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Emirates Islamic Personal Finance
Emirates Islamic Bank

Emirates Islamic Personal Finance

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Minimum monthly salary of AED 7,500 for UAE Nationals and Expatriates; minimum one month of service / first salary credit into an Emirates Islamic account; mini...

Information courtesy of Emirates Islamic Bank. Data is subject to change — verify with Emirates Islamic Bank directly.

Product Specifications 6 details

Interest Rate 'Profit rates start from 2.59% flat p.a for UAE Nationals (approx. 4.74% reducing rate p.a) and 2.99% flat p.a for Expatriates (approx. 5.47% reducing rate p.a).' Footnote: 'Profit rates vary source
Minimum monthly income (Salary, ) AED 7,500 source
Loan Amount AED 4,000,000 — Up to AED 4 million for UAE Nationals; up to AED 3 million for Expatriates. source
Maximum Tenure 48 months — 'Up to 48 months for all employers and up to 60 months for Ministry of Defence employees only'. source
Eligibility Minimum monthly salary of AED 7,500 for UAE Nationals and Expatriates; minimum one month of service / first salary credit into an Emirates Islamic account; minimum age 21; maximum age at matu source
Processing Fee No fee amount published on the product page; a separate 'Fees and charges' page is linked. Trading commission as applied by the broker is levied to the customer. source

Where these figures come from

The figures above were recorded from the issuer's own published page below. Last checked on August 16, 2026. Terms change without notice — confirm the current figure with the provider before you apply.

How we source and verify data · Found something wrong? Report it

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Emirates Islamic Personal Finance
Emirates Islamic Bank
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