Looking for the best Credit Cards in Vietnam? We have compared 15 Credit Cards from top banks in Vietnam to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in Vietnam (2026)
1. BIDV MC Classic
Bank: BIDV
- Benefits: Global Acceptance, Chip/Pin, Internet Banking
The BIDV Mastercard Classic is an entry-level international credit card from BIDV in Vietnam, offering reward points on spending, 0% interest installment options at partner merchants, and contactless
2. BIDV Visa Gold
Bank: BIDV
- Benefits: Global Acceptance, Chip/Pin, Internet Banking
The BIDV Visa Gold is an international credit card offering reward points on spending, 0% interest installment plans at partner merchants, and contactless payment capability. It supports Apple Pay and
3. BIDV Visa Platinum
Bank: BIDV
- Rewards: Up to 20% on card spending
- Benefits: Global Acceptance, Chip/Pin, Internet Banking
The BIDV Visa Platinum is a premium international credit card from BIDV in Vietnam, offering reward points up to 20% on card spending, 0% installment payment plans, and contactless payment technology.
4. Techcombank MC Classic
Bank: Techcombank
- Benefits: Shopping Discounts, Global Acceptance, Chip/Pin, Internet Banking
The Techcombank Mastercard Classic is an accessible credit card offering spend-first, pay-later benefits with exclusive promotions at partner merchants in Vietnam. It features the Techcombank Rewards
5. Techcombank Visa Gold
Bank: Techcombank
- Benefits: Shopping Discounts, Chip/Pin, Internet Banking
The Techcombank Visa Gold credit card offers spend-before-pay-later convenience with cashback rewards and exclusive promotions at partner merchants across Vietnam. Cardholders earn rewards through the
6. Techcombank Visa Platinum
Bank: Techcombank
- Benefits: Travel Benefits, Dinning Benefits, Chip/Pin, Internet Banking
The Techcombank Visa Platinum is a premium credit card in Vietnam designed for travel and dining enthusiasts, offering cashback up to 3 million VND per month and up to 10% at select merchants. It feat
7. VCB MC Standard
Bank: Vietcombank
- Interest Rate: 1.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
Vietcombank Mastercard Standard offers revolving credit up to 90 million VND with buy-now-pay-later and interest-free period up to 45 days. Features 18% p.a. interest rate for Classic tier, worldwide
8. VCB Visa Gold
Bank: Vietcombank
- Interest Rate: 1.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Digital Wallet, Lifestyle Privileges
Vietcombank Visa Gold provides higher credit limits with a competitive 17% p.a. interest rate, up to 45 days interest-free period, worldwide Visa acceptance at millions of merchants, secure online sho
9. VCB Visa Platinum
Bank: Vietcombank
- Interest Rate: 1.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Vietcombank premium card with airport lounge access, travel insurance, and cashback on spending.
10. VietinBank MC Classic
Bank: VietinBank
- Interest Rate: 1.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
VietinBank Mastercard Classic offers free card issuance, 3D Secure online payments, Samsung Pay and contactless payment support. Features easy management through VietinBank iPay app, zero-interest ins
11. VietinBank Visa Gold
Bank: VietinBank
- Interest Rate: 1.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Dinning Benefits, Purchase Protection, Digital Wallet, Lifestyle Privileges
VietinBank Visa Gold provides enhanced credit limits up to 300 million VND with low annual fee of 120,000 VND. Features 3D Secure online payments, Samsung Pay and contactless technology, zero-interest
12. VietinBank Visa Platinum
Bank: VietinBank
- Interest Rate: 1.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Premium card with lounge access, travel insurance, and VietinBank loyalty rewards.
13. VPBank Cashback
Bank: VPBank
- Interest Rate: 1.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
VPBank Cashback Mastercard offers up to 2% cashback on eligible transactions with max VND 2 million per statement cycle. Features no annual fee for primary and supplementary cards, 0% interest install
14. VPBank MC Standard
Bank: VPBank
- Interest Rate: 1.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Purchase Protection, Digital Wallet, Chip/Pin, Supplementary Cards
VPBank Mastercard Standard provides essential credit card benefits with rewards on everyday spending. Features 0% installment programs at partner merchants, welcome cashback for new cardholders, conta
15. VPBank Visa Platinum
Bank: VPBank
- Interest Rate: 1.83% per month
- Salary/Eligibility: Not Required
- Benefits: Shopping Discounts, Travel Benefits, Lounge Access, Dinning Benefits, Purchase Protection, Digital Wallet
Premium card with lounge access, comprehensive travel insurance, and VPBank rewards.
How to Choose a Credit Card in Vietnam
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by central bank
Frequently Asked Questions
What is the best Credit Card in Vietnam for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in Vietnam now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in Vietnam?
Besides cards, popular payment methods include cards and digital payments.
Compare all Credit Cards in Vietnam →
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How We Compare Best Credit Cards in Vietnam 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in Vietnam. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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