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20 Money Changers in Karachi

Every currency exchange we track within 25 km of central Karachi, Pakistan — ranked by verified customer rating, not by who pays us. It is 21:32 in Karachi and 5 of the 16 with published hours are open right now.

Today's mid-market PKR rate

Collected 2 Aug 2026 16:04 UTC

This is the real rate Pakistani rupees trade at before anyone adds a margin. Every counter in Karachi quotes worse than this — the only question is by how much.

Mid-market reference rates for PKR
Pair Mid-market rate A fair counter offer (2% spread)
1 USD → PKR 277.86 272.31 or better
1 GBP → PKR 374.66 367.16 or better
1 AED → PKR 75.5845 74.0728 or better
1 SAR → PKR 74.0224 72.5419 or better

Mid-market rates come from our own hourly corridor feed (the same data behind our transfer comparisons). The "fair counter offer" column is the mid-market rate less a 2% spread — a rough line in the sand for walk-in cash, not a quote from any shop on this page. Nobody here publishes live board rates; you still have to ask.

Best-rated money changers in Karachi

  1. ZeeQue Exchange Company (Pvt) Ltd

    ZeeQue Exchange Company (Pvt) Ltd

    ★ 5.0 (44) Closed now 2.09 km from centre

    Shop no. A, Ground Floor, Plot no. BC, Falcon Arcade, 3, Zone A - Block 7 Zone A Block 7 Clifton, Karachi, 75600, Pakistan

    Closed now · opens 10:00 tomorrow

    Full opening hours
    Monday 10:00–19:00
    Tuesday 10:00–19:00
    Wednesday 10:00–19:00
    Thursday 10:00–19:00
    Friday 10:00–12:30, 14:30–19:00
    Saturday 10:00–18:00
    Sunday Closed
  2. Habib Qatar International Exchange - Ocean Tower Karachi

    Habib Qatar International Exchange - Ocean Tower Karachi

    ★ 4.9 (87) Open now 2.75 km from centre

    Ground Floor, Ocean Towers, Block 9 Clifton, Karachi, 75600, Pakistan

    Open now · closes 23:00

    Full opening hours
    Monday 12:00–22:00
    Tuesday 12:00–22:00
    Wednesday 12:00–22:00
    Thursday 12:00–22:00
    Friday 15:00–23:00
    Saturday 12:00–23:00
    Sunday 12:00–23:00
  3. Royal International Exchange Co, (Pvt) Ltd.

    ★ 4.9 (10) Closed now 1.21 km from centre

    Saima Trade Tower, I.I Chundrigar Rd, Saddar Karachi, 74000, Pakistan

    Closed now · opens 11:00 tomorrow

    Full opening hours
    Monday 11:00–18:00
    Tuesday 11:00–18:00
    Wednesday 11:00–18:00
    Thursday 11:00–18:00
    Friday 11:00–18:00
    Saturday 11:00–18:00
    Sunday Closed
  4. Link International Exchange Co (Pvt) Ltd Dolmen Mall, Karachi

    Link International Exchange Co (Pvt) Ltd Dolmen Mall, Karachi

    ★ 4.5 (219) Open now 5.1 km from centre

    Ground Floor Outlet # G-9, Dolmen Mall, at Dolmen City, HC-3, 5 Dolmen Mall، Scheme-5 Block 4 Clifton, Karachi, 74600, Pakistan

    Open now · closes 23:00

    Full opening hours
    Monday 11:00–23:00
    Tuesday 11:00–23:00
    Wednesday 11:00–23:00
    Thursday 11:00–23:00
    Friday 11:00–00:00
    Saturday 11:00–00:00
    Sunday 11:00–23:00
  5. NBP - Exchange Company Ltd.

    NBP - Exchange Company Ltd.

    ★ 4.1 (7) Closed now 910 m from centre

    Ground Floor, M.R Kyani Rd, adjacent to Meezan Bank, Civil Lines, Karachi, 78400, Pakistan

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–17:30
    Tuesday 09:00–17:30
    Wednesday 09:00–17:30
    Thursday 09:00–17:30
    Friday 09:00–17:30
    Saturday 09:00–13:30
    Sunday Closed
  6. Money Gram In (D.D Exchange Company (Pvt) Limited)

    Money Gram In (D.D Exchange Company (Pvt) Limited)

    ★ 4.1 (9) Closed now 1.09 km from centre

    Suit no. 5 Al-Falah Court Building I.I Chundrigar Rd, City Railway Colony, Karachi, Pakistan

    Closed now · opens 10:00 tomorrow

    Full opening hours
    Monday 10:00–17:00
    Tuesday 10:00–17:00
    Wednesday 10:00–17:00
    Thursday 10:00–17:00
    Friday 10:00–17:00
    Saturday 10:00–15:00
    Sunday Closed
  7. Pakistan Currency Exchange, Gurumandir Branch, Karachi

    SHOP # 2, 3, PLOT NO. J.K. 4/9, Jamshed Quarters Karachi, 74800, Pakistan

  8. Galaxy Exchange

    Galaxy Exchange

    ★ 3.7 (6) Closed now 1.08 km from centre

    V229+63X, I.I Chundrigar Rd, City Railway Colony, Karachi, Pakistan

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–18:00
    Tuesday 09:00–18:00
    Wednesday 09:00–18:00
    Thursday 09:00–18:00
    Friday 09:00–13:00, 14:30–18:00
    Saturday 09:00–18:00
    Sunday Closed
  9. Pakistan Currency Exchange, Ocean Mall Branch, Karachi

    Pakistan Currency Exchange, Ocean Mall Branch, Karachi

    ★ 3.8 (15) Open now 2.75 km from centre

    KIOSK AT 3RD, Ocean Towers, Block 9 Clifton, Karachi, 75600, Pakistan

    Open now · closes 23:00

    Full opening hours
    Monday 12:00–22:00
    Tuesday 12:00–22:00
    Wednesday 12:00–22:00
    Thursday 12:00–22:00
    Friday 15:00–23:00
    Saturday 12:00–23:00
    Sunday 12:00–23:00
  10. WallStreet Exchange Company Main Branch

    WallStreet Exchange Company Main Branch

    ★ 3.7 (18) Closed now 2.58 km from centre

    G-4, Al- Rahim Tower, I.I. Chundrigar Road,, Al Rahim Tower I.I Chundrigar Rd, Seari Quarters, Karachi, 74200, Pakistan

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–18:00
    Tuesday 09:00–18:00
    Wednesday 09:00–18:00
    Thursday 09:00–18:00
    Friday 09:00–18:00
    Saturday 09:00–18:00
    Sunday Closed
  11. Habib Bank Foreign Exchange Commercial Branch

    Habib Bank Foreign Exchange Commercial Branch

    ★ 3.5 (18) Closed now 2.74 km from centre

    V222+79M, Seari Quarters, Karachi, Pakistan

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–17:00
    Tuesday 09:00–17:00
    Wednesday 09:00–17:00
    Thursday 09:00–17:00
    Friday 09:00–19:00
    Saturday Closed
    Sunday Closed
  12. Wallstreet Exchange Company

    Wallstreet Exchange Company

    ★ 3.5 (31) Open now 15.4 km from centre

    Jinnah International Airport,, Karachi, Faisal Cantonment, Karachi, 74000, Pakistan

    Open now · closes 23:59

    Full opening hours
    Monday 00:00–23:59
    Tuesday 00:00–23:59
    Wednesday 00:00–23:59
    Thursday 00:00–23:59
    Friday 00:00–23:59
    Saturday 00:00–23:59
    Sunday 00:00–23:59
  13. Pakistan Currency Exchange Co.(Pvt) Ltd.

    Pakistan Currency Exchange Co.(Pvt) Ltd.

    Open now 960 m from centre

    Ground Floor, Atrium Mall, Saddar Karachi Cantonment, Karachi, 74100, Pakistan

    Open now · closes 23:00

    Full opening hours
    Monday 11:00–22:00
    Tuesday 11:00–22:00
    Wednesday 11:00–22:00
    Thursday 11:00–22:00
    Friday 15:00–23:00
    Saturday 11:00–23:00
    Sunday 13:00–23:00
  14. UBL Currency Exchange I.I.Chundrigar Road Branch

    UBL Currency Exchange I.I.Chundrigar Road Branch

    Closed now 2.57 km from centre

    G-4, Al-Rahim Tower, I.I Chundrigar Rd, Seari Quarters, Karachi, 75650, Pakistan

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–18:00
    Tuesday 09:00–18:00
    Wednesday 09:00–18:00
    Thursday 09:00–18:00
    Friday 09:00–18:00
    Saturday 10:00–17:00
    Sunday Closed
  15. H&H Exchange Co PVT franchise Singapore Money Exchnage

    R2X2+QW3 Karachi City, I.I Chundrigar Rd, Seari Quarters, Karachi, Pakistan

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–18:00
    Tuesday 09:00–18:00
    Wednesday 09:00–18:00
    Thursday 09:00–18:00
    Friday 09:00–18:00
    Saturday 09:00–14:00
    Sunday Closed
  16. D.D Exchange Company (Pvt) Limited

    D.D Exchange Company (Pvt) Limited

    Closed now 2.64 km from centre

    Shop No 6-6A,Falak Corporate City، Wood St, Seari Quarters, Karachi, Pakistan

    Closed now · opens 10:00 tomorrow

    Full opening hours
    Monday 10:00–17:00
    Tuesday 10:00–17:00
    Wednesday 10:00–17:00
    Thursday 10:00–17:00
    Friday 10:00–17:00
    Saturday 10:00–15:00
    Sunday Closed
  17. Pakistan Currency Exchange

    Pakistan Currency Exchange

    Closed now 5.79 km from centre

    Plot # 37c 26 Street Badar Commercial 26 Street DHA Phase 5 Karachi, DHA Phase 5 Badar Commercial Area Defence V Defence Housing Authority, Karachi, 44000, Pakistan

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–18:30
    Tuesday 09:00–18:30
    Wednesday 09:00–18:30
    Thursday 09:00–18:30
    Friday 09:00–13:00, 14:30–18:30
    Saturday 09:00–18:30
    Sunday Closed
  18. Al Sahara Exchange

    2.45 km from centre

    V223+2GR, Hasrat Mohani Rd, Seari Quarters, Karachi, Pakistan

  19. Price Bond and new currency exchange Market.

    V222+PX5, Muhammad Ali Jinnah Rd, Market Quarter, Karachi, Pakistan

  20. HR Collection

    HR Collection

    4.72 km from centre

    Jamshed Rd, Jamshed Quarters Shikarpur Colony, Karachi, 75600, Pakistan

How to not get a bad rate in Karachi

  • Ask for the amount in hand, not the rate. "How many Pakistani rupees do I get for this?" cannot be answered with a good rate and a hidden commission.
  • Divide the board rate by the mid-market rate above. 0.98 or better is a fair walk-in spread. 0.94 means you are paying 6% to change money.
  • Airport and hotel counters are the worst rate in any city, including this one. They price captivity, not competition. Change the minimum you need to get into town.
  • Count it before you leave the counter, and keep the receipt — some countries require it to convert leftover local currency back on the way out.
  • 12 of the shops above are rated 3.5+ by at least five customers. Rating is not rate, but a shop that people bother to rate well is rarely the one running a bait-and-switch on the board.

Cards worth carrying instead of cash in Pakistan

A card with no foreign-exchange loading beats almost every counter rate in this city. These are available from banks operating in Pakistan.

Advertiser disclosure: some “Apply Now” links are partner links and Buzdy may earn a commission if you apply. This never changes what you pay or the order products are shown in.

Looking for a credit card, a loan or a savings account in Pakistan?

Compare what banks in Pakistan actually offer — rates, fees and eligibility, updated for 2026.

Best Credit Cards in Pakistan

Questions about changing money in Karachi

How many money changers are there in Karachi?
Buzdy tracks 20 currency exchange businesses within 25 km of central Karachi, Pakistan. 12 of the 20 listed above carry a Google rating of 3.5 or better from at least five customers, and the list is ordered by that rating rather than by who paid.
What exchange rate should I be getting in Karachi today?
The mid-market rate — the real rate banks trade at, with no margin — is currently 1 USD = 277.86 PKR (collected 2 Aug 2026 16:04 UTC). No walk-in shop will give you that exactly; they make their money on the gap. What it tells you is whether the gap you are being offered is 0.5% or 6%. Take the board rate, divide by the mid-market rate, and anything below about 0.97 is worth walking on from.
Which money changers in Karachi are open now?
We hold published opening hours for 16 of the 20 shops listed. Each card shows an Open now or Closed badge worked out in Karachi's own local time, plus when it next opens. Exchange counters keep shorter hours than banks and often close on public holidays, so call before making a special trip.
Is it cheaper to use a money changer or a bank in Karachi?
For physical cash, an independent changer in a competitive district almost always beats a bank branch counter, because the branch prices convenience and the changer prices footfall. The comparison that actually matters is the one against the mid-market rate shown at the top of this page, not the one against the shop next door — two shops on the same street can both be 4% off. Ask for the all-in figure you will receive in hand, after any commission, before you agree.

More on Karachi and Pakistan

Distances are straight-line from the centre of Karachi. Ratings, review counts and opening hours: Powered by Google. Details can change without notice — call ahead before making a special trip. Mid-market rates are reference rates for comparison only and are not an offer to exchange currency. ·Found something wrong? tell us.