Last updated: June 28, 2026 · Data source: Official Chase site, FDIC filings
Reviewed by Zia Shahid, Buzdy Banking Editor · Our methodology
Chase (JPMorgan Chase) is the largest bank in the United States by assets, with one of the biggest branch and ATM networks nationwide. This review covers Chase checking and savings accounts, credit cards, fees, and how to find your routing number.
Chase at a glance
- Branches: 4,700+ across nearly all US states
- Best for: branch access, travel and cash-back credit cards
- Top cards: Sapphire Preferred/Reserve, Freedom Unlimited, Freedom Flex
- Digital: highly rated app with Zelle, mobile deposit, and credit tracking
Accounts & fees
Chase Total Checking has a monthly fee that is waived with direct deposit or a minimum balance. Chase Premier Plus and Sapphire Banking add perks for higher balances. New-account bonuses are among the most generous in the US.
Branches, ATMs & routing number
Chase operates branches in most major metros — find one on our New York, Chicago, or Houston branch pages, or browse all US branches. Need to set up direct deposit or a wire? See the Chase routing number & SWIFT code page.
Pros & cons
- Pros: huge branch/ATM network, best-in-class credit cards, strong app
- Cons: monthly fees unless waived, savings APY below online banks
FAQ
What is Chase's routing number?
It depends on the state where you opened your account; the domestic wire routing number is a single number. See the Chase routing number page for details.
Is Chase a good bank?
Chase is best if you value branch access and premium credit cards. For higher savings rates, compare online banks on our best US banks guide.
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