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Best Credit Cards in France — Compare 21 Cards

Every credit card we can verify as issued in France — 21 cards from 9 banks — with the minimum salary, annual fee, interest rate and salary-transfer rule each bank publishes. Filter them below, or use the guided finder.

Best credit cards in France — our picks

One card per job, chosen by a stated rule, with the number that wins it. No bank holds two slots while another qualifies.

Best for expats (no salary transfer)
No salary transfer

You do not have to move your salary to this bank.

Chosen by: Bank does not require your salary to be transferred to it, then the lowest minimum salary. Picked from 5 qualifying cards.

Card details On Buzdy — no verified issuer link on file yet
Best for airport lounge access
Fee EUR 230

Airport lounge access for EUR 230 a year.

Chosen by: Publishes airport lounge access, then the lowest annual fee. Picked from 7 qualifying cards.

Go to banquepopulaire.fr Banque Populaire's site — this card is not linked directly
Lowest interest rate
12.49% p.a.

At 12.49% a year this is the cheapest published rate we hold for this market — it only matters if you revolve a balance.

Chosen by: Lowest published monthly interest / profit rate in this market. Picked from 20 qualifying cards.

Card details On Buzdy — no verified issuer link on file yet

Compare all 21 France credit cards

Figures are as each bank publishes them. 0 of 21 cards state a minimum monthly salary, 16 state an annual fee, 20 state an interest or profit rate and 5 state whether a salary transfer is required. A dash means the bank does not publish that figure — not that it is zero.

Default ranking: cards are ordered by how much of the decision they let you make — how many of the four numbers (minimum salary, annual fee, rate, salary transfer) the bank publishes, then how many benefits are documented, then user rating. It is not a paid placement and it is not alphabetical. Use the sort links in the table header to rank by fee, rate or salary instead.

Showing 21 of 21 cards.

Card Bank Min salary ↓ Annual fee ↓ Interest rate (p.a.) ↓ Salary transfer
LCL Visa Infinite Lounge LCL EUR 360 12.49% Card details
Banque Populaire Visa Platinum Lounge Banque Populaire EUR 230 13.49% Go to banquepopulaire.fr
LCL Mastercard Platinum+ Lounge LCL EUR 234 13.49% Card details
La Banque Postale Visa Infinite Lounge La Banque Postale EUR 330 12.49% Go to labanquepostale.fr
Banque Populaire Visa Infinite Lounge Banque Populaire EUR 310 12.49% Go to banquepopulaire.fr
Crédit Mutuel Mastercard World Elite Lounge Crédit Mutuel EUR 300 12.99% Go to creditmutuel.fr
Crédit Mutuel Visa Infinite Lounge Crédit Mutuel EUR 330 12.49% Go to creditmutuel.fr
LCL Visa Premier LCL EUR 146 14.49% Card details
La Banque Postale Visa Premier La Banque Postale EUR 138 14.49% Go to labanquepostale.fr
Banque Populaire Visa Premier Banque Populaire EUR 141 14.49% Go to banquepopulaire.fr
Crédit Mutuel Visa Premier Crédit Mutuel EUR 138 14.49% Go to creditmutuel.fr
Banque Populaire Visa Classic Banque Populaire EUR 47 15.49% Go to banquepopulaire.fr
La Banque Postale Visa Classic La Banque Postale EUR 46 15.49% Go to labanquepostale.fr
Crédit Mutuel Mastercard Standard Crédit Mutuel EUR 46 15.49% Go to creditmutuel.fr
LCL Visa Cléo LCL EUR 52 15.49% Card details
Visa Classic Card caisse d'epargne 17.04% Not required Card details
Fortuneo MasterCard Gold Fortuneo 17.04% Not required Go to fortuneo.fr
Visa Premier Card La Banque postale 17.04% Not required Go to labanquepostale.fr
Société Générale VISA Premier societe generale 17.04% Not required Card details
Visa Classic Card Act Crédit Coopératif 17.04% Not required Go to credit-cooperatif.coop
La Banque Postale Réalys La Banque Postale EUR 32 Go to labanquepostale.fr

Every figure comes from the issuing bank's own published terms, stored per card. Country attribution uses the product's own market, not the bank's branch footprint, so a multinational's Hong Kong catalogue never appears here. Interest and profit rates are annualised figures as published; a few banks quote a monthly rate instead, so confirm the basis with the issuer before you compare two cards on rate alone. Verify the current terms with the bank before you apply.

Prefer to be asked?

Four questions — salary, spending, and what matters most — and we shortlist five of the 21 cards above for you.

Step 1 of 4 25%

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More about credit cards in France

The 21 cards compared above are every credit card we can attribute to France itself, from 9 issuing banks — a card is counted here only when the product's own market and the issuing bank agree, so a multinational's catalogue from another country is never folded in. Figures are in EUR as published by each bank.

16 banks
380 branches
162 cities
359 ATMs
Currency EUR

Banks we track in France

Keep going in France

Guides for France

France — frequently asked questions

How does the card finder pick a card?

It scores every card we hold for France against your salary, your biggest spending category and whether you want cashback, miles, no fee or a Shariah-compliant card, then shows the top five with the reasons for each.