Best Credit Cards in Saudi Arabia — Compare 51 Cards
Every credit card we can verify as issued in Saudi Arabia — 51 cards from 6 banks — with the minimum salary, annual fee, interest rate and salary-transfer rule each bank publishes. Filter them below, or use the guided finder.
Best credit cards in Saudi Arabia — our picks
View all 51 cardsOne card per job, chosen by a stated rule, with the number that wins it. No bank holds two slots while another qualifies.
No annual fee, and at 23.88% a year it is among the cheaper cards to carry a balance on.
Chosen by: Zero or permanently waived annual fee, then the lowest published interest rate. Picked from 2 qualifying cards.
Card details On Buzdy — no verified issuer link on file yet
You do not have to move your salary to this bank.
Chosen by: Bank does not require your salary to be transferred to it, then the lowest minimum salary. Picked from 51 qualifying cards.
Go to sabb.com The Saudi British Bank (SA's site — this card is not linked directly
Airport lounge access for SAR 300 a year.
Chosen by: Publishes airport lounge access, then the lowest annual fee. Picked from 37 qualifying cards.
Go to aljazirabank.com.sa Bank AlJazira's site — this card is not linked directly
Sharia-compliant structure, with a published profit rate of 22.8% a year.
Chosen by: Sharia-compliant card, then the lowest profit rate. Picked from 39 qualifying cards.
Go to alinma.com Alinma Bank Saudia Arabia's site — this card is not linked directly
At 18.96% a year this is the cheapest published rate we hold for this market — it only matters if you revolve a balance.
Chosen by: Lowest published monthly interest / profit rate in this market. Picked from 48 qualifying cards.
Go to bsf.sa Banque Saudi Fransi's site — this card is not linked directly
Headline cashback of up to 5% — check which categories it applies to before you assume it covers everything.
Chosen by: Highest published headline cashback rate. Picked from 4 qualifying cards.
Go to bsf.sa Banque Saudi Fransi's site — this card is not linked directlyCompare all 51 Saudi Arabia credit cards
Figures are as each bank publishes them. 0 of 51 cards state a minimum monthly salary, 33 state an annual fee, 48 state an interest or profit rate and 51 state whether a salary transfer is required. A dash means the bank does not publish that figure — not that it is zero.
Default ranking: cards are ordered by how much of the decision they let you make — how many of the four numbers (minimum salary, annual fee, rate, salary transfer) the bank publishes, then how many benefits are documented, then user rating. It is not a paid placement and it is not alphabetical. Use the sort links in the table header to rank by fee, rate or salary instead.
2 of 51 cards match your filters.
| Card | Bank | Min salary ↓ | Annual fee ↓ | Interest rate (p.a.) ↓ | Salary transfer | |
|---|---|---|---|---|---|---|
| SABB Advance Credit Card Lounge · Sharia | The Saudi British Bank (SABB) | — | Free | 28.68% | Not required | Go to sabb.com |
| Al Ahli Cashback Credit Card Cashback · Sharia | Saudi National Bank | — | Free | 23.88% | Not required | Card details |
Every figure comes from the issuing bank's own published terms, stored per card. Country attribution uses the product's own market, not the bank's branch footprint, so a multinational's Hong Kong catalogue never appears here. Interest and profit rates are annualised figures as published; a few banks quote a monthly rate instead, so confirm the basis with the issuer before you compare two cards on rate alone. Verify the current terms with the bank before you apply.
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Four questions — salary, spending, and what matters most — and we shortlist five of the 51 cards above for you.
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More about credit cards in Saudi Arabia
The 51 cards compared above are every credit card we can attribute to Saudi Arabia itself, from 6 issuing banks — a card is counted here only when the product's own market and the issuing bank agree, so a multinational's catalogue from another country is never folded in. Figures are in SAR as published by each bank.
Looking for a credit card, a loan or a savings account in Saudi Arabia?
Compare what banks in Saudi Arabia actually offer — rates, fees and eligibility, updated for 2026.
Banks we track in Saudi Arabia
Keep going in Saudi Arabia
Guides for Saudi Arabia
Saudi Arabia — frequently asked questions
Which credit cards have no annual fee in Saudi Arabia?
SABB – Qitaf Credit Card (The Saudi British Bank (SABB)), SABB Premier Credit Card (The Saudi British Bank (SABB)), SABB Signature Credit Card (The Saudi British Bank (SABB)), SABB – Emirates Credit Card (The Saudi British Bank (SABB)) are among the 11 cards in our Saudi Arabia data with a zero or waived annual fee.
What is the best cashback credit card in Saudi Arabia?
We track 4 cashback cards in Saudi Arabia. SABB Platinum Credit Card from The Saudi British Bank (SABB) publishes: cashback on everyday spend. The right one depends on where you actually spend — the finder above ranks them for your profile.
How does the card finder pick a card?
It scores every card we hold for Saudi Arabia against your salary, your biggest spending category and whether you want cashback, miles, no fee or a Shariah-compliant card, then shows the top five with the reasons for each.