Looking for the best Credit Cards in Oman? We have compared 15 Credit Cards from top banks in Oman to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Oman (2026)
1. Platinum Credit Card
Bank: Alizz Islamic Bank
- Interest Rate: 1.75% per month
- Salary/Eligibility: Not Required
- Benefits: Travel Benefits, Hotel Discounts & Offers, Chip/Pin, Supplementary Cards, Interest Free Days
We at Alizz Islamic Bank are proud to present you with a world of exclusive privileges, rewards and experiences with the Alizz Islamic Bank Platinum Credit Card.
2. Titanium Credit Card.
Bank: Alizz Islamic Bank
- Interest Rate: 1.75% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Lounge Access, Hotel Discounts & Offers, Chip/Pin, Supplementary Cards, Interest Free Days
We at Alizz Islamic Bank are proud to present you with a world of exclusive privileges, rewards and experiences with the Alizz Islamic Bank Titanium Credit Card.
3. MasterCard E-com
Bank: Bank Dhofar
- Interest Rate: 1.50% per month
- Salary/Eligibility: Not Required
- Interest Free Days: 47
- Benefits: Shopping Discounts, Global Acceptance, Chip/Pin, Supplementary Cards, Internet Banking
The Bank Dhofar Mastercard E-com is designed specifically for safe and secure online shopping with the lowest risk. Enjoy the convenience of e-commerce transactions with advanced security features and
4. MasterCard Gold
Bank: Bank Dhofar
- Interest Rate: 1.50% per month
- Salary/Eligibility: Not Required
- Rewards: Reward points on all purchase transactions
- Interest Free Days: 47
- Benefits: Shopping Discounts, Dinning Benefits, Purchase Protection, Chip/Pin, Supplementary Cards, Internet Banking
The Bank Dhofar Mastercard Gold earns 0.75% value back on international purchases and 0.5% on local Oman spends. Enjoy 6 complimentary visits to 22+ regional airport lounges and 3 lounge visits within
5. MasterCard Platinum
Bank: Bank Dhofar
- Interest Rate: 1.50% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Entertainment Benefits, Hotel Discounts & Offers, Chip/Pin
The Bank Dhofar Mastercard Platinum earns 1% value back on international purchases and 0.75% on local Oman spends. Enjoy 6 complimentary visits to 20+ international airport lounges via Mastercard Trav
6. Visa Gold
Bank: Bank Dhofar
- Interest Rate: 1.50% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Dinning Benefits, Entertainment Benefits, Hotel Discounts & Offers, Chip/Pin, Supplementary Cards
The Bank Dhofar Visa Gold offers complimentary access to PrimeClass lounge at Muscat International Airport and Khareef Lounge at Salalah Airport. Enjoy a 12% discount on global hotel bookings, 15% off
7. Visa Infinite
Bank: Bank Dhofar
- Interest Rate: 1.50% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Entertainment Benefits, Hotel Discounts & Offers
The Bank Dhofar Visa Infinite offers a USD 20,000 minimum credit limit with unlimited access to 1,300+ airport lounges for you and a guest worldwide. Enjoy a 24/7 concierge for travel, dining and gift
8. World MasterCard
Bank: Bank Dhofar
- Interest Rate: 1.50% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Dinning Benefits, Purchase Protection, Entertainment Benefits, Hotel Discounts & Offers, Chip/Pin
The Bank Dhofar World Mastercard earns 1.5% value back on international purchases and 1% locally in Oman. Enjoy 12 complimentary visits to 1,200+ airport lounges worldwide, free valet parking at Mall
9. Al Jawhar Visa Platinum Credit
Bank: Bank Muscat
- Interest Rate: 1.75% per month
- Salary/Eligibility: Not Required
- Cashback: 1% Cashback
- Benefits: Travel Benefits, Lounge Access, Hotel Discounts & Offers, Global Acceptance, Chip/Pin, Supplementary Cards
Bank Muscat Al Jawhar Visa Platinum Credit Card is the perfect reward for your active business and personal life. Recognised across the world, and complementing your unique lifestyle, the card offers
10. Al Jawhar Visa Platinum Credit
Bank: Bank Muscat
- Interest Rate: 1.75% per month
- Salary/Eligibility: Not Required
- Cashback: 1% Cashback
- Benefits: Chip/Pin, Supplementary Cards, Interest Free Days
The Bank Muscat Al Jawhar Visa Platinum offers best-in-class complimentary travel insurance covering lost baggage, cancellation, delays, personal liability and legal expenses. Access 25 premium airpor
11. Asalah Visa Signature Credit
Bank: Bank Muscat
- Interest Rate: 1.75% per month
- Salary/Eligibility: Not Required
- Cashback: 1% cashback on all purchases
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Hotel Discounts & Offers, Global Acceptance, Chip/Pin
Welcome to the elite world of Bank Muscat Asalah Visa Signature Credit Card designed exclusively for Asalah Priority banking customers.
12. Asalah Visa Signature Credit
Bank: Bank Muscat
- Interest Rate: 1.75% per month
- Salary/Eligibility: Not Required
- Cashback: 1% cashback on all purchases
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Hotel Discounts & Offers, Chip/Pin, Supplementary Cards
The Bank Muscat Asalah Visa Signature offers 1% cashback on all purchases, 12 complimentary visits to 1,000+ airport lounges worldwide, and free multi-trip travel insurance. Enjoy a global concierge s
13. Oman Air Visa Platinum Credit
Bank: Bank Muscat
- Interest Rate: 1.75% per month
- Salary/Eligibility: Not Required
- Cashback: Visa Money Back (Cash Back): Enjoy 50% cashback up to USD 2.5 per month with your Bank Muscat Visa Platinum credit card on online entertainment subscriptions
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Hotel Discounts & Offers, Global Acceptance, Chip/Pin
Bank Muscat has partnered with Oman’s national carrier - Oman Air, to offer you a Credit Card that will help you make the best out of your travels.
14. Oman Air Visa Platinum Credit
Bank: Bank Muscat
- Interest Rate: 1.75% per month
- Salary/Eligibility: Not Required
- Cashback: Visa Money Back (Cash Back): Enjoy 50% cashback up to USD 2.5 per month with your Bank Muscat Visa Platinum credit card on online entertainment subscriptions
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Entertainment Benefits, Lifestyle Privileges, Chip/Pin
The Bank Muscat Oman Air Visa Platinum earns 2 Sindbad Miles for every OMR 1 spent with welcome bonus Sindbad miles on first use. Enjoy complimentary visits to 25 airport lounges worldwide and free ch
15. Platinum Mastercard Credit
Bank: Bank Muscat
- Interest Rate: 1.75% per month
- Salary/Eligibility: Not Required
- Interest Free Days: 52
- Benefits: Travel Benefits, Lounge Access, Entertainment Benefits, Hotel Discounts & Offers, Global Acceptance, Chip/Pin
The Bank Muscat MasterCard Platinum credit card has been designed to suit your unique financial and lifestyle needs as a professional and a true world citizen.
How to Choose a Credit Card in Oman
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by CBO
Frequently Asked Questions
What is the best Credit Card in Oman for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Oman now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Oman?
Besides cards, popular payment methods include Cards, mobile pay.
Compare all Credit Cards in Oman →
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How We Compare Best Credit Cards in Oman 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Oman. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.