20 Money Changers in Ho Chi Minh City
Every currency exchange we track within 25 km of central Ho Chi Minh City, Vietnam — ranked by verified customer rating, not by who pays us. It is 23:32 in Ho Chi Minh City and 3 of the 19 with published hours are open right now.
Today's mid-market VND rate
Collected 2 Aug 2026 00:02 UTCThis is the real rate Vietnamese dong trade at before anyone adds a margin. Every counter in Ho Chi Minh City quotes worse than this — the only question is by how much.
| Pair | Mid-market rate | A fair counter offer (2% spread) |
|---|---|---|
| 1 USD → VND | 26,191 | 25,667 or better |
| 1 GBP → VND | 35,258 | 34,553 or better |
| 1 AED → VND | 7,132 | 6,989 or better |
| 1 SAR → VND | 6,984 | 6,845 or better |
Mid-market rates come from our own hourly corridor feed (the same data behind our transfer comparisons). The "fair counter offer" column is the mid-market rate less a 2% spread — a rough line in the sand for walk-in cash, not a quote from any shop on this page. Nobody here publishes live board rates; you still have to ask.
Best-rated money changers in Ho Chi Minh City
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234B Khánh Hội, Phường 6, Khánh Hội, Hồ Chí Minh 70000, Vietnam
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–19:00 Tuesday 09:00–19:00 Wednesday 09:00–19:00 Thursday 09:00–19:00 Friday 09:00–19:00 Saturday 09:00–17:00 Sunday 09:00–17:00 -
Money Exchange - Usdt - Crypto - Bitcoin - Travel Support Center By 88Trip
★ 4.7 (228) Open now 890 m from centreNo. 7 Đỗ Quang Đẩu, Street, Bến Thành, Hồ Chí Minh 760000, Vietnam
Open now · closes 00:00
Full opening hours
Monday 10:10–00:00 Tuesday 10:00–00:00 Wednesday 10:00–00:00 Thursday 10:00–00:00 Friday 10:00–00:00 Saturday 10:00–00:00 Sunday 10:00–00:00 -
1, 33/21 Hoàng Diệu, Phường 10, Phú Nhuận, Hồ Chí Minh 700000, Vietnam
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–19:00 Tuesday 08:00–19:00 Wednesday 08:00–19:00 Thursday 08:00–19:00 Friday 08:00–19:00 Saturday 08:00–19:00 Sunday 08:00–19:00 -
42 Hoàng Việt, Street, Tân Sơn Nhất, Hồ Chí Minh, Vietnam
Closed now · opens 07:30 tomorrow
Full opening hours
Monday 07:30–20:00 Tuesday 07:30–20:00 Wednesday 07:30–20:00 Thursday 07:30–20:00 Friday 07:30–20:00 Saturday 07:30–20:00 Sunday 07:30–20:00 -
16 Cách Mạng Tháng Tám, Bến Thành, Hồ Chí Minh 700000, Vietnam
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–21:00 Tuesday 08:00–21:00 Wednesday 08:00–21:00 Thursday 08:00–21:00 Friday 08:00–21:00 Saturday 08:00–21:00 Sunday 08:00–21:00 -
86 Mạc Thị Bưởi, Bến Nghé, Sài Gòn, Hồ Chí Minh 700000, Vietnam
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–20:00 Tuesday 08:00–20:00 Wednesday 08:00–20:00 Thursday 08:00–20:00 Friday 08:00–20:00 Saturday 08:00–20:00 Sunday 08:00–20:00 -
89-73 Nam Kỳ Khởi Nghĩa, Bến Thành, Hồ Chí Minh, Vietnam
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–17:00 Tuesday 09:00–17:00 Wednesday 09:00–17:00 Thursday 11:00–17:00 Friday 09:00–17:00 Saturday 09:00–17:00 Sunday Closed -
191 Nguyễn Cư Trinh, P, Cầu Ông Lãnh, Hồ Chí Minh, Vietnam
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–21:00 Tuesday 08:00–21:00 Wednesday 08:00–21:00 Thursday 08:00–21:00 Friday 08:00–21:00 Saturday 08:00–21:00 Sunday 08:00–21:00 -
QMCX+V47, Phan Chu Trinh, Bến Thành, Hồ Chí Minh, Vietnam
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Vietnam, Hồ Chí Minh, Sài Gòn, Đồng Khởi, 2-4-6
Closed now · opens 07:00 tomorrow
Full opening hours
Monday 07:00–22:00 Tuesday 07:00–22:00 Wednesday 07:00–22:00 Thursday 07:00–22:00 Friday 07:00–22:00 Saturday 07:00–22:00 Sunday 07:00–22:00 -
1 Nguyễn An Ninh, Bến Thành, Hồ Chí Minh, Vietnam
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–20:00 Tuesday 08:00–20:00 Wednesday 08:00–20:00 Thursday 08:00–20:00 Friday 08:00–20:00 Saturday 08:00–20:00 Sunday Closed -
2 Nguyễn An Ninh, Bến Thành, Hồ Chí Minh, Vietnam
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–19:00 Tuesday 08:00–19:00 Wednesday 08:00–19:00 Thursday 08:00–19:00 Friday 08:00–19:00 Saturday 08:00–19:00 Sunday 08:00–19:00 -
11 Lê Lợi, Bến Nghé, Sài Gòn, Hồ Chí Minh, Vietnam
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–22:00 Tuesday 09:00–22:00 Wednesday 09:00–22:00 Thursday 09:00–22:00 Friday 09:00–22:00 Saturday 09:00–22:00 Sunday 09:00–22:00 -
38 Phan Bội Châu, Bến Thành, Hồ Chí Minh, Vietnam
Closed now · opens 08:30 tomorrow
Full opening hours
Monday 08:30–20:00 Tuesday 08:30–20:00 Wednesday 08:30–20:00 Thursday 08:30–20:00 Friday 08:30–20:00 Saturday 08:30–20:00 Sunday 08:30–20:00 -
109 Hồ Tùng Mậu, Bến Nghé, Sài Gòn, Hồ Chí Minh, Vietnam
Open now · closes 00:00
Full opening hours
Monday 08:00–00:00 Tuesday 08:00–00:00 Wednesday 08:00–00:00 Thursday 08:00–00:00 Friday 08:00–00:00 Saturday 08:00–00:00 Sunday 08:00–00:00 -
109 Hồ Tùng Mậu, Bến Nghé, Sài Gòn, Hồ Chí Minh, Vietnam
Open now · closes 00:00
Full opening hours
Monday 08:00–00:00 Tuesday 08:00–00:00 Wednesday 08:00–00:00 Thursday 08:00–00:00 Friday 08:00–00:00 Saturday 08:00–00:00 Sunday 08:00–00:00 -
135 Đồng Khởi, Bến Nghé, Sài Gòn, Hồ Chí Minh, Vietnam
Closed now · opens 07:00 tomorrow
Full opening hours
Monday 07:00–22:00 Tuesday 07:00–22:00 Wednesday 07:00–22:00 Thursday 07:00–22:00 Friday 07:00–22:00 Saturday 07:00–22:00 Sunday 07:00–22:00 -
158 Đ. Cống Quỳnh, Phường Phạm Ngũ Lão, Bến Thành, Hồ Chí Minh 70000, Vietnam
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–21:00 Tuesday 08:00–21:00 Wednesday 08:00–21:00 Thursday 08:00–21:00 Friday 08:00–21:00 Saturday 08:00–21:00 Sunday 08:00–21:00 -
158 Đ. Cống Quỳnh, Phường Phạm Ngũ Lão, Bến Thành, Hồ Chí Minh 70000, Vietnam
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–21:00 Tuesday 08:00–21:00 Wednesday 08:00–21:00 Thursday 08:00–21:00 Friday 08:00–21:00 Saturday 08:00–21:00 Sunday 08:00–21:00 -
W, 56-58-60 Hai Bà Trưng, Bến Nghé, Sài Gòn, Hồ Chí Minh, Vietnam
Closed now · opens 07:30 tomorrow
Full opening hours
Monday 07:30–17:00 Tuesday 07:30–17:00 Wednesday 07:30–17:00 Thursday 07:30–17:00 Friday 07:30–17:00 Saturday 07:30–11:30 Sunday Closed
How to not get a bad rate in Ho Chi Minh City
- Ask for the amount in hand, not the rate. "How many Vietnamese dong do I get for this?" cannot be answered with a good rate and a hidden commission.
- Divide the board rate by the mid-market rate above. 0.98 or better is a fair walk-in spread. 0.94 means you are paying 6% to change money.
- Airport and hotel counters are the worst rate in any city, including this one. They price captivity, not competition. Change the minimum you need to get into town.
- Count it before you leave the counter, and keep the receipt — some countries require it to convert leftover local currency back on the way out.
- 14 of the shops above are rated 3.5+ by at least five customers. Rating is not rate, but a shop that people bother to rate well is rarely the one running a bait-and-switch on the board.
Cards worth carrying instead of cash in Vietnam
A card with no foreign-exchange loading beats almost every counter rate in this city. These are available from banks operating in Vietnam.
Advertiser disclosure: some “Apply Now” links are partner links and Buzdy may earn a commission if you apply. This never changes what you pay or the order products are shown in.
Looking for a credit card in Vietnam?
Compare what banks in Vietnam actually offer — rates, fees and eligibility, updated for 2026.
Questions about changing money in Ho Chi Minh City
- How many money changers are there in Ho Chi Minh City?
- Buzdy tracks 20 currency exchange businesses within 25 km of central Ho Chi Minh City, Vietnam. 14 of the 20 listed above carry a Google rating of 3.5 or better from at least five customers, and the list is ordered by that rating rather than by who paid.
- What exchange rate should I be getting in Ho Chi Minh City today?
- The mid-market rate — the real rate banks trade at, with no margin — is currently 1 USD = 26,191 VND (collected 2 Aug 2026 00:02 UTC). No walk-in shop will give you that exactly; they make their money on the gap. What it tells you is whether the gap you are being offered is 0.5% or 6%. Take the board rate, divide by the mid-market rate, and anything below about 0.97 is worth walking on from.
- Which money changers in Ho Chi Minh City are open now?
- We hold published opening hours for 19 of the 20 shops listed. Each card shows an Open now or Closed badge worked out in Ho Chi Minh City's own local time, plus when it next opens. Exchange counters keep shorter hours than banks and often close on public holidays, so call before making a special trip.
- Is it cheaper to use a money changer or a bank in Ho Chi Minh City?
- For physical cash, an independent changer in a competitive district almost always beats a bank branch counter, because the branch prices convenience and the changer prices footfall. The comparison that actually matters is the one against the mid-market rate shown at the top of this page, not the one against the shop next door — two shops on the same street can both be 4% off. Ask for the all-in figure you will receive in hand, after any commission, before you agree.
More on Ho Chi Minh City and Vietnam
Distances are straight-line from the centre of Ho Chi Minh City. Ratings, review counts and opening hours: Powered by Google. Details can change without notice — call ahead before making a special trip. Mid-market rates are reference rates for comparison only and are not an offer to exchange currency. ·Found something wrong? tell us.