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Best Credit Cards in Kuwait — Compare 37 Cards

Every credit card we can verify as issued in Kuwait — 37 cards from 6 banks — with the minimum salary, annual fee, interest rate and salary-transfer rule each bank publishes. Filter them below, or use the guided finder.

Best credit cards in Kuwait — our picks

One card per job, chosen by a stated rule, with the number that wins it. No bank holds two slots while another qualifies.

Best for expats (no salary transfer)
(OASIS CLUB) VISA INFINITE
(OASIS CLUB) VISA INFINITE
National Bank of kuwait
No salary transfer

You do not have to move your salary to this bank.

Chosen by: Bank does not require your salary to be transferred to it, then the lowest minimum salary. Picked from 32 qualifying cards.

Go to nbk.com National Bank of kuwait's site — this card is not linked directly
Best for airport lounge access
Visa Infinite Card
Visa Infinite Card
Commercial Bank of Kuwait
Lounge access

Airport lounge access.

Chosen by: Publishes airport lounge access, then the lowest annual fee. Picked from 33 qualifying cards.

Go to cbk.com Commercial Bank of Kuwait's site — this card is not linked directly
Best Islamic (Sharia-compliant)
VISA Classic
VISA Classic
Kuwait International Bank
20.04% p.a.

Sharia-compliant structure, with a published profit rate of 20.04% a year.

Chosen by: Sharia-compliant card, then the lowest profit rate. Picked from 16 qualifying cards.

Go to kib.com.kw Kuwait International Bank's site — this card is not linked directly
Lowest interest rate
VISA Platinum card
VISA Platinum card
Warba Bank
20.04% p.a.

At 20.04% a year this is the cheapest published rate we hold for this market — it only matters if you revolve a balance.

Chosen by: Lowest published monthly interest / profit rate in this market. Picked from 36 qualifying cards.

Go to warbabank.com Warba Bank's site — this card is not linked directly
Best for cashback
Platinum Mastercard
Platinum Mastercard
Warba Bank
Up to 10%

Headline cashback of up to 10% — check which categories it applies to before you assume it covers everything.

Chosen by: Highest published headline cashback rate. Picked from 9 qualifying cards.

Go to warbabank.com Warba Bank's site — this card is not linked directly

Compare all 37 Kuwait credit cards

Figures are as each bank publishes them. 0 of 37 cards state a minimum monthly salary, 0 state an annual fee, 36 state an interest or profit rate and 36 state whether a salary transfer is required. A dash means the bank does not publish that figure — not that it is zero.

Default ranking: cards are ordered by how much of the decision they let you make — how many of the four numbers (minimum salary, annual fee, rate, salary transfer) the bank publishes, then how many benefits are documented, then user rating. It is not a paid placement and it is not alphabetical. Use the sort links in the table header to rank by fee, rate or salary instead.

Showing 30 of 37 cards.

Card Bank Min salary ↓ Annual fee ↓ Interest rate (p.a.) ↓ Salary transfer
Platinum Mastercard Lounge · Cashback · Sharia Warba Bank 20.04% Not required Go to warbabank.com
World Elite Mastercard Lounge · Cashback · Sharia Boubyan bank of Kuwait 20.04% Not required Go to boubyan.bankboubyan.com
World Elite Mastercard Lounge · Sharia Warba Bank 20.04% Not required Go to warbabank.com
World Elite DC Mastercard Lounge · Sharia Warba Bank 20.04% Not required Go to warbabank.com
Boubyan’s Platinum Mastercard Lounge · Sharia Boubyan bank of Kuwait 20.04% Not required Go to boubyan.bankboubyan.com
Boubyan’s World Mastercard Lounge · Sharia Boubyan bank of Kuwait 20.04% Not required Go to boubyan.bankboubyan.com
(OASIS CLUB) VISA INFINITE Lounge National Bank of kuwait 21% Not required Go to nbk.com
VISA Signature Credit Card Lounge Burgan Bank of Kuwait 21% Not required Go to burgan.com
VISA Signature Lounge · Sharia Warba Bank 20.04% Not required Go to warbabank.com
Boubyan’s Visa Signature Card Lounge · Sharia Boubyan bank of Kuwait 20.04% Not required Go to boubyan.bankboubyan.com
British Airways Platinum Lounge Commercial Bank of Kuwait 21% Not required Go to cbk.com
British Airways World Master Lounge Commercial Bank of Kuwait 21% Not required Go to cbk.com
VISA PLATINUM CARD Lounge Burgan Bank of Kuwait 21% Not required Go to burgan.com
(OASIS CLUB) VISA SIGNATURE Lounge National Bank of kuwait 21% Not required Go to nbk.com
QATAR AIRWAYS MASTER TITANIUM Lounge Burgan Bank of Kuwait 21% Not required Go to burgan.com
QATAR AIRWAYS MASTER WORLD Lounge Burgan Bank of Kuwait 21% Not required Go to burgan.com
Mastercard Titanium Lounge Burgan Bank of Kuwait 21% Not required Go to burgan.com
Visa Infinite Card Lounge · Cashback · Sharia Kuwait International Bank 20.04% Not required Go to kib.com.kw
Visa Signature Card Lounge · Cashback · Sharia Kuwait International Bank 20.04% Not required Go to kib.com.kw
NBK-KPC VISA INFINITE Lounge National Bank of kuwait 21% Not required Go to nbk.com
VISA INFINITE CREDIT CARD Lounge National Bank of kuwait 21% Not required Go to nbk.com
Visa Platinum Card Lounge · Cashback · Sharia Kuwait International Bank 20.04% Not required Go to kib.com.kw
VISA SIGNATURE CREDIT CARD Lounge National Bank of kuwait 21% Not required Go to nbk.com
PLATINUM MASTERCARD CREDIT Lounge National Bank of kuwait 21% Not required Go to nbk.com
MILES CREDIT CARD Lounge National Bank of kuwait 21% Not required Go to nbk.com
Boubyan’s Visa Platinum Card Lounge · Sharia Boubyan bank of Kuwait 20.04% Not required Go to boubyan.bankboubyan.com
VISA Classic Cashback · Sharia Kuwait International Bank 20.04% Not required Go to kib.com.kw
MasterCard World Card Cashback · Sharia Kuwait International Bank 20.04% Not required Go to kib.com.kw
Titanium Mastercard Lounge Commercial Bank of Kuwait 21% Not required Go to cbk.com
Visa Platinum card Lounge Commercial Bank of Kuwait 21% Not required Go to cbk.com

Every figure comes from the issuing bank's own published terms, stored per card. Country attribution uses the product's own market, not the bank's branch footprint, so a multinational's Hong Kong catalogue never appears here. Interest and profit rates are annualised figures as published; a few banks quote a monthly rate instead, so confirm the basis with the issuer before you compare two cards on rate alone. Verify the current terms with the bank before you apply.

Prefer to be asked?

Four questions — salary, spending, and what matters most — and we shortlist five of the 37 cards above for you.

Step 1 of 4 25%

Where are you located?

We'll show cards available in your country

More about credit cards in Kuwait

The 37 cards compared above are every credit card we can attribute to Kuwait itself, from 6 issuing banks — a card is counted here only when the product's own market and the issuing bank agree, so a multinational's catalogue from another country is never folded in. Figures are in KWD as published by each bank.

Looking for a credit card in Kuwait?

Compare what banks in Kuwait actually offer — rates, fees and eligibility, updated for 2026.

Best Credit Cards in Kuwait
7 banks
142 branches
61 cities
1,169 ATMs
Currency KWD

Banks we track in Kuwait

Keep going in Kuwait

Guides for Kuwait

Kuwait — frequently asked questions

What is the best cashback credit card in Kuwait?

We track 9 cashback cards in Kuwait. VISA Classic from Kuwait International Bank publishes: Get 1% cashback on International and Local spends. The right one depends on where you actually spend — the finder above ranks them for your profile.

How does the card finder pick a card?

It scores every card we hold for Kuwait against your salary, your biggest spending category and whether you want cashback, miles, no fee or a Shariah-compliant card, then shows the top five with the reasons for each.