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Protection Benefit
Yes
Maturity Benefit
Yes
Annuity Benefit
Yes
Financial Security
Yes
Elaj Aasan
Yes
Income Tax Benefit
Yes
Vitality Benefits
Yes
Free Look Period
Policyholder can cancel the policy in 14 days
Enrollment Age
18 to 65 years
Mnimum Premimum
Rs. 250,000
Administration fee
Rs. 175 per month
Partial withdrawal
Yes
Switching Fee
Rs. 500 per switch
Mudarib Share
40% of the investment share on the basis of individual PTF(if any)
Bid/ Offer Spread
5%
Wakalatul Istismar fees
0.125% of Participant's Investment Account (PIA) value per month
Takaful Operator's Managment
35% of each month's Takaful contributions
Wakalah fee
50% ist/2nd year and NIL 3rd year
Processing Fee
PKR 500 on each partial withdrawal and complete surrender.
Vitality Fee
PKR 320 at the beginning of each month
Sum Assured
Annualized Basic Premium / Cover Multiple
Unique Feature
Vitality Integrated Takaful Membership
