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SIB Personal Finance
Sharjah Islamic Bank

SIB Personal Finance

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Minimum salary AED 5,000; salary must be transferred to SIB; maximum age at completion of finance tenor 65 years for UAE Nationals and 60 for expats; salary tra...

Information courtesy of Sharjah Islamic Bank. Data is subject to change — verify with Sharjah Islamic Bank directly.

Product Specifications 6 details

Interest Rate Product page: 'Exclusive profit rates starting from 2.49% (fixed per annum)' and 'Personal Finance profit rate will revert back to 2.89% (fixed per annum) once Campaign ends.' The page confir source
Minimum monthly income (Salary, ) AED 5,000 source
Loan Amount AED 3,000,000 — 'Maximum Finance amount AED 3,000,000'. source
Maximum Tenure 48 months — KFS: 'Finance tenure will be up to 48 months (60 months for customers working for MOD) at most.' source
Eligibility Minimum salary AED 5,000; salary must be transferred to SIB; maximum age at completion of finance tenor 65 years for UAE Nationals and 60 for expats; salary transfer letter or salary certific source
Processing Fee 'Credit Due Diligence and Documentation Fees of 1% (Minimum AED 500 and AED 2,500 maximum) of finance amount will be charged.' VAT of 5% charged separately on applicable fees. Early settlemen source

Where these figures come from

The figures above were recorded from the issuer's own published page below. Last checked on August 16, 2026. Terms change without notice — confirm the current figure with the provider before you apply.

  • www.sib.ae/en/PF Cited for: Interest Rate, Minimum monthly income (Salary, ), Loan Amount, Maximum Tenure, Eligibility, Processing Fee

How we source and verify data · Found something wrong? Report it

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SIB Personal Finance
Sharjah Islamic Bank
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