Best Credit Cards in Oman — Compare 26 Cards
Every credit card we can verify as issued in Oman — 26 cards from 7 banks — with the minimum salary, annual fee, interest rate and salary-transfer rule each bank publishes. Filter them below, or use the guided finder.
Best credit cards in Oman — our picks
One card per job, chosen by a stated rule, with the number that wins it. No bank holds two slots while another qualifies.
You do not have to move your salary to this bank.
Chosen by: Bank does not require your salary to be transferred to it, then the lowest minimum salary. Picked from 26 qualifying cards.
Go to banknizwa.om Bank Nizwa's site — this card is not linked directly
Airport lounge access.
Chosen by: Publishes airport lounge access, then the lowest annual fee. Picked from 13 qualifying cards.
Go to bankdhofar.com Bank Dhofar's site — this card is not linked directly
Sharia-compliant structure, with a published profit rate of 18% a year.
Chosen by: Sharia-compliant card, then the lowest profit rate. Picked from 8 qualifying cards.
Card details On Buzdy — no verified issuer link on file yet
At 12% a year this is the cheapest published rate we hold for this market — it only matters if you revolve a balance.
Chosen by: Lowest published monthly interest / profit rate in this market. Picked from 26 qualifying cards.
Card details On Buzdy — no verified issuer link on file yet
Headline cashback of up to 10% — check which categories it applies to before you assume it covers everything.
Chosen by: Highest published headline cashback rate. Picked from 2 qualifying cards.
Go to nbo.om National Bank of Oman's site — this card is not linked directlyCompare all 26 Oman credit cards
Figures are as each bank publishes them. 0 of 26 cards state a minimum monthly salary, 0 state an annual fee, 26 state an interest or profit rate and 26 state whether a salary transfer is required. A dash means the bank does not publish that figure — not that it is zero.
Default ranking: cards are ordered by how much of the decision they let you make — how many of the four numbers (minimum salary, annual fee, rate, salary transfer) the bank publishes, then how many benefits are documented, then user rating. It is not a paid placement and it is not alphabetical. Use the sort links in the table header to rank by fee, rate or salary instead.
Showing 26 of 26 cards.
Every figure comes from the issuing bank's own published terms, stored per card. Country attribution uses the product's own market, not the bank's branch footprint, so a multinational's Hong Kong catalogue never appears here. Interest and profit rates are annualised figures as published; a few banks quote a monthly rate instead, so confirm the basis with the issuer before you compare two cards on rate alone. Verify the current terms with the bank before you apply.
Prefer to be asked?
Four questions — salary, spending, and what matters most — and we shortlist five of the 26 cards above for you.
Where are you located?
We'll show cards available in your country
More about credit cards in Oman
The 26 cards compared above are every credit card we can attribute to Oman itself, from 7 issuing banks — a card is counted here only when the product's own market and the issuing bank agree, so a multinational's catalogue from another country is never folded in. Figures are in OMR as published by each bank.
Looking for a credit card in Oman?
Compare what banks in Oman actually offer — rates, fees and eligibility, updated for 2026.
Banks we track in Oman
Keep going in Oman
Guides for Oman
Oman — frequently asked questions
What is the best cashback credit card in Oman?
We track 5 cashback cards in Oman. Asalah Visa Signature Credit from Bank Muscat publishes: 1% cashback on all purchases. The right one depends on where you actually spend — the finder above ranks them for your profile.
What salary do I need for a credit card in Oman?
Published minimum income requirements in our Oman data include 1,500; 1,000; Minimum monthly salary of OMR 500. Enter your salary above and the finder only shows cards you meet the stated requirement for.
How does the card finder pick a card?
It scores every card we hold for Oman against your salary, your biggest spending category and whether you want cashback, miles, no fee or a Shariah-compliant card, then shows the top five with the reasons for each.