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Mortgage Calculator — Oman

Calculate your home loan payment. Check if you can afford it. See total cost breakdown.

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Rent vs Buy
FAQ

How much mortgage can I afford?

Keep payments under 30% of income. UAE: 20% down for expats, 15% for nationals.

Fixed vs variable rate?

Fixed = same payment for term. Variable = starts lower but can rise. Choose fixed for stability.

Does a longer tenure reduce EMI?

Yes, but total interest increases significantly. 25 years costs much more than 15 years.

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