Looking for the best Credit Cards in Saudi Arabia? We have compared 15 Credit Cards from top banks in Saudi Arabia to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Saudi Arabia (2026)
1. Classic Credit Charge Card
Bank: Alinma Bank Saudia Arabia
- Interest Rate: Full payment due
- Salary/Eligibility: Not Required
- Rewards: 5,000 free akthr points on the first use of the card
- Benefits: Shopping Discounts, Digital Wallet, Lifestyle Privileges, Global Acceptance, Chip/Pin, Supplementary Cards
A credit card with all features it was designed for your ease of use and peace of mind. You can start using the card inside or outside the kingdom for your purchases through point-of-sale devices and
2. Gold Credit Charge Card
Bank: Alinma Bank Saudia Arabia
- Interest Rate: Full payment due
- Salary/Eligibility: Not Required
- Rewards: 5,000 free akthr points on the first use of the card
- Benefits: Shopping Discounts, Digital Wallet, Lifestyle Privileges, Global Acceptance, Chip/Pin, Supplementary Cards
A credit card with all features it was designed for your ease of use and peace of mind. You can start using the card inside or outside the kingdom for your purchases through point-of-sale devices and
3. Infinite credit card
Bank: Alinma Bank Saudia Arabia
- Interest Rate: 1.90% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Lounge Access, Digital Wallet, Hotel Discounts & Offers, Lifestyle Privileges, Global Acceptance
We offer you the Fully Sharia compliant Alinma credit card that offers you freedom of use inside or outside the Kingdom in POS and online purchases, with the possibility of paying the card dues in eas
4. Infinite Credit Charge Card
Bank: Alinma Bank Saudia Arabia
- Interest Rate: 1.90% per month
- Salary/Eligibility: Not Required
- Rewards: 5,000 free akthr points on the first use of the card
- Benefits: Shopping Discounts, Travel Benefits, Digital Wallet, Lifestyle Privileges, Global Acceptance, Chip/Pin
A credit card with all features it was designed for your ease of use and peace of mind. You can start using the card inside or outside the kingdom for your purchases through point-of-sale devices and
5. Platinum Credit Card
Bank: Alinma Bank Saudia Arabia
- Interest Rate: 1.90% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
We offer you the Fully Sharia compliant Alinma credit card that offers you freedom of use inside or outside the Kingdom in POS and online purchases, with the possibility of paying the card dues in eas
6. Platinum Credit Charge Card
Bank: Alinma Bank Saudia Arabia
- Interest Rate: Full payment due
- Salary/Eligibility: Not Required
- Rewards: 5,000 free akthr points on the first use of the card
- Benefits: Shopping Discounts, Digital Wallet, Lifestyle Privileges, Global Acceptance, Chip/Pin, Supplementary Cards
A credit card with all features it was designed for your ease of use and peace of mind. You can start using the card inside or outside the kingdom for your purchases through point-of-sale devices and
7. Signature credit card
Bank: Alinma Bank Saudia Arabia
- Interest Rate: 1.90% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Digital Wallet, Lifestyle Privileges, Global Acceptance
We offer you the Fully Sharia compliant Alinma credit card that offers you freedom of use inside or outside the Kingdom in POS and online purchases, with the possibility of paying the card dues in eas
8. Signature Credit Charge Card
Bank: Alinma Bank Saudia Arabia
- Interest Rate: 1.90% per month
- Salary/Eligibility: Not Required
- Rewards: 5,000 free akthr points on the first use of the card
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Digital Wallet, Lifestyle Privileges, Global Acceptance
A credit card with all features it was designed for your ease of use and peace of mind. You can start using the card inside or outside the kingdom for your purchases through point-of-sale devices and
9. Ajwaa Infinite Credit Card
Bank: Bank AlJazira
- Annual Fee: S.R 1,500
- Interest Rate: 1.58% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Entertainment Benefits, Hotel Discounts & Offers
The Bank AlJazira Ajwaa Infinite Credit Card earns 3 points per SAR 1 spent with up to 150,000 free welcome air miles on activation. Enjoy unlimited complimentary access to 500+ airport lounges for yo
10. Ajwaa Platinum Credit Card
Bank: Bank AlJazira
- Annual Fee: S.R 500
- Interest Rate: 1.58% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Entertainment Benefits
The Bank AlJazira Ajwaa Platinum Credit Card turns every transaction into travel miles with up to 150,000 free air miles on activation. Earn bonus Ajwaa points with 10% extra on hospitals, pharmacies,
11. Ajwaa Signature Credit Card
Bank: Bank AlJazira
- Annual Fee: S.R 900
- Interest Rate: 1.58% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Entertainment Benefits, Hotel Discounts & Offers
The Bank AlJazira Ajwaa Signature Credit Card earns 2.5 points per SAR 1 spent with access to VIP lounges in 500+ airports worldwide. Redeem air miles at 600+ airlines and hotels globally with 48-hour
12. AlJazira Classic Credit Card
Bank: Bank AlJazira
- Interest Rate: 1.58% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Entertainment Benefits, Lifestyle Privileges, Global Acceptance, Supplementary Cards, Interest Free Days
AlJazira Classic Credit Card that provides you with a wide range of benefits and services that fit your aspirations and meet your needs.
13. AlJazira Infinite Credit Card
Bank: Bank AlJazira
- Annual Fee: 1000 SAR
- Interest Rate: 1.58% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Entertainment Benefits, Hotel Discounts & Offers
Endless possibilities are at your fingertips, life's boundless luxuries await and its infinite benefits are yours.
14. AlJazira Multi-Currency card
Bank: Bank AlJazira
- Annual Fee: 75 SAR
- Interest Rate: 1.58% per month
- Salary/Eligibility: Not Required
- Benefits: Lifestyle Privileges, Global Acceptance, Interest Free Days
Bank AlJazira Multi-Currency card empowers you to withdraw cash from ATM’s, perform purchase through POS machines all around the world and buy online easily, Using different currencies at competitiv
15. AlJazira Platinum Credit Card
Bank: Bank AlJazira
- Annual Fee: 300 SAR
- Interest Rate: 1.58% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Entertainment Benefits, Hotel Discounts & Offers
AlJazira Platinum Credit Card where you will experience a world of exciting and superlatives services that are designed to meet your growing needs.
How to Choose a Credit Card in Saudi Arabia
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by SAMA
Frequently Asked Questions
What is the best Credit Card in Saudi Arabia for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Saudi Arabia now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Saudi Arabia?
Besides cards, popular payment methods include Mada, Apple Pay, STC Pay.
Compare all Credit Cards in Saudi Arabia →
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How We Compare Best Credit Cards in Saudi Arabia 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Saudi Arabia. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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