Looking for the best Credit Cards in Turkey? We have compared 15 Credit Cards from top banks in Turkey to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Turkey (2026)
1. Axess Business Card
Bank: Akbank
- Benefits: Shopping Discounts, Internet Banking
The Akbank Axess Business Card is designed for business owners in Turkey, offering chip-para cashback on business purchases and instalment payment options at partner merchants. It integrates with Akba
2. Axess Card
Bank: Akbank
- Benefits: Shopping Discounts, Digital Wallet, Internet Banking
The Akbank Axess credit card is Turkey's leading rewards card, offering chip-para (chip money) cashback on purchases, with new applicants earning up to 10,000 TL in chip-para. It provides broad instal
3. Axess Youth Card
Bank: Akbank
- Benefits: Digital Wallet, Internet Banking
The Akbank Axess Youth Card is tailored for young customers in Turkey, offering chip-para cashback rewards and instalment shopping options with a modern digital-first experience through Akbank Mobile.
4. Free Card
Bank: Akbank
- Annual Fee: No annual fee
- Benefits: Shopping Discounts, Digital Wallet, Internet Banking
The Akbank Free Card is a no-annual-fee credit card in Turkey, offering a fee-free experience with broad benefits and access to Akbank's digital banking ecosystem. It provides contactless payments, on
5. Wings Card
Bank: Akbank
- Benefits: Travel Benefits, Digital Wallet, Internet Banking
The Akbank Wings credit card is designed for frequent travelers in Turkey, earning Mil Puan (Mile Points) on all purchases that can be redeemed for flights and travel worldwide. It features Akbank Mob
6. Bonus Card Denizbank
Bank: Denizbank
- Interest Rate: 2.99% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Dinning Benefits, Purchase Protection, Digital Wallet, Entertainment Benefits, Lifestyle Privileges
Denizbank standard rewards card in the Bonus network with partner merchant discounts across dining, fuel, and shopping.
7. Deniz Platinum Card
Bank: Denizbank
- Interest Rate: 2.99% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Denizbank premium card with airport lounge access, travel insurance, and highest point-earning rates.
8. interGold Card
Bank: Denizbank
- Interest Rate: 2.99% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Dinning Benefits, Purchase Protection, Digital Wallet, Entertainment Benefits, Lifestyle Privileges
Mid-tier card with enhanced gold-level benefits including higher cashback and broader dining privileges.
9. Bonus Business Card
Bank: Garanti BBVA
- Interest Rate: 2.99% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Dinning Benefits, Purchase Protection, Digital Wallet, Entertainment Benefits, Lifestyle Privileges
Business-oriented card offering bonus points on corporate expenses with fuel discounts and installment options at partner merchants.
10. Bonus Card
Bank: Garanti BBVA
- Interest Rate: 2.99% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Dinning Benefits, Purchase Protection, Digital Wallet, Entertainment Benefits, Lifestyle Privileges
Garanti BBVA flagship rewards card offering bonus points on all purchases with discounts across dining, fuel, and shopping partners.
11. Bonus Flexi Card
Bank: Garanti BBVA
- Interest Rate: 2.99% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Dinning Benefits, Purchase Protection, Digital Wallet, Entertainment Benefits, Lifestyle Privileges
Flexible rewards card letting cardholders choose their bonus category monthly, maximizing points on dining, fuel, or shopping.
12. Bonus Youth Card
Bank: Garanti BBVA
- Interest Rate: 2.99% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Digital Wallet, Chip/Pin, Supplementary Cards
Entry-level card for young adults aged 18-25 with no annual fee and basic digital wallet support.
13. Miles & Smiles Card
Bank: Garanti BBVA
- Interest Rate: 2.99% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Purchase Protection, Digital Wallet, Hotel Discounts & Offers
Co-branded Turkish Airlines card earning miles on every purchase, with airport lounge access and comprehensive travel insurance.
14. Paraf Business Card
Bank: Halkbank
- Interest Rate: 2.49% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Dinning Benefits, Purchase Protection, Digital Wallet, Entertainment Benefits, Lifestyle Privileges
Commercial card for business owners with Paraf points on corporate expenses and fuel discounts.
15. Paraf Card
Bank: Halkbank
- Interest Rate: 2.49% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Dinning Benefits, Purchase Protection, Digital Wallet, Entertainment Benefits, Lifestyle Privileges
Halkbank main rewards card earning Paraf points with cashback and discounts across dining, shopping, and fuel.
How to Choose a Credit Card in Turkey
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by central bank
Frequently Asked Questions
What is the best Credit Card in Turkey for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Turkey now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Turkey?
Besides cards, popular payment methods include cards and digital payments.
Compare all Credit Cards in Turkey →
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How We Compare Best Credit Cards in Turkey 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Turkey. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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