Chase Routing Number (2026) — ACH, Wire & Direct Deposit
Use the routing number printed on your own check — the first group of nine digits in the bottom-left corner. It is the only number guaranteed to be right for your account. Chase has more than one, and no list on any website can tell which one is yours. Your Chase app and online banking show it too, and 1-800-935-9935 will confirm it. A wrong routing number sends your money to the wrong institution.
We are deliberately not printing a single "Chase routing number" for direct deposit. The Federal Reserve registers 59 numbers to JPMorgan Chase Bank, N.A. and only one of them belongs to your account. The number on the bottom-left of your own check is the only authoritative answer.
Why Chase has the routing numbers it does
Chase carries more state-level routing numbers than any other US bank, and the reason is acquisition history rather than policy. JPMorgan Chase absorbed Bank One (2004), which had itself absorbed First Chicago NBD and Banc One's Texas, Ohio, Indiana, Wisconsin, Colorado, Oklahoma, Arizona, Louisiana and Michigan franchises, and then took on Washington Mutual's Seattle-based network in 2008. Each of those predecessor charters arrived with its own Federal Reserve routing number, and the Fed still registers several of them separately today — which is why the Fedwire directory lists Chase entries with short names like "JPMCHASE TEXAS", "JPMCHASE ILLINOIS" and "WASH MUT BANK". Your account inherits whichever number belonged to the franchise that opened it.
Chase routing numbers registered with the Federal Reserve
Each row below is a live record from the Federal Reserve's Fedwire participant directory. The location column is the Fedwire telegraphic location the Federal Reserve holds for that number — the Fed's own processing site for it. For a bank this size it is not the state whose accounts use the number, and it should not be read as one. Nothing on this page can tell you which of these is attached to your account: use the nine digits printed on the bottom-left of your own check.
| Routing number | Registered to | Fedwire location | Fed district | Networks |
|---|---|---|---|---|
| 122100024 | JPMORGAN CHASE BANK, NA | Phoenix, AZ | San Francisco | Wire ACH |
| 061092387 | JPMORGAN CHASE BANK, NA | Stockton, CA | Atlanta | Wire ACH |
| 071074528 | JPMORGAN CHASE BANK, NA | Stockton, CA | Chicago | Wire ACH |
| 121138013 | JPMORGAN CHASE BANK, NA | Walnut Creek, CA | San Francisco | Wire ACH |
| 267084131 | JPMORGAN CHASE BANK, NA | Beverly Hills, CA | Atlanta | Wire ACH |
| 321081669 | JPMORGAN CHASE BANK, NA | San Francisco, CA | San Francisco | Wire ACH |
| 102001017 | JPMORGAN CHASE BANK, NA | Denver, CO | Kansas City | Wire ACH |
| 107089555 | JPMORGAN CHASE BANK, NA | Westminster, CO | Kansas City | Wire ACH |
| 071000013 | JPMORGAN CHASE BANK, NA | Chicago, IL | Chicago | Wire ACH |
| 074000010 | JPMORGAN CHASE BANK, NA | Indianapolis, IN | Chicago | Wire ACH |
| 065400137 | JPMORGAN CHASE BANK, NA | Baton Rouge, LA | Atlanta | Wire ACH |
| 072000326 | JPMORGAN CHASE BANK, NA | Detroit, MI | Chicago | Wire ACH |
| 021000021 | JPMORGAN CHASE BANK, NA | New York, NY | New York | Wire ACH |
| 021272723 | JPMORGAN CHASE BANK, NA | Valley Stream, NY | New York | Wire ACH |
| 044000037 | JPMORGAN CHASE BANK, NA | Columbus, OH | Cleveland | Wire ACH |
| 083000137 | JPMORGAN CHASE BANK, NA | Columbus, OH | St. Louis | Wire ACH |
| 121045106 | JPMCHASE | Columbus, OH | San Francisco | Wire |
| 103000648 | JPMORGAN CHASE BANK, NA | Oklahoma City, OK | Kansas City | Wire ACH |
| 111000614 | JPMORGAN CHASE BANK, NA | Bank One Texas, TX | Dallas | Wire ACH |
| 113000609 | JPMORGAN CHASE BANK, NA | Houston, TX | Dallas | Wire ACH |
| 123271978 | JPMORGAN CHASE BANK, NA | Park City, UT | San Francisco | Wire ACH |
| 124001545 | JPMORGAN CHASE BANK, NA | Salt Lake City, UT | San Francisco | Wire ACH |
| 111993776 | JPMORGAN CHASE BANK, NA | Seattle, WA | Dallas | Wire ACH |
| 322271627 | JPMORGAN CHASE BANK, NA | Seattle, WA | San Francisco | Wire ACH |
| 325070760 | JPMORGAN CHASE BANK, NA | Seattle, WA | San Francisco | Wire ACH |
| 075000019 | JPMORGAN CHASE BANK, NA | Milwaukee, WI | Chicago | Wire ACH |
The Federal Reserve additionally registers 33 ACH-only routing numbers to JPMorgan Chase Bank, N.A. that are not eligible for Fedwire. These are almost entirely legacy numbers inherited from acquired institutions and are still valid for receiving direct deposit, but cannot be used to receive a wire. We do not list them individually because the only one that matters is the one printed on your own check.
A routing number sends money to an institution, not to a person. If it is wrong the payment goes somewhere else. Before you transact, confirm the number against the bottom-left of your own check, your Chase app, or Chase's official page.
Which number do you actually need?
| You are doing this | Use | Arrives |
|---|---|---|
| Setting up direct deposit or paying a bill | The ACH number on your check | 1–3 business days |
| Receiving a domestic wire | 021000021 | Same business day |
| Receiving money from outside the US | CHASUS33 (SWIFT/BIC) | 1–5 business days |
US accounts do not have IBANs. If an overseas sender's form demands one, that form was built for Europe — give them the SWIFT/BIC plus your routing and account number instead. See SWIFT vs routing number.
Chase branches in Buzdy's US directory
We track 400 Chase locations in the United States. If you need to confirm a routing number in person or open an account, these are the busiest cities in our data:
Chase cards and accounts on Buzdy
Products we list for Chase in the United States.
Advertiser disclosure: some “Apply Now” links are partner links and Buzdy may earn a commission if you apply. This never changes what you pay or the order products are shown in.
Chase routing number — questions
What is the Chase routing number?
There is no single one. The Federal Reserve registers 59 routing numbers to JPMorgan Chase Bank, N.A., mostly inherited from banks it has acquired. For direct deposit use the nine digits on the bottom-left of your own check. For an incoming domestic wire, Chase publishes 021000021.
Which of the 59 Chase routing numbers is mine?
We cannot tell you from a list, and neither can anyone else. JPMorgan Chase Bank, N.A. has 59 routing numbers registered with the Federal Reserve, most of them inherited from banks it acquired, and which one is attached to your account depends on the institution and branch that opened it. The nine digits in the bottom-left corner of your own check are the answer; your Chase app and online banking show the same thing, and 1-800-935-9935 will confirm it. Do not pick one off a list because it matches your state.
Is the Chase wire routing number the same as the ACH number?
Not always. ACH routing numbers move direct deposits and bill payments over the automated clearing house, usually settling in one to three business days. Wire routing numbers move same-day funds over Fedwire. Of the 59 numbers the Federal Reserve registers to JPMorgan Chase Bank, N.A., 26 are Fedwire-eligible and 33 are ACH-only. Using an ACH-only number for an incoming wire is one of the most common reasons transfers are returned.
What is the Chase SWIFT code?
Chase publishes the SWIFT/BIC code CHASUS33 for international transfers. SWIFT codes are not held in the Federal Reserve routing directory, so we cannot verify this against the Fed the way we verify routing numbers — confirm it with the bank before an overseas sender uses it.
How do I find my own Chase routing number?
Read the first group of nine digits in the bottom-left corner of a check, open your account details in the Chase app or online banking, or call 1-800-935-9935. Any of these three is specific to your account; a general list is not.
How we checked this page
Every routing number above was read directly from the Federal Reserve Banks' E-Payments Routing Directory — the FedACH and Fedwire participant directories, which are the systems of record for US routing numbers. We query both directories by institution name, keep only records the Federal Reserve returns under JPMorgan Chase Bank, N.A., and validate every number against the ABA check-digit formula. Numbers that fall out of the directory are removed rather than carried forward. We do not publish a number we could not confirm.
SWIFT/BIC codes are not part of the Federal Reserve directory and are shown as published by the bank itself, labelled as such. Last checked against the Federal Reserve directory on 29 July 2026.
Related guides
Buzdy is not affiliated with JPMorgan Chase Bank, N.A.. Routing numbers are reproduced for reference from public Federal Reserve records; always confirm with your bank before moving money.