-of-the-art features and unmatched value by spending at over 49,000 merchants across Pakistan and 27 million merchant outlets worldwi
5. PIA Co-Brand Credit Card
Bank: Askari Bank Limited
- Interest Rate: 3.20% per month
- Salary/Eligibility: Not Required
- Interest Free Days: Up to 51 days
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
The Askari-PIA Co-Brand Credit Card is a travel-focused Mastercard issued by Askari Bank in partnership with Pakistan International Airlines, offering accelerated Air Mile earning on all spending. Car
6. Master Credit Card GOLD
Bank: Bank Al Habib Limited
- Interest Rate: 2.08% per month
- Salary/Eligibility: Not Required
- Rewards: Points Expire on first in first out Basis, if Unutilized within One Year of Reward
- Benefits: Shopping Discounts, Dinning Benefits, Lifestyle Privileges, Global Acceptance, Supplementary Cards, Interest Free Days
Enjoy financial freedom as you can buy now and pay later at your convenience. There are up to 51 credit-free days. Choose the Card that suits your lifestyle.
7. Master Credit Card GREEN
Bank: Bank Al Habib Limited
- Interest Rate: 2.08% per month
- Salary/Eligibility: Not Required
- Rewards: Points Expire on first in first out Basis, if Unutilized within One Year of Reward
- Benefits: Shopping Discounts, Lifestyle Privileges, Global Acceptance, Supplementary Cards, Interest Free Days, Internet Banking
Enjoy financial freedom as you can buy now and pay later at your convenience. There are up to 51 credit-free days. Choose the Card that suits your lifestyle.
8. Alfalah Ultra Cashback Card
Bank: bank alfalah
- Interest Rate: 3.33% per month
- Salary/Eligibility: Not Required
- Cashback: Bank Alfalah Ultra Cashback Card comes packed with a 100+ dining and lifestyle partner discounts.
- Benefits: Shopping Discounts, Dinning Benefits, Purchase Protection, Digital Wallet, Entertainment Benefits, Hotel Discounts & Offers
Welcome to the world of Bank Alfalah Ultra Cashback Card! builds upon Bank Alfalah’s innovation to change your lifestyle, letting you live life your way. With Ultra, you can select 2 of the 6 spend
9. Alfalah VISA Corporate Card
Bank: bank alfalah
- Interest Rate: 3.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Entertainment Benefits, Hotel Discounts & Offers
The card is specially designed to manage the financial aspects and requirements of your company and business needs beyond borders. The corporate card is based on Visa credit card platform; this card p
10. Alfalah VISA Gold Credit Card
Bank: bank alfalah
- Interest Rate: 3.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Entertainment Benefits, Hotel Discounts & Offers
As a Bank Alfalah VISA Credit Card member, you can enjoy numerous benefits and privileges. This card is specially designed for a segment which prefers point accumulation and occasionally travels.
11. American Gold Credit Card
Bank: bank alfalah
- Interest Rate: 3.33% per month
- Salary/Eligibility: Not Required
- Cashback: Earn 1% unlimited cashback on all local retail spend and 1.5% unlimited cashback on all international retail spend on the American Express Gold Credit Card.
- Supplementary Cards: 4
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Entertainment Benefits
American Express Gold Credit Card is recognized worldwide and is designed to provide superior benefits, privileges and service to Cardmembers along with 24/7 access to travel, medical and legal advice
12. VISA Classic Credit Card
Bank: bank alfalah
- Interest Rate: 3.33% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Entertainment Benefits, Hotel Discounts & Offers
As a Bank Alfalah VISA Classic Credit Card member, you can enjoy numerous benefits and privileges. This card is designed for customers who are predominately young and salaried.
13. VISA Platinum Credit Card
Bank: bank alfalah
- Interest Rate: 3.33% per month
- Salary/Eligibility: Not Required
- Supplementary Cards: 6
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
As a Bank Alfalah VISA Platinum Credit Card member, now you have more power with great privileges for your lifestyle and travel needs. Enjoy exclusive benefits and an unparalleled level of service, co
14. Al Islami Classic Charge Card
Bank: Dubai Islamic Bank
- Interest Rate: 2.99% per month
- Salary/Eligibility: Preferred
- Rewards: Walaa Rewards on all transactions
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Digital Wallet, Entertainment Benefits
The Al Islami Classic Charge Card is a Shariah-compliant Visa card with no annual fee and a low income requirement of AED 5,000/month. Earn 0.5% rewards on all retail spends redeemable for flights and
15. Al Islami Gold Charge Card
Bank: Dubai Islamic Bank
- Interest Rate: 2.99% per month
- Salary/Eligibility: Preferred
- Rewards: Walaa Rewards on all transactions
- Benefits: Shopping Discounts, Dinning Benefits, Purchase Protection, Digital Wallet, Lifestyle Privileges, Global Acceptance
Al Islami Gold Charge Card___ Look forward to a more rewarding experience every time you use your Al Islami Gold Charge Card.
How to Choose a Credit Card in Pakistan
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by SBP
Frequently Asked Questions
What is the best Credit Card in Pakistan for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Pakistan now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Pakistan?
Besides cards, popular payment methods include JazzCash, Easypaisa, bank cards.
Compare all Credit Cards in Pakistan →
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How We Compare Best Credit Cards in Pakistan 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Pakistan. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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