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Best Credit Cards in Turkey — Compare 43 Cards

Every credit card we can verify as issued in Turkey — 43 cards from 10 banks — with the minimum salary, annual fee, interest rate and salary-transfer rule each bank publishes. Filter them below, or use the guided finder.

Best credit cards in Turkey — our picks

One card per job, chosen by a stated rule, with the number that wins it. No bank holds two slots while another qualifies.

Best with no annual fee
Free Card
Free Card
Akbank
Annual fee 0

No annual fee.

Chosen by: Zero or permanently waived annual fee, then the lowest published interest rate. Picked from 1 qualifying card.

View on akbank.com Opens Akbank's own page for this card
Best for expats (no salary transfer)
No salary transfer

You do not have to move your salary to this bank.

Chosen by: Bank does not require your salary to be transferred to it, then the lowest minimum salary. Picked from 38 qualifying cards.

View on vakifbank.com.tr Opens VakifBank's own page for this card
Best for airport lounge access
World Card
World Card
Yapi Kredi
Lounge access

Airport lounge access.

Chosen by: Publishes airport lounge access, then the lowest annual fee. Picked from 11 qualifying cards.

View on yapikredi.com.tr Opens Yapi Kredi's own page for this card
Lowest interest rate
Bankkart Basak
Bankkart Basak
Ziraat Bank
29.88% p.a.

At 29.88% a year this is the cheapest published rate we hold for this market — it only matters if you revolve a balance.

Chosen by: Lowest published monthly interest / profit rate in this market. Picked from 38 qualifying cards.

View on ziraatbank.com.tr Opens Ziraat Bank's own page for this card
Best for cashback
Bonus Card
Bonus Card
Garanti BBVA
Cashback

Pays cashback on everyday spend; the bank does not publish a single headline percentage we can verify.

Chosen by: Highest published headline cashback rate. Picked from 37 qualifying cards.

View on garantibbva.com.tr Opens Garanti BBVA's own page for this card

Compare all 43 Turkey credit cards

Figures are as each bank publishes them. 0 of 43 cards state a minimum monthly salary, 1 state an annual fee, 38 state an interest or profit rate and 38 state whether a salary transfer is required. A dash means the bank does not publish that figure — not that it is zero.

Default ranking: cards are ordered by how much of the decision they let you make — how many of the four numbers (minimum salary, annual fee, rate, salary transfer) the bank publishes, then how many benefits are documented, then user rating. It is not a paid placement and it is not alphabetical. Use the sort links in the table header to rank by fee, rate or salary instead.

Showing 30 of 43 cards.

Card Bank Min salary ↓ Annual fee ↓ Interest rate (p.a.) ↓ Salary transfer
World Card Lounge · Cashback Yapi Kredi 35.88% Not required View on yapikredi.com.tr
TEB Bonus Platinum Lounge · Cashback TEB BNP Paribas 35.88% Not required View on teb.com.tr
Deniz Platinum Card Lounge · Cashback Denizbank 35.88% Not required View on denizbank.com
World Elite Card Lounge · Cashback Yapi Kredi 35.88% Not required View on yapikredi.com.tr
VakifBank Platinum Card Lounge · Cashback VakifBank 29.88% Not required View on vakifbank.com.tr
Bankkart Platinum Lounge · Cashback Ziraat Bank 29.88% Not required View on ziraatbank.com.tr
World Card VakifBank Lounge · Cashback VakifBank 29.88% Not required View on vakifbank.com.tr
CardFinans Platinum Lounge · Cashback QNB Finansbank 35.88% Not required View on qnbfinansbank.com
Paraf Platinum Card Lounge · Cashback Halkbank 29.88% Not required View on halkbank.com.tr
Bonus Card Cashback Garanti BBVA 35.88% Not required View on garantibbva.com.tr
Bankkart Cashback Ziraat Bank 29.88% Not required View on ziraatbank.com.tr
Bankkart Basak Cashback Ziraat Bank 29.88% Not required View on ziraatbank.com.tr
Bankkart Gold Cashback Ziraat Bank 29.88% Not required View on ziraatbank.com.tr
Paraf Business Card Cashback Halkbank 29.88% Not required View on halkbank.com.tr
Paraf Card Cashback Halkbank 29.88% Not required View on halkbank.com.tr
Paraf Gold Card Cashback Halkbank 29.88% Not required View on halkbank.com.tr
Millenium Card Cashback VakifBank 29.88% Not required View on vakifbank.com.tr
VakifBank Gold Card Cashback VakifBank 29.88% Not required View on vakifbank.com.tr
Bonus Card Denizbank Cashback Denizbank 35.88% Not required View on denizbank.com
interGold Card Cashback Denizbank 35.88% Not required View on denizbank.com
TEB Bonus Card Cashback TEB BNP Paribas 35.88% Not required View on teb.com.tr
CardFinans Emekli Cashback QNB Finansbank 35.88% Not required View on qnbfinansbank.com
CardFinans Gold Cashback QNB Finansbank 35.88% Not required View on qnbfinansbank.com
Miles CardFinans Lounge QNB Finansbank 35.88% Not required View on qnbfinansbank.com
Miles & Smiles Card Lounge Garanti BBVA 35.88% Not required View on garantibbva.com.tr
Bonus Flexi Card Cashback Garanti BBVA 35.88% Not required View on garantibbva.com.tr
Bonus Business Card Cashback Garanti BBVA 35.88% Not required View on garantibbva.com.tr
Maximum Card Cashback Isbank 35.88% Not required View on isbank.com.tr
Maximum Business Card Cashback Isbank 35.88% Not required View on isbank.com.tr
Maximum Hep Card Cashback Isbank 35.88% Not required View on isbank.com.tr

Every figure comes from the issuing bank's own published terms, stored per card. Country attribution uses the product's own market, not the bank's branch footprint, so a multinational's Hong Kong catalogue never appears here. Interest and profit rates are annualised figures as published; a few banks quote a monthly rate instead, so confirm the basis with the issuer before you compare two cards on rate alone. 43 of these 43 cards link straight to the bank's own page for that card; the rest link to the bank's site or to our card record. We do not have an application relationship with most of these issuers and do not pretend to. Verify the current terms with the bank before you apply.

Prefer to be asked?

Four questions — salary, spending, and what matters most — and we shortlist five of the 43 cards above for you.

Step 1 of 4 25%

Where are you located?

We'll show cards available in your country

More about credit cards in Turkey

The 43 cards compared above are every credit card we can attribute to Turkey itself, from 10 issuing banks — a card is counted here only when the product's own market and the issuing bank agree, so a multinational's catalogue from another country is never folded in. Figures are in TRY as published by each bank.

Looking for a credit card in Turkey?

Compare what banks in Turkey actually offer — rates, fees and eligibility, updated for 2026.

Best Credit Cards in Turkey
10 banks
Currency TRY

Banks we track in Turkey

Keep going in Turkey

Guides for Turkey

Turkey — frequently asked questions

Which credit cards have no annual fee in Turkey?

Free Card (Akbank) are among the 1 cards in our Turkey data with a zero or waived annual fee.

What is the best cashback credit card in Turkey?

We track 34 cashback cards in Turkey. Bonus Card from Garanti BBVA publishes: cashback on everyday spend. The right one depends on where you actually spend — the finder above ranks them for your profile.

How does the card finder pick a card?

It scores every card we hold for Turkey against your salary, your biggest spending category and whether you want cashback, miles, no fee or a Shariah-compliant card, then shows the top five with the reasons for each.