Best Credit Cards in Saudi Arabia — Compare 51 Cards
Every credit card we can verify as issued in Saudi Arabia — 51 cards from 6 banks — with the minimum salary, annual fee, interest rate and salary-transfer rule each bank publishes. Filter them below, or use the guided finder.
Best credit cards in Saudi Arabia — our picks
One card per job, chosen by a stated rule, with the number that wins it. No bank holds two slots while another qualifies.
No annual fee, and at 23.88% a year it is among the cheaper cards to carry a balance on.
Chosen by: Zero or permanently waived annual fee, then the lowest published interest rate. Picked from 2 qualifying cards.
Card details On Buzdy — no verified issuer link on file yet
You do not have to move your salary to this bank.
Chosen by: Bank does not require your salary to be transferred to it, then the lowest minimum salary. Picked from 51 qualifying cards.
Go to sabb.com The Saudi British Bank (SA's site — this card is not linked directly
Airport lounge access for SAR 300 a year.
Chosen by: Publishes airport lounge access, then the lowest annual fee. Picked from 37 qualifying cards.
Go to aljazirabank.com.sa Bank AlJazira's site — this card is not linked directly
Sharia-compliant structure, with a published profit rate of 22.8% a year.
Chosen by: Sharia-compliant card, then the lowest profit rate. Picked from 39 qualifying cards.
Go to alinma.com Alinma Bank Saudia Arabia's site — this card is not linked directly
At 18.96% a year this is the cheapest published rate we hold for this market — it only matters if you revolve a balance.
Chosen by: Lowest published monthly interest / profit rate in this market. Picked from 48 qualifying cards.
Go to bsf.sa Banque Saudi Fransi's site — this card is not linked directly
Headline cashback of up to 5% — check which categories it applies to before you assume it covers everything.
Chosen by: Highest published headline cashback rate. Picked from 4 qualifying cards.
Go to bsf.sa Banque Saudi Fransi's site — this card is not linked directlyCompare all 51 Saudi Arabia credit cards
Figures are as each bank publishes them. 0 of 51 cards state a minimum monthly salary, 33 state an annual fee, 48 state an interest or profit rate and 51 state whether a salary transfer is required. A dash means the bank does not publish that figure — not that it is zero.
Default ranking: cards are ordered by how much of the decision they let you make — how many of the four numbers (minimum salary, annual fee, rate, salary transfer) the bank publishes, then how many benefits are documented, then user rating. It is not a paid placement and it is not alphabetical. Use the sort links in the table header to rank by fee, rate or salary instead.
Showing 30 of 51 cards.
Every figure comes from the issuing bank's own published terms, stored per card. Country attribution uses the product's own market, not the bank's branch footprint, so a multinational's Hong Kong catalogue never appears here. Interest and profit rates are annualised figures as published; a few banks quote a monthly rate instead, so confirm the basis with the issuer before you compare two cards on rate alone. Verify the current terms with the bank before you apply.
Prefer to be asked?
Four questions — salary, spending, and what matters most — and we shortlist five of the 51 cards above for you.
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More about credit cards in Saudi Arabia
The 51 cards compared above are every credit card we can attribute to Saudi Arabia itself, from 6 issuing banks — a card is counted here only when the product's own market and the issuing bank agree, so a multinational's catalogue from another country is never folded in. Figures are in SAR as published by each bank.
Looking for a credit card, a loan or a savings account in Saudi Arabia?
Compare what banks in Saudi Arabia actually offer — rates, fees and eligibility, updated for 2026.
Banks we track in Saudi Arabia
Keep going in Saudi Arabia
Guides for Saudi Arabia
Saudi Arabia — frequently asked questions
Which credit cards have no annual fee in Saudi Arabia?
SABB – Qitaf Credit Card (The Saudi British Bank (SABB)), SABB Premier Credit Card (The Saudi British Bank (SABB)), SABB Signature Credit Card (The Saudi British Bank (SABB)), SABB – Emirates Credit Card (The Saudi British Bank (SABB)) are among the 11 cards in our Saudi Arabia data with a zero or waived annual fee.
What is the best cashback credit card in Saudi Arabia?
We track 4 cashback cards in Saudi Arabia. SABB Platinum Credit Card from The Saudi British Bank (SABB) publishes: cashback on everyday spend. The right one depends on where you actually spend — the finder above ranks them for your profile.
How does the card finder pick a card?
It scores every card we hold for Saudi Arabia against your salary, your biggest spending category and whether you want cashback, miles, no fee or a Shariah-compliant card, then shows the top five with the reasons for each.