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27 Money Changers in Cape Town

Every currency exchange we track within 25 km of central Cape Town, South Africa — ranked by verified customer rating, not by who pays us. It is 18:32 in Cape Town and 3 of the 21 with published hours are open right now.

Today's mid-market ZAR rate

Collected 2 Aug 2026 00:02 UTC

This is the real rate South African rand trade at before anyone adds a margin. Every counter in Cape Town quotes worse than this — the only question is by how much.

Mid-market reference rates for ZAR
Pair Mid-market rate A fair counter offer (2% spread)
1 USD → ZAR 16.5523 16.2213 or better
1 GBP → ZAR 22.2882 21.8424 or better
1 AED → ZAR 4.5071 4.4170 or better
1 SAR → ZAR 4.4140 4.3257 or better

Mid-market rates come from our own hourly corridor feed (the same data behind our transfer comparisons). The "fair counter offer" column is the mid-market rate less a 2% spread — a rough line in the sand for walk-in cash, not a quote from any shop on this page. Nobody here publishes live board rates; you still have to ask.

Best-rated money changers in Cape Town

  1. Future Forex

    ★ 4.9 (375) Closed now 3.73 km from centre

    66 Roeland St, Gardens, Cape Town, 8001, South Africa

    Closed now · opens 08:00 tomorrow

    Full opening hours
    Monday 08:00–17:00
    Tuesday 08:00–17:00
    Wednesday 08:00–17:00
    Thursday 08:00–17:00
    Friday 08:00–17:00
    Saturday Closed
    Sunday Closed
  2. Currencies Direct South Africa

    ★ 4.7 (129) Closed now 3.44 km from centre

    29th Floor, The Box, 9 Lower Burg St, Cape Town City Centre, Cape Town, 8001, South Africa

    Closed now · opens 08:00 tomorrow

    Full opening hours
    Monday 08:00–17:30
    Tuesday 08:00–17:30
    Wednesday 08:00–17:30
    Thursday 08:00–17:30
    Friday 08:00–17:30
    Saturday Closed
    Sunday Closed
  3. Gold Rush

    ★ 4.8 (24) Closed now 3.8 km from centre

    86 Long St, Cape Town City Centre, Cape Town, 8000, South Africa

    Closed now · opens 07:00 tomorrow

    Full opening hours
    Monday 07:00–18:00
    Tuesday 07:00–18:00
    Wednesday 07:00–18:00
    Thursday 07:00–18:00
    Friday 07:00–18:00
    Saturday 07:00–18:00
    Sunday 09:00–16:00
  4. V&A Waterfront

    ★ 4.6 (110045) Open now 3.84 km from centre

    Cape Town, 8001, South Africa

    Open now · closes 21:00

    Full opening hours
    Monday 09:00–21:00
    Tuesday 09:00–21:00
    Wednesday 09:00–21:00
    Thursday 09:00–21:00
    Friday 09:00–21:00
    Saturday 09:00–21:00
    Sunday 09:00–21:00
  5. Altify

    ★ 4.6 (965) Closed now 4.92 km from centre

    Bridgeways Precinct, 1 Bridgeway, Century City, Cape Town, 7441, South Africa

    Closed now · opens 08:30 tomorrow

    Full opening hours
    Monday 08:30–17:00
    Tuesday 08:30–17:00
    Wednesday 08:30–17:00
    Thursday 08:30–17:00
    Friday 08:30–17:00
    Saturday Closed
    Sunday Closed
  6. FiveWest

    ★ 5.0 (11) Closed now 3.9 km from centre

    32 Somerset Rd, Green Point, Cape Town, 8001, South Africa

    Closed now · opens 08:00 tomorrow

    Full opening hours
    Monday 08:00–17:00
    Tuesday 08:00–17:00
    Wednesday 08:00–17:00
    Thursday 08:00–17:00
    Friday 08:00–17:00
    Saturday Closed
    Sunday Closed
  7. Currency Partners

    ★ 4.6 (45) Closed now 6.81 km from centre

    Third Floor, The Terraces, 25 Protea Rd, Claremont, Cape Town, 7806, South Africa

    Closed now · opens 08:00 tomorrow

    Full opening hours
    Monday 08:00–17:00
    Tuesday 08:00–17:00
    Wednesday 08:00–17:00
    Thursday 08:00–17:00
    Friday 08:00–17:00
    Saturday Closed
    Sunday Closed
  8. City Coins

    ★ 4.0 (266) Closed now 3.41 km from centre

    11th Floor, 2 Long St, Cape Town City Centre, Cape Town, 8001, South Africa

    Closed now · opens 08:30 tomorrow

    Full opening hours
    Monday 08:30–16:00
    Tuesday 08:30–16:00
    Wednesday 08:30–16:00
    Thursday 08:30–16:00
    Friday 08:30–16:00
    Saturday Closed
    Sunday Closed
  9. DANNY GOLD AND COIN EXCHANGE

    ★ 3.6 (7) Closed now 3.4 km from centre

    Shop 2 Grand Central, Lower Plein St, Foreshore, Cape Town, 8000, South Africa

    Closed now · opens 08:00 tomorrow

    Full opening hours
    Monday 08:00–17:30
    Tuesday 08:00–17:30
    Wednesday 08:00–17:30
    Thursday 08:00–17:30
    Friday 00:00–17:00
    Saturday 09:00–16:00
    Sunday Closed
  10. Cape Gold Coin Exchange

    ★ 3.8 (45) Closed now 3.68 km from centre

    12th Floor The Pinnacle Building Corners of Strand and, Burg St, Cape Town City Centre, Cape Town, 8000, South Africa

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–15:00
    Tuesday 09:00–15:00
    Wednesday 09:00–15:00
    Thursday 09:00–15:00
    Friday 09:00–15:00
    Saturday Closed
    Sunday Closed
  11. Bidvest Bank

    Closed now 2.63 km from centre

    33 Martin Hammerschlag Way, Foreshore, Cape Town, 8001, South Africa

    Closed now · opens 08:00 tomorrow

    Full opening hours
    Monday 08:00–17:00
    Tuesday 08:00–17:00
    Wednesday 08:00–17:00
    Thursday 08:00–17:00
    Friday 08:00–17:00
    Saturday Closed
    Sunday Closed
  12. Mukuru

    Closed now 3.58 km from centre

    Shop G7, 102 Longmarket St, Cape Town City Centre, Cape Town, 8000, South Africa

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–17:00
    Tuesday 09:00–17:00
    Wednesday 09:00–17:00
    Thursday 09:00–17:00
    Friday 09:00–17:00
    Saturday 09:00–15:00
    Sunday Closed
  13. Inter Africa Bureau de Change

    Closed now 3.58 km from centre

    6 Burg St, Cape Town City Centre, Cape Town, 8000, South Africa

    Closed now · opens 08:00 tomorrow

    Full opening hours
    Monday 08:00–17:00
    Tuesday 08:00–17:00
    Wednesday 08:00–17:00
    Thursday 08:00–17:00
    Friday 08:00–17:00
    Saturday 08:30–12:30
    Sunday Closed
  14. Ground Floor, JDN House, 26A Shortmarket St, Cape Town City Centre, Cape Town, 8000, South Africa

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–17:00
    Tuesday 09:00–17:00
    Wednesday 09:00–17:00
    Thursday 09:00–17:00
    Friday 09:00–17:00
    Saturday 09:00–13:00
    Sunday Closed
  15. MoneyGram

    Open now 3.67 km from centre

    Inside Fnb, Strand St, Cape Town City Centre, Cape Town, 8000, South Africa

    Open now · closes 23:59

    Full opening hours
    Monday 00:00–23:59
    Tuesday 00:00–23:59
    Wednesday 00:00–23:59
    Thursday 00:00–23:59
    Friday 00:00–23:59
    Saturday 00:00–23:59
    Sunday 00:00–23:59
  16. Travelex Green Market Square

    Closed now 3.71 km from centre

    Shop 5, Protea Assurance Building, 140 Longmarket St, Cape Town City Centre, Cape Town, 8000, South Africa

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–16:30
    Tuesday 09:00–16:30
    Wednesday 09:00–16:30
    Thursday 09:00–16:30
    Friday 09:00–16:30
    Saturday 09:00–13:00
    Sunday Closed
  17. imali express

    Closed now 3.98 km from centre

    Shop 6199A, V&A Waterfront, next to Cotton On, Victoria & Alfred Waterfront, Cape Town, 8001, South Africa

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–21:00
    Tuesday 09:00–21:00
    Wednesday 09:00–21:00
    Thursday 09:00–21:00
    Friday 09:00–21:00
    Saturday 09:00–21:00
    Sunday 09:00–15:00
  18. Travelex

    Open now 5.41 km from centre

    Shop 181, Entrance 3, Century City, Cape Town, 8000, South Africa

    Open now · closes 20:00

    Full opening hours
    Monday 09:00–20:00
    Tuesday 09:00–20:00
    Wednesday 09:00–20:00
    Thursday 09:00–20:00
    Friday 09:00–20:00
    Saturday 09:00–20:00
    Sunday 09:00–20:00
  19. Merchant West Specialised Financial Solutions

    Closed now 6.8 km from centre

    6th Floor, The Terraces, 25 Protea Rd, Claremont, Cape Town, 7708, South Africa

    Closed now · opens 08:00 tomorrow

    Full opening hours
    Monday 08:00–16:30
    Tuesday 08:00–16:30
    Wednesday 08:00–16:30
    Thursday 08:00–16:30
    Friday 08:00–16:30
    Saturday Closed
    Sunday Closed
  20. Ria Money Transfer Powered by Sikhona Forex

    Closed now 8.68 km from centre

    364 Klipfontein Rd, Rylands, Cape Town, 7764, South Africa

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–17:00
    Tuesday 09:00–17:00
    Wednesday 09:00–17:00
    Thursday 09:00–17:00
    Friday 09:00–12:00, 14:00–17:00
    Saturday 09:00–13:00
    Sunday Closed
  21. Travelex Cape Gate

    Closed now 23.08 km from centre

    Shop L56 Okavango Rd & De Bron Rd, Cape Gate, Shooping Centre, Cape Town, 7562, South Africa

    Closed now · opens 09:00 tomorrow

    Full opening hours
    Monday 09:00–18:00
    Tuesday 09:00–18:00
    Wednesday 09:00–18:00
    Thursday 09:00–18:00
    Friday 09:00–18:00
    Saturday 09:00–14:00
    Sunday Closed
  22. IMB Financial

    2.4 km from centre

    160 Sir Lowry Rd, Woodstock, Cape Town, 7925, South Africa

  23. Master Currency - Head Office

    2.63 km from centre

    2nd Floor, 33 Martin Hammerschlag Way, Foreshore, Cape Town, 8001, South Africa

  24. St Georges Mall, Cape Town City Centre, Cape Town, 8000, South Africa

  25. Image Pro Exchange

    3.62 km from centre

    39 Long St, Cape Town City Centre, Cape Town, 8000, South Africa

  26. American Express

    5.44 km from centre

    Century City Dr, Century City, Cape Town, 7441, South Africa

  27. Small World

    23.77 km from centre

    21 Dolphin Cres, Zoo Park, Cape Town, 7570, South Africa

How to not get a bad rate in Cape Town

  • Ask for the amount in hand, not the rate. "How many South African rand do I get for this?" cannot be answered with a good rate and a hidden commission.
  • Divide the board rate by the mid-market rate above. 0.98 or better is a fair walk-in spread. 0.94 means you are paying 6% to change money.
  • Airport and hotel counters are the worst rate in any city, including this one. They price captivity, not competition. Change the minimum you need to get into town.
  • Count it before you leave the counter, and keep the receipt — some countries require it to convert leftover local currency back on the way out.
  • 10 of the shops above are rated 3.5+ by at least five customers. Rating is not rate, but a shop that people bother to rate well is rarely the one running a bait-and-switch on the board.

Cards worth carrying instead of cash in South Africa

A card with no foreign-exchange loading beats almost every counter rate in this city. These are available from banks operating in South Africa.

Advertiser disclosure: some “Apply Now” links are partner links and Buzdy may earn a commission if you apply. This never changes what you pay or the order products are shown in.

Looking for a credit card in South Africa?

Compare what banks in South Africa actually offer — rates, fees and eligibility, updated for 2026.

Best Credit Cards in South Africa

Questions about changing money in Cape Town

How many money changers are there in Cape Town?
Buzdy tracks 27 currency exchange businesses within 25 km of central Cape Town, South Africa. 10 of the 27 listed above carry a Google rating of 3.5 or better from at least five customers, and the list is ordered by that rating rather than by who paid.
What exchange rate should I be getting in Cape Town today?
The mid-market rate — the real rate banks trade at, with no margin — is currently 1 USD = 16.5523 ZAR (collected 2 Aug 2026 00:02 UTC). No walk-in shop will give you that exactly; they make their money on the gap. What it tells you is whether the gap you are being offered is 0.5% or 6%. Take the board rate, divide by the mid-market rate, and anything below about 0.97 is worth walking on from.
Which money changers in Cape Town are open now?
We hold published opening hours for 21 of the 27 shops listed. Each card shows an Open now or Closed badge worked out in Cape Town's own local time, plus when it next opens. Exchange counters keep shorter hours than banks and often close on public holidays, so call before making a special trip.
Is it cheaper to use a money changer or a bank in Cape Town?
For physical cash, an independent changer in a competitive district almost always beats a bank branch counter, because the branch prices convenience and the changer prices footfall. The comparison that actually matters is the one against the mid-market rate shown at the top of this page, not the one against the shop next door — two shops on the same street can both be 4% off. Ask for the all-in figure you will receive in hand, after any commission, before you agree.

Money changers elsewhere in South Africa

More on Cape Town and South Africa

Distances are straight-line from the centre of Cape Town. Ratings, review counts and opening hours: Powered by Google. Details can change without notice — call ahead before making a special trip. Mid-market rates are reference rates for comparison only and are not an offer to exchange currency. ·Found something wrong? tell us.