Last updated: June 28, 2026 · Data source: Official bank sites, FDIC filings
Reviewed by Zia Shahid, Buzdy Banking Editor
Chase vs Bank of America — the two largest US banks, both with huge branch networks and strong cards. Here is how they compare for everyday banking, rewards, and fees.
Quick verdict
- Choose Chase if you want premium travel cards (Sapphire) and the widest branch/ATM access.
- Choose Bank of America if you keep higher balances and want the Preferred Rewards loyalty boost.
Branches & ATMs
Both operate 3,800–4,700 branches nationwide. Compare locations on our New York or Chicago branch pages, or browse all US branches.
Rewards & cards
Chase leads on travel cards (Sapphire Preferred/Reserve) and transfer partners. Bank of America's Preferred Rewards boosts cash back 25–75% based on balances. Read the full Chase review and Bank of America review.
Routing numbers
See Chase routing number and Bank of America routing number for direct deposit and wire details.
FAQ
Which is bigger, Chase or Bank of America?
Chase (JPMorgan Chase) is the largest US bank by assets; Bank of America is second. Both have nationwide networks.
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