Compare Financial Products
Select 2-4 products to compare side by side. See fees, rates, rewards and eligibility at a glance.
| Feature |
Auto Finance
|
Emirates Islamic Personal Fina...
|
|---|---|---|
| Loan maturity | — | — |
| Applicant Age | — | — |
| Monthly Installments | — | — |
| Markup Rate(Fixed) | — | — |
| Financing limit | — | — |
| Repayment tenure | Flexible, extended repayment periods of up to 5 years | — |
| Life insurance coverage | — | — |
| Financed Amount | — | |
| Security Deposit | — | |
| Minimum monthly income (Salary, ) | AED 7,500 | |
| Eligibility | *New Car Starting rates are available for salary transfer customers with monthly salary of AED 50,000. **Used Car Starting rates are available for customers with monthly salary of AED 10,000 | Minimum monthly salary of AED 7,500 for UAE Nationals and Expatriates; minimum one month of service / first salary credit into an Emirates Islamic account; minimum age 21; maximum age at matu |
| One-time Processing Fee | — | — |
| Annual Charges | — | — |
| Limit enhancement fee | — | — |
| Late payment charges | — | — |
| Loan Category | — | — |
| Maximum Tenure | — | 48 months — 'Up to 48 months for all employers and up to 60 months for Ministry of Defence employees only'. |
| Tentative rate | — | — |
| Additional Benefits | — | — |
| Free Insurance & Processing Fee | — | — |
| Interest Rate | — | — |
| Loan Amount | — | AED 4,000,000 — Up to AED 4 million for UAE Nationals; up to AED 3 million for Expatriates. |
| Card/Cards | — | — |
| Borrrowing Amount | — | — |
| Educational Loan | — | — |
| Return Policy | — | — |
| Deferment Conditions | — | — |
| Flat rate | — | — |