Last updated: August 2, 2026 · Travel credit cards compared: 16 · Data source: issuer product pages, recorded in the Buzdy database · cited pages where we hold them
Reviewed by Zia Shahid, Buzdy Banking Editor · Our methodology · Editorial standards
In this guide
Looking for the best travel credit cards in the Philippines in 2026? This guide compares 16 travel credit cards issued by 8 banks based in Philippines, side by side.
Every fee, rate, eligibility rule and benefit below is reproduced from the issuing bank’s own product page as recorded in the Buzdy product database on August 2, 2026. Where a bank does not publish a figure, this guide says so rather than estimating one. Cards issued by international banks that merely operate branches in Philippines are excluded, because their published terms belong to the country the product was launched in.
Quick Comparison: All 16 travel credit cards in Philippines
Side-by-side comparison of every qualifying card as of August 2, 2026. Tap any name for the full product page.
| Card | Issuing bank | Annual fee | Travel Benefits | Details |
|---|---|---|---|---|
| 1. BDO Visa Gold | BDO Unibank | Not published | — | View → |
| 2. BDO Visa Platinum | BDO Unibank | Not published | — | View → |
| 3. BPI Visa Gold | BPI | Not published | — | View → |
| 4. BPI Visa Signature | BPI | Not published | — | View → |
| 5. EastWest Platinum Mastercard | EastWest Bank | Free lifetime membership — no annual fee | Comprehensive travel benefits and insurance | View → |
| 6. EastWest Priority Visa Infinite | EastWest Bank | Waived for Priority Banking clients | Premium travel and lifestyle benefits | View → |
| 7. Metrobank Travel Visa | Metrobank | Not published | — | View → |
| 8. Metrobank Visa Platinum | Metrobank | Not published | — | View → |
| 9. Metrobank World Mastercard | Metrobank | Not published | — | View → |
| 10. PNB Platinum Mastercard | PNB | PHP3,000/year (free 1st year; supplementary free for life) | Mastercard Platinum travel privileges | View → |
| 11. PNB-PAL Mabuhay Miles Mastercard | PNB | PHP1,000/year (free first 3 years) | Earn free flights and upgrades on Philippine Airlines | View → |
| 12. RCBC Visa Platinum | RCBC | PHP5,000/year (free 1st year) | Travel insurance and purchase protection for international spend | View → |
| 13. Security Bank Gold | Security Bank | Not published | — | View → |
| 14. Security Bank Platinum | Security Bank | Not published | — | View → |
| 15. UnionBank Gold Visa | UnionBank | Not published | — | View → |
| 16. UnionBank Visa Platinum | UnionBank | Not published | — | View → |
All 16 Travel Credit Cards in Philippines (2026)
1. BDO Visa Gold
Issuing bank: BDO Unibank
- Interest Rate: 2.00% per month
Also listed by the bank: Chip/Pin, Supplementary Cards, Shopping Discounts, Dinning Benefits, Travel Benefits, Purchase Protection
Mid-premium card with BDO rewards points, basic travel insurance, and installment conversion on purchases.
2. BDO Visa Platinum
Issuing bank: BDO Unibank
- Interest Rate: 2.00% per month
Also listed by the bank: Chip/Pin, Supplementary Cards, Shopping Discounts, Lounge Access, Dinning Benefits, Entertainment Benefits, Travel Benefits, Hotel Discounts & Offers, Purchase Protection, Lifestyle Privileges
BDO premium card with lounge access, comprehensive travel insurance, and exclusive dining and shopping privileges.
3. BPI Visa Gold
Issuing bank: BPI
- Interest Rate: 2.00% per month
Also listed by the bank: Chip/Pin, Supplementary Cards, Shopping Discounts, Dinning Benefits, Travel Benefits, Purchase Protection
Premium card with BPI rewards points, travel insurance, dining discounts, and installment privileges.
4. BPI Visa Signature
Issuing bank: BPI
- Interest Rate: 2.00% per month
Also listed by the bank: Chip/Pin, Supplementary Cards, Shopping Discounts, Lounge Access, Dinning Benefits, Entertainment Benefits, Travel Benefits, Hotel Discounts & Offers, Purchase Protection, Lifestyle Privileges
BPI top-tier card with Priority Pass lounge access, comprehensive travel insurance, and premium concierge.
5. EastWest Platinum Mastercard
Issuing bank: EastWest Bank
- Annual fee: Free lifetime membership — no annual fee
- Interest Rate: 2% per month (24% p.a.)
- Interest Free Days: Up to 21 days
- Lounge Access: Exclusive airport lounge access
- Travel Insurance: Travel insurance up to PHP20,000,000
- Travel Benefits: Comprehensive travel benefits and insurance
- Digital Wallet: Free virtual card for secure online shopping
Free lifetime membership Platinum card with exclusive airport lounge access and up to PHP20M travel insurance. Includes free virtual card for secure online shopping, EMV chip and 3D Secure OTP protection. No annual fees ever for principal holder.
6. EastWest Priority Visa Infinite
Issuing bank: EastWest Bank
- Annual fee: Waived for Priority Banking clients
- Interest Rate: 2% per month (24% p.a.)
- Interest Free Days: Up to 21 days
- Reward Points: 1 Infinite Rewards Point per PHP10 spend — convert to airline miles
- Rewards Program: Infinite Rewards — Asia Miles, KrisFlyer Miles, Mabuhay Miles
- Cash Back: Up to 8.88% cash reward on purchases
- Lounge Access: Priority Banking exclusive lounge access
Ultra-premium Visa Infinite card earning 1 Infinite Rewards Point per PHP10 qualified spend. Convert points to Asia Miles, KrisFlyer Miles and Mabuhay Miles. Up to 8.88% cash reward on purchases anytime, anywhere. Priority Banking exclusive benefits.
7. Metrobank Travel Visa
Issuing bank: Metrobank
- Interest Rate: 2.00% per month
Also listed by the bank: Chip/Pin, Supplementary Cards, Shopping Discounts, Lounge Access, Travel Benefits, Hotel Discounts & Offers, Purchase Protection
Travel-focused premium card with enhanced airline miles, lounge access, and no foreign transaction fees.
8. Metrobank Visa Platinum
Issuing bank: Metrobank
- Interest Rate: 2.00% per month
Also listed by the bank: Chip/Pin, Supplementary Cards, Shopping Discounts, Lounge Access, Dinning Benefits, Entertainment Benefits, Travel Benefits, Hotel Discounts & Offers, Purchase Protection, Lifestyle Privileges
Premium card with lounge access, comprehensive travel insurance, and exclusive dining and lifestyle privileges.
9. Metrobank World Mastercard
Issuing bank: Metrobank
- Interest Rate: 2.00% per month
Also listed by the bank: Chip/Pin, Supplementary Cards, Shopping Discounts, Lounge Access, Dinning Benefits, Entertainment Benefits, Travel Benefits, Hotel Discounts & Offers, Purchase Protection, Lifestyle Privileges
Ultra-premium card with unlimited lounge access, Mastercard World benefits, and concierge services.
10. PNB Platinum Mastercard
Issuing bank: PNB
- Annual fee: PHP3,000/year (free 1st year; supplementary free for life)
- Interest Rate: 2% per month (24% p.a.)
- Interest Free Days: Up to 21 days
- Reward Points: Reward points on all purchases
- Rewards Program: PNB Rewards — redeem for travel, merchandise, gift certificates
- Travel Benefits: Mastercard Platinum travel privileges
- Contactless Payments: Yes — Mastercard contactless
Premium Mastercard with flexible rewards and exclusive Platinum privileges. Earn reward points on all purchases redeemable for travel, merchandise and gift certificates. Free annual fee first year. All supplementary cards enjoy free annual fee for life.
11. PNB-PAL Mabuhay Miles Mastercard
Issuing bank: PNB
- Annual fee: PHP1,000/year (free first 3 years)
- Interest Rate: 2% per month (24% p.a.)
- Interest Free Days: Up to 21 days
- Reward Points: Earn Mabuhay Miles on all purchases
- Rewards Program: PAL Mabuhay Miles — redeem for flights and upgrades
- Travel Benefits: Earn free flights and upgrades on Philippine Airlines
- Contactless Payments: Yes — Mastercard contactless
Co-branded Philippine Airlines card earning Mabuhay Miles on every purchase. Convert spending into free flights and upgrades on PAL. Annual fee PHP1,000 with first 3 years free. All supplementary cards free for life. Perfect for frequent PAL flyers.
12. RCBC Visa Platinum
Issuing bank: RCBC
- Annual fee: PHP5,000/year (free 1st year)
- Interest Rate: 2% per month (24% p.a.)
- Interest Free Days: Up to 21 days
- Reward Points: 1 Preferred Airmile per PHP25 overseas / PHP48 local spend
- Rewards Program: Preferred Airmiles Program — earn free flights
- Travel Insurance: Free travel insurance up to PHP5,000,000
- Purchase Protection: e-Commerce Purchase Protection up to US$1,000/year
Premium travel card with Preferred Airmiles program earning 1 mile per PHP25 overseas or PHP48 local spend. Includes free travel insurance up to PHP5M and e-Commerce Purchase Protection up to US$1,000/year. Upgrading to RCBC Airmiles Visa Signature.
13. Security Bank Gold
Issuing bank: Security Bank
- Interest Rate: 2.00% per month
Also listed by the bank: Chip/Pin, Supplementary Cards, Shopping Discounts, Dinning Benefits, Travel Benefits, Purchase Protection
Mid-tier rewards card with travel insurance, rewards points, and dining promotions.
14. Security Bank Platinum
Issuing bank: Security Bank
- Interest Rate: 2.00% per month
Also listed by the bank: Chip/Pin, Supplementary Cards, Shopping Discounts, Lounge Access, Dinning Benefits, Entertainment Benefits, Travel Benefits, Purchase Protection, Lifestyle Privileges
Premium card with lounge access, travel insurance, accelerated rewards, and lifestyle offers.
15. UnionBank Gold Visa
Issuing bank: UnionBank
- Interest Rate: 2.00% per month
Also listed by the bank: Chip/Pin, Supplementary Cards, Shopping Discounts, Dinning Benefits, Travel Benefits, Purchase Protection
Mid-premium card with rewards points, basic travel insurance, and dining offers.
16. UnionBank Visa Platinum
Issuing bank: UnionBank
- Interest Rate: 2.00% per month
Also listed by the bank: Chip/Pin, Supplementary Cards, Shopping Discounts, Lounge Access, Dinning Benefits, Entertainment Benefits, Travel Benefits, Purchase Protection, Lifestyle Privileges
Premium card with lounge access, travel insurance, rewards, and UnionBank digital banking advantages.
How to Choose the Right Travel credit card in Philippines
- Start from the annual fee the bank actually publishes. Several issuers in this guide do not publish a fee at all, and a few waive it under conditions such as a minimum annual spend or a banking relationship. Read the fee line in the table above, then confirm it on the bank’s own page before you apply.
- Check the benefit you will really use. Lounge access, travel insurance and rewards programmes vary card by card in this market — the comparison table shows each bank’s own wording so you can see which one matches how you travel.
- Read the eligibility line before applying. Where a bank publishes a minimum salary or a residency requirement it is reproduced in the card review below. Applying without meeting it wastes a hard credit check.
- Compare the interest rate only if you will carry a balance. If you clear the statement in full every month the rate is irrelevant and the fee and benefits decide it. If you do not, the rate is the single biggest cost.
- Treat any figure here as a starting point, not a quote. Banks change fees and rates without notice. Every number on this page is reproduced from the issuer’s published product page and dated at the top — always confirm on the bank’s site before applying.
Frequently Asked Questions: Travel credit cards in Philippines
How many travel credit cards are compared in this guide?
This guide compares 16 travel credit cards issued by 8 banks based in Philippines: BDO Unibank, BPI, EastWest Bank, Metrobank, PNB, RCBC, Security Bank, UnionBank. Cards from international banks that only operate branches in Philippines are excluded.
Which banks issue travel credit cards in the Philippines?
Of the banks tracked by Buzdy in Philippines, 8 publish at least one card in this category: BDO Unibank, BPI, EastWest Bank, Metrobank, PNB, RCBC, Security Bank, UnionBank.
Do these cards charge an annual fee?
5 of the 16 cards in this guide have an annual fee published by the issuing bank; the fee for each is shown verbatim in the comparison table. The remaining 11 do not publish a fee on their product page, so this guide does not state one.
Which of these cards include airport lounge access?
9 of the 16 cards list airport lounge access among their benefits. The exact wording each bank uses — including how many lounges and whether guests are covered — is reproduced in the card reviews above.
Can I get supplementary cards for family members?
14 of the 16 cards list supplementary cards as an available feature. Where the bank publishes how many are included, that figure appears in the card review above.
How were the cards in this guide selected?
Every credit card in the Buzdy database whose issuer is headquartered and operating in Philippines only, and whose issuer lists travel benefits on the product page. No card was excluded for commercial reasons and the ordering is alphabetical by bank, not a ranking.
Are the fees and rates on this page guaranteed?
No. Every figure is reproduced from the issuing bank’s published product page on the date shown at the top of this guide. Banks change pricing without notice, so confirm the current terms on the bank’s own site before you apply.
More Philippines Money Guides
- Best Credit Cards in Philippines 2026
- All banks in Philippines
- Bank branches and ATMs in Philippines
How We Compare
This guide is generated from the Buzdy product database, not written from memory. Three rules decide what appears on it.
- Only cards actually issued in Philippines. An international bank with branches in several countries publishes one product catalogue, usually for its home market. Listing it here would put another country’s currency and eligibility rules under a Philippines heading, so each card is matched to the market it was issued in rather than to every country its brand has a branch in. That leaves 8 issuers here.
- Only cards the bank itself lists in this category. All 16 cards carry travel benefits on the issuer’s own product page. Nothing is inferred from a card’s name or tier.
- Figures are reproduced, never estimated. Fees, rates, eligibility and benefit wording are printed exactly as the bank published them, as recorded on August 2, 2026. Where a bank publishes nothing, this guide shows “Not published” instead of a guess.
Buzdy does not accept payment for inclusion or placement in this guide. Ordering is alphabetical by issuing bank.
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