Last updated: August 2, 2026 · Credit cards compared: 15 · Data source: issuer product pages, recorded in the Buzdy database · cited pages where we hold them
Reviewed by Zia Shahid, Buzdy Banking Editor · Our methodology
? In this guide
Looking for a credit card in Kuwait in 2026? We hold verified data on 37 credit cards in Kuwait and show the top 15 here. Every figure below is printed from the record Buzdy holds for that product, taken from the issuer's own published material — where a bank does not publish a number, this guide says Not published rather than guessing. We link the exact issuer page under Sources for every product where we have recorded it; for the rest we hold the figure but not the page, and say so.
How this list is ordered. Ranked on the data we actually hold: cards with no annual fee first, then by how many benefits we can verify from the issuer's own product page, then by the lowest published interest rate, then by the lowest published minimum income. We then rotate one card per bank so a single issuer cannot fill the list.
This is not a complete list of every credit card sold in Kuwait. It is the set Buzdy has verified data for, from 6 issuers, as of August 2, 2026.
Quick Comparison: 15 Credit Cards in Kuwait
Side by side, in the order explained above. Tap any name for the full product page.
| Credit card | Bank | Annual fee | Interest rate | Verified benefits | Details |
|---|---|---|---|---|---|
| 1. Boubyan’s Platinum Mastercard | Boubyan bank of Kuwait | Not published | 20.04% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 2. Platinum Mastercard | Warba Bank | Not published | 20.04% per month | Airport lounge, Cashback, Rewards points, Travel benefits | View → |
| 3. British Airways World Master | Commercial Bank of Kuwait | Not published | 21% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 4. Visa Platinum Card | Kuwait International Bank | Not published | 20.04% per month | Airport lounge, Cashback, Rewards points, Travel benefits | View → |
| 5. (OASIS CLUB) VISA INFINITE | National Bank of kuwait | Not published | 21% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 6. QATAR AIRWAYS MASTER WORLD | Burgan Bank of Kuwait | Not published | 21% per month | Airport lounge, Travel benefits, Dining offers, Digital wallet | View → |
| 7. World Elite Mastercard | Boubyan bank of Kuwait | Not published | 20.04% per month | Airport lounge, Cashback, Travel benefits, Dining offers | View → |
| 8. World Elite DC Mastercard | Warba Bank | Not published | 20.04% per month | Airport lounge, Travel benefits, Dining offers, Digital wallet | View → |
| 9. British Airways Platinum | Commercial Bank of Kuwait | Not published | 21% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 10. VISA Classic | Kuwait International Bank | Not published | 20.04% per month | Cashback, Rewards points, Dining offers, Shopping offers | View → |
| 11. (OASIS CLUB) VISA SIGNATURE | National Bank of kuwait | Not published | 21% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 12. VISA Signature Credit Card | Burgan Bank of Kuwait | Not published | 21% per month | Airport lounge, Travel benefits, Dining offers, Digital wallet | View → |
| 13. Boubyan’s World Mastercard | Boubyan bank of Kuwait | Not published | 20.04% per month | Airport lounge, Rewards points, Travel benefits, Dining offers | View → |
| 14. World Elite Mastercard | Warba Bank | Not published | 20.04% per month | Airport lounge, Travel benefits, Dining offers, Digital wallet | View → |
| 15. Visa Infinite Card | Commercial Bank of Kuwait | Not published | 21% per month | Airport lounge, Rewards points, Travel benefits, Digital wallet | View → |
The 15 Credit Cards in Detail
1. Boubyan’s Platinum Mastercard
Bank: Boubyan bank of Kuwait
- Annual fee: Not published
- Interest rate: 20.04% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Digital wallet, Shopping offers, Entertainment, Hotel offers, Supplementary cards, Sharia compliant
Boubyan’s Platinum Mastercard offers you access to the highest levels of comfort in addition to remarkable free services and rewarding benefits
2. Platinum Mastercard
Bank: Warba Bank
- Annual fee: Not published
- Interest rate: 20.04% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Cashback, Rewards points, Travel benefits, Dining offers, Digital wallet, Shopping offers, Hotel offers, Supplementary cards, Sharia compliant
Enjoy multiple benefits with Platinum Mastercard® designed to suit your lifestyle. It is a Sharia-compliant credit card, without any additional fees, available in both charge and revolving options.
3. British Airways World Master
Bank: Commercial Bank of Kuwait
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Digital wallet, Shopping offers, Entertainment, Hotel offers, Supplementary cards
The CBK British Airways World MasterCard unlocks a wealth of benefits with every purchase and every journey you make. From flights and upgrades to unique experiences and valuable privileges, both locally and all over the world, the card is your faithful companion making it all happen.
4. Visa Platinum Card
Bank: Kuwait International Bank
- Annual fee: Not published
- Interest rate: 20.04% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Cashback, Rewards points, Travel benefits, Shopping offers, Hotel offers, Supplementary cards, Sharia compliant
KIB offers you a range of solutions and features through a unique range of credit cards designed to meet the needs of our everyday customers
5. (OASIS CLUB) VISA INFINITE
Bank: National Bank of kuwait
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Digital wallet, Shopping offers, Hotel offers, Supplementary cards
Access a world full of benefits, rewards and premium services with the NBK-Kuwait Airways (Oasis Club) Visa Infinite Credit Card.
6. QATAR AIRWAYS MASTER WORLD
Bank: Burgan Bank of Kuwait
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Travel benefits, Dining offers, Digital wallet, Shopping offers, Entertainment, Hotel offers, Supplementary cards
Burgan Bank has teamed up with Qatar Airways to create an exclusive card offering for Burgan Bank customers, this unique product brings you the best in class benefits from banking end and aviation.
7. World Elite Mastercard
Bank: Boubyan bank of Kuwait
- Annual fee: Not published
- Interest rate: 20.04% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Cashback, Travel benefits, Dining offers, Digital wallet, Shopping offers, Entertainment, Hotel offers, Supplementary cards, Sharia compliant
Boubyan’s World Elite Mastercard new exclusive limited edition is launched to celebrate the bank’s 15th anniversary. This exclusive prestigious card is the first NFC enabled vertical metal credit card in the Middle East that opens a new world of comfort and luxury, offers first-rate personalized services and guarant...
8. World Elite DC Mastercard
Bank: Warba Bank
- Annual fee: Not published
- Interest rate: 20.04% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Travel benefits, Dining offers, Digital wallet, Shopping offers, Entertainment, Hotel offers, Supplementary cards, Sharia compliant
Warba Bank introduces the first of its kind Dual Chip Card in partnership with Mastercard. This two-in-one unique card brings the functionalities of both debit and credit cards with the highest level of security to distinguish our Al Masi customers and offer more convenience.
9. British Airways Platinum
Bank: Commercial Bank of Kuwait
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Digital wallet, Shopping offers, Hotel offers, Supplementary cards
Your CBK British Airways Platinum Card opens the door to a world of possibilities from flights and upgrades to unique experiences.
10. VISA Classic
Bank: Kuwait International Bank
- Annual fee: Not published
- Interest rate: 20.04% per month
- Minimum income: Not published
- Verified benefits: Cashback, Rewards points, Dining offers, Shopping offers, Supplementary cards, Sharia compliant
This card fulfills your financial needs as it offers the convenience of easy monthly payment. This card can be used for shopping, dining, online purchasing and for just about anything at any place worldwide
11. (OASIS CLUB) VISA SIGNATURE
Bank: National Bank of kuwait
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Digital wallet, Shopping offers, Hotel offers, Supplementary cards
The NBK-Kuwait Airways Oasis Club Visa Signature Card earns Oasis Club Miles on every purchase for seamless travel rewards. Enjoy 12 complimentary airport lounge visits yearly worldwide via the Visa Airport Companion app. Access Kuwait largest loyalty program with 900+ partner outlets. Includes free travel insurance...
12. VISA Signature Credit Card
Bank: Burgan Bank of Kuwait
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Travel benefits, Dining offers, Digital wallet, Shopping offers, Entertainment, Hotel offers, Supplementary cards
Welcome to a world of luxurious and unlimited travel benefits! Get rewarded Cash Back up to 1.5% while enjoying spending with Burgan Bank VISA Signature Credit Card
13. Boubyan’s World Mastercard
Bank: Boubyan bank of Kuwait
- Annual fee: Not published
- Interest rate: 20.04% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Dining offers, Digital wallet, Shopping offers, Entertainment, Supplementary cards, Sharia compliant
Boubyan’s World Mastercard unlocks a world of lifestyle benefits to provide you with the flexibility and peace of mind
14. World Elite Mastercard
Bank: Warba Bank
- Annual fee: Not published
- Interest rate: 20.04% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Travel benefits, Dining offers, Digital wallet, Shopping offers, Hotel offers, Supplementary cards, Sharia compliant
World Elite the finest offering from Mastercard, with an unmatched array of benefits and rewards handpicked for the elites.
15. Visa Infinite Card
Bank: Commercial Bank of Kuwait
- Annual fee: Not published
- Interest rate: 21% per month
- Minimum income: Not published
- Verified benefits: Airport lounge, Rewards points, Travel benefits, Digital wallet, Shopping offers, Hotel offers, Supplementary cards
Visa Infinite Card is for elite and affluent consumers who view exclusive benefits and excellent customer service as a distinction when choosing a payment product.
7 Smart Tips Before You Apply
What banks won't put in their marketing — but every smart applicant should know.
- Compare APR, not just headline rates. The advertised "low interest" is usually a promo. The real cost is the Annual Percentage Rate (APR) after fees, balance transfer charges, and FX markups. A 1.5% monthly rate is actually ~19.6% APR.
- Read the small print on rewards. Banks advertise "5% cashback" but cap it at $20/month. After the cap, you earn 0.5%. Always check the monthly cap, eligible merchants, and minimum spend requirements.
- Know your credit profile before applying. Each rejected application damages your credit score. Use the bank's pre-qualification check (soft pull) before submitting a formal application (hard pull).
- Avoid cash advances at all costs. Cash advance APR is usually 5-10% higher than purchase APR, with no grace period and an upfront fee of 2-5% of the amount. Use only in emergencies.
- Set up direct debit for the full balance. Paying only the minimum (often 5% of balance) means interest accrues on the rest. A balance of $1,000 paid at minimum costs ~$1,400 in interest over 5 years.
- Use foreign-fee-free cards abroad. Standard cards charge 2-3% on every foreign transaction plus FX markup. Travel cards charge 0%. On a $3,000 holiday, that's $90 saved.
- Watch the annual fee waiver conditions. Many premium cards waive fees in year 1 only or require a minimum annual spend (e.g. $5,000) to keep the waiver. Set a reminder before renewal.
Common Mistakes to Avoid
The five most expensive errors people make with credit cards:
- Applying for too many cards at once. Each application is a hard credit pull. 3+ pulls in 6 months drops your score 30-50 points. Space out applications by at least 90 days.
- Only paying the minimum. If you have $5,000 balance at 24% APR and pay only the minimum (5%), you'll pay $1,500+ in interest before clearing the debt. Always pay in full when possible.
- Ignoring the fine print on welcome bonuses. "Get $200 cashback!" usually requires spending $3,000 in 90 days. Read the qualifying spend, the eligible categories, and the payout timeline.
- Not using benefits you've already paid for. If you pay a $400 annual fee for a card with airport lounge access, lost-baggage insurance, and concierge — use them. Most users don't claim 80% of what they paid for.
- Treating credit cards as free money. They're high-cost short-term loans. The minimum payment cycle is designed to keep you indebted for 7-10 years on average.
How to Choose the Right Credit card in Kuwait
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Customer support — 24/7 helpline, branch network, dispute resolution time
- Regulation — check the issuer's licence on the Central Bank of Kuwait (CBK) public register before you apply
Frequently Asked Questions: Credit cards in Kuwait
What is the best credit card in Kuwait for 2026?
The best credit card depends on your priorities — income level, spending habits, and eligibility. Use the comparison table above to filter by rate, benefits, and bank. For premium benefits with worldwide acceptance, look at Platinum tier cards. For low income requirements, classic tier cards offer easier eligibility. Compare the 15 products in this guide above.
What credit score do I need for a credit card in Kuwait?
Buzdy does not hold credit-score or credit-bureau data, and each bank sets its own threshold. None of the 15 products in this guide publish a minimum income requirement on their product page, so ask the bank directly before applying.
Can I apply online for a credit card in Kuwait?
Yes, most major banks in Kuwait now offer fully online applications. Tap "View" on any credit card above to start the application process directly with the bank.
What documents do I need?
Standard documents: valid government ID, tax identification number, proof of address (utility bill or rental agreement), latest 3 months of payslips (for salaried applicants) or 6 months of bank statements (self-employed), and a recent passport-size photograph. Exact requirements vary by bank.
Are these credit cards regulated and safe?
Retail banking in Kuwait is supervised by Central Bank of Kuwait (CBK). Buzdy has not individually verified the licence status of each issuer on this page, so check the regulator’s own public register before you apply — and escalate an unresolved dispute there.
Can I get a credit card if I am self-employed in Kuwait?
Yes. Self-employed applicants typically need: business registration, latest tax returns, 6 months of bank statements, and audited financials (for higher tiers). Approval rates are lower than for salaried applicants but several banks specifically cater to small business owners.
What happens if I default on payments?
Missed payments trigger late fees, a credit-score drop, and a higher interest rate going forward. After 90 days of non-payment, the account goes to collections and is reported to credit bureaus. Contact your bank BEFORE missing a payment if you have trouble — most banks offer hardship plans.
Related Guides for Kuwait
- All banks in Kuwait
- Bank branches across Kuwait
- Credit Cards In Kuwait 2026
- Personal Loans In Kuwait 2026
- Savings Accounts In Kuwait 2026
- Kuwait EMI calculator
- Kuwait savings calculator
How We Compare
Our editorial team reviews each product based on annual fees, interest rates, rewards programs, eligibility requirements, and verified bank disclosures. We update this comparison regularly to reflect the latest offers. Data is sourced from official bank websites and verified where regulatory filings are publicly available.
Buzdy compares products from 555 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
Disclosure: Buzdy may earn a referral commission when you apply through links on our site. Commissions never influence rankings. Read our full editorial standards.
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