No Annual Fee Credit Cards in United Arab Emirates
36 cards in United Arab Emirates whose issuer publishes no annual fee. Where the bank also states an interest rate or a minimum salary, it is shown.
Fees are taken from each issuer's published product information. A dash means the bank does not publish that figure — we leave it blank rather than estimate it. Always confirm on the bank's own page before applying; terms change.
| CARD | ANNUAL FEE | INTEREST RATE | MIN. SALARY | |
|---|---|---|---|---|
|
Lulu 24/7 Titanium Credit Card
Emirates NBD
|
Free | 44.28% | AED 5,000 | Details → |
|
Lulu Titanium Card
Abu Dhabi Commercial Bank
|
Free | 39% | AED 5,000 | Details → |
|
Visa Classic Credit Card
Bank of Sharjah
|
Free | 42% | AED 5,000 | Details → |
|
Visa Gold Credit Card
Bank of Sharjah
|
Free | 42% | AED 8,000 | Details → |
|
Platinum Smart Covered Card
Al Hilal Bank
|
Free | 35.88% | AED 8,000 | Details → |
|
Touchpoints Platinum Card
Abu Dhabi Commercial Bank
|
Free | 41.88% | AED 5,000 | Details → |
|
Titanium and Gold Credit Card
Abu Dhabi Commercial Bank
|
Free | 41.88% | AED 5,000 | Details → |
|
Lulu Platinum Credit Card
Abu Dhabi Commercial Bank
|
Free | 39% | AED 8,000 | Details → |
|
Titanium Credit Card
National Bank of Ras Al-Khaimah PJSC
|
Free | 41.88% | AED 5,000 | Details → |
|
CBI First Credit Card
Commercial Bank International
|
Free | 39% | AED 20,000 | Details → |
|
RED Credit Card
National Bank of Ras Al-Khaimah PJSC
|
Free | 41.88% | AED 5,000 | Details → |
|
HighFlyer Platinum Card
National Bank of Ras Al-Khaimah PJSC
|
Free | 41.88% | AED 10,000 | Details → |
|
Titanium Business Credit Card
National Bank of Ras Al-Khaimah PJSC
|
Free | 41.88% | — | Details → |
|
Voyager World Credit Card
Emirates NBD
|
Free | — | AED 12,000 | View on emiratesnbd.com → |
|
Emirates Islamic Amazon Credit Card
Emirates Islamic Bank
|
Free | — | — | View on emiratesislamic.ae → |
|
Emirates Islamic Amazon Platinum Credit Card
Emirates Islamic Bank
|
Free | — | — | View on emiratesislamic.ae → |
|
Visa Platinum
Commercial Bank International
|
Free | 27% | AED 8,000 | Details → |
|
Rewards Platinum Credit Card
Commercial Bank International
|
Free | 39% | AED 8,000 | Details → |
|
MC Titanium Credit Card
Emirates NBD
|
Free | 39% | AED 5,000 | Details → |
|
noon VIP
Mashreq
|
Free | 39.96% | AED 5,000 | Details → |
|
U By Emaar Family Credit Card
Emirates NBD
|
Free | 41.88% | AED 5,000 | Details → |
|
Manchester United Credit Card
Emirates NBD
|
Free | 39% | AED 5,000 | Details → |
|
Visa Platinum
Commercial Bank of Dubai
|
Free | 39% | AED 10,000 | Details → |
|
Titanium Mastercard
Commercial Bank of Dubai
|
Free | 39% | AED 5,000 | Details → |
|
Emarati Credit Card
Emirates Islamic Bank
|
Free | 35.88% | AED 12,000 | Details → |
|
Cashback Card
Mashreq
|
Free | 39.96% | AED 5,000 | Details → |
|
Titanium credit card
United Arab Bank
|
Free | 42% | AED 6,000 | Details → |
|
Mastercard Titanium
Commercial Bank International
|
Free | 39% | AED 5,000 | Details → |
|
Platinum Master Credit Card
United Arab Bank
|
Free | 42% | AED 10,000 | Details → |
|
World Mastercard Credit Card
United Arab Bank
|
Free | 12% | AED 40,000 | View on uab.ae → |
|
Blue FAB Platinum C.Card
First Abu Dhabi Bank
|
Free | 42% | AED 8,000 | Details → |
|
Blue FAB Signature C.Card
First Abu Dhabi Bank
|
Free | 42% | AED 15,000 | Details → |
|
Blue FAB Infinite Card
First Abu Dhabi Bank
|
Free | 19.92% | AED 40,000 | Details → |
|
GEMS Titanium Credit Card
First Abu Dhabi Bank
|
Free | 42% | AED 8,000 | Details → |
|
Prime Classic Card
Dubai Islamic Bank
|
Free | 35.88% | AED 5,000 | Details → |
|
Emirates Islamic Switch Cashback Credit Card
Emirates Islamic Bank
|
Free | — | — | View on emiratesislamic.ae → |
