20 Money Changers in Warsaw
Every currency exchange we track within 25 km of central Warsaw, Poland — ranked by verified customer rating, not by who pays us. It is 18:31 in Warsaw and 9 of the 19 with published hours are open right now.
Today's mid-market PLN rate
Collected 2 Aug 2026 00:02 UTCThis is the real rate Polish złoty trade at before anyone adds a margin. Every counter in Warsaw quotes worse than this — the only question is by how much.
| Pair | Mid-market rate | A fair counter offer (2% spread) |
|---|---|---|
| 1 USD → PLN | 3.7406 | 3.6658 or better |
| 1 GBP → PLN | 5.0380 | 4.9372 or better |
| 1 AED → PLN | 1.0185 | 0.998174 or better |
| 1 SAR → PLN | 0.997495 | 0.977545 or better |
Mid-market rates come from our own hourly corridor feed (the same data behind our transfer comparisons). The "fair counter offer" column is the mid-market rate less a 2% spread — a rough line in the sand for walk-in cash, not a quote from any shop on this page. Nobody here publishes live board rates; you still have to ask.
Best-rated money changers in Warsaw
-
Kassir obmen - KANTOR KRYPTOWALUT - cryptocurrency exchange - обмен криптовалют - change crypto - об
★ 4.9 (326) Open now 430 m from centreWspólna 56, 00-686 Warszawa, Poland
Open now · closes 19:00
Full opening hours
Monday 11:00–20:00 Tuesday 11:00–20:00 Wednesday 11:00–20:00 Thursday 11:00–20:00 Friday 11:00–20:00 Saturday 11:00–20:00 Sunday 12:00–19:00 -
Marszałkowska 85, 00-527 Warszawa, Poland
Open now · closes 20:00
Full opening hours
Monday 08:00–20:00 Tuesday 08:00–20:00 Wednesday 08:00–20:00 Thursday 08:00–20:00 Friday 08:00–20:00 Saturday 08:00–20:00 Sunday 10:00–20:00 -
Świętokrzyska 18, 00-052 Warszawa, Poland
Closed now · opens 10:00 tomorrow
Full opening hours
Monday 10:00–20:00 Tuesday 10:00–20:00 Wednesday 10:00–20:00 Thursday 10:00–20:00 Friday 10:00–20:00 Saturday Closed Sunday Closed -
Piękna 47, 00-672 Warszawa, Poland
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–19:00 Tuesday 09:00–19:00 Wednesday 09:00–19:00 Thursday 09:00–19:00 Friday 09:00–19:00 Saturday 10:00–15:00 Sunday Closed -
Ptasia 2, 00-138 Warszawa, Poland
Open now · closes 23:59
Full opening hours
Monday 00:00–23:59 Tuesday 00:00–23:59 Wednesday 00:00–23:59 Thursday 00:00–23:59 Friday 00:00–23:59 Saturday 00:00–23:59 Sunday 00:00–23:59 -
Długa 8/lok 35, 00-238 Warszawa, Poland
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–18:00 Tuesday 09:00–18:00 Wednesday 09:00–18:00 Thursday 09:00–18:00 Friday 09:00–18:00 Saturday 09:00–14:00 Sunday 09:00–14:00 -
Emilii Plater 47, 00-118 Warszawa, Poland
Open now · closes 20:00
Full opening hours
Monday 09:00–20:00 Tuesday 09:00–20:00 Wednesday 09:00–20:00 Thursday 09:00–20:00 Friday 09:00–20:00 Saturday 10:00–20:00 Sunday 10:00–20:00 -
Nowogrodzka 50/54/3 piętro, lokal 350, 00-033 Warszawa, Poland
-
Świętokrzyska 32 1U-93, 00-116 Warszawa, Poland
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–20:00 Tuesday 09:00–20:00 Wednesday 09:00–20:00 Thursday 09:00–20:00 Friday 09:00–20:00 Saturday 10:00–18:00 Sunday Closed -
Żurawia 45, 00-680 Warszawa, Poland
Open now · closes 22:00
Full opening hours
Monday 08:00–22:00 Tuesday 08:00–22:00 Wednesday 08:00–22:00 Thursday 08:00–22:00 Friday 08:00–22:00 Saturday 08:00–22:00 Sunday 08:00–22:00 -
Złota 65, 00-819 Warszawa, Poland
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–20:00 Tuesday 08:00–20:00 Wednesday 10:00–18:00 Thursday 10:00–18:00 Friday 10:00–18:00 Saturday 10:00–18:00 Sunday 10:00–18:00 -
Przejście podziemne przy, Emilii Plater, 00-698 Warszawa, Poland
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–20:00 Tuesday 08:00–20:00 Wednesday 08:00–20:00 Thursday 08:00–20:00 Friday 08:00–20:00 Saturday 10:00–18:00 Sunday 10:00–18:00 -
Świętokrzyska 34 Warszawa centrum, 00-116 Warszawa, Poland
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–19:00 Tuesday 09:00–19:00 Wednesday 09:00–19:00 Thursday 09:00–19:00 Friday 09:00–19:00 Saturday 10:00–15:00 Sunday Closed -
Chmielna 2, 00-020 Warszawa, Poland
Open now · closes 19:00
Full opening hours
Monday 10:00–22:00 Tuesday 10:00–22:00 Wednesday 10:00–22:00 Thursday 10:00–22:00 Friday 10:00–22:00 Saturday 10:00–22:00 Sunday 12:00–19:00 -
Kredytowa 8, 00-062 Warszawa, Poland
Closed now · opens 09:30 tomorrow
Full opening hours
Monday 09:30–18:00 Tuesday 09:30–18:00 Wednesday 09:30–18:00 Thursday 09:30–18:00 Friday 09:30–18:00 Saturday 10:00–14:00 Sunday Closed -
Al. Jerozolimskie 42, 00-042 Warszawa, Poland
Open now · closes 21:00
Full opening hours
Monday 09:00–21:00 Tuesday 09:00–21:00 Wednesday 09:00–21:00 Thursday 09:00–21:00 Friday 09:00–21:00 Saturday 09:00–21:00 Sunday 09:00–21:00 -
Przejście podziemne Skrzyżowanie al. Jerozolimskich i, Marszałkowska Lokal 33, 00-026 Warszawa, Poland
Closed now · opens 08:00 tomorrow
Full opening hours
Monday 08:00–20:00 Tuesday 08:00–20:00 Wednesday 08:00–20:00 Thursday 08:00–20:00 Friday 08:00–20:00 Saturday 08:00–20:00 Sunday 10:00–18:00 -
Al. Jerozolimskie 47, 00-697 Warszawa, Poland
Closed now · opens 09:00 tomorrow
Full opening hours
Monday 09:00–21:00 Tuesday 09:00–21:00 Wednesday 09:00–21:00 Thursday 09:00–21:00 Friday 09:00–21:00 Saturday 09:00–21:00 Sunday Closed -
Piękna 11, 00-549 Warszawa, Poland
Open now · closes 23:59
Full opening hours
Monday 00:00–23:59 Tuesday 00:00–23:59 Wednesday 00:00–23:59 Thursday 00:00–23:59 Friday 00:00–23:59 Saturday 00:00–23:59 Sunday 00:00–23:59 -
Klonowa 22, 00-591 Warszawa, Poland
Open now · closes 23:59
Full opening hours
Monday 00:00–23:59 Tuesday 00:00–23:59 Wednesday 00:00–23:59 Thursday 00:00–23:59 Friday 00:00–23:59 Saturday 00:00–23:59 Sunday 00:00–23:59
How to not get a bad rate in Warsaw
- Ask for the amount in hand, not the rate. "How many Polish złoty do I get for this?" cannot be answered with a good rate and a hidden commission.
- Divide the board rate by the mid-market rate above. 0.98 or better is a fair walk-in spread. 0.94 means you are paying 6% to change money.
- Airport and hotel counters are the worst rate in any city, including this one. They price captivity, not competition. Change the minimum you need to get into town.
- Count it before you leave the counter, and keep the receipt — some countries require it to convert leftover local currency back on the way out.
- 18 of the shops above are rated 3.5+ by at least five customers. Rating is not rate, but a shop that people bother to rate well is rarely the one running a bait-and-switch on the board.
Cards worth carrying instead of cash in Poland
A card with no foreign-exchange loading beats almost every counter rate in this city. These are available from banks operating in Poland.
Advertiser disclosure: some “Apply Now” links are partner links and Buzdy may earn a commission if you apply. This never changes what you pay or the order products are shown in.
Looking for a credit card in Poland?
Compare what banks in Poland actually offer — rates, fees and eligibility, updated for 2026.
Questions about changing money in Warsaw
- How many money changers are there in Warsaw?
- Buzdy tracks 20 currency exchange businesses within 25 km of central Warsaw, Poland. 18 of the 20 listed above carry a Google rating of 3.5 or better from at least five customers, and the list is ordered by that rating rather than by who paid.
- What exchange rate should I be getting in Warsaw today?
- The mid-market rate — the real rate banks trade at, with no margin — is currently 1 USD = 3.7406 PLN (collected 2 Aug 2026 00:02 UTC). No walk-in shop will give you that exactly; they make their money on the gap. What it tells you is whether the gap you are being offered is 0.5% or 6%. Take the board rate, divide by the mid-market rate, and anything below about 0.97 is worth walking on from.
- Which money changers in Warsaw are open now?
- We hold published opening hours for 19 of the 20 shops listed. Each card shows an Open now or Closed badge worked out in Warsaw's own local time, plus when it next opens. Exchange counters keep shorter hours than banks and often close on public holidays, so call before making a special trip.
- Is it cheaper to use a money changer or a bank in Warsaw?
- For physical cash, an independent changer in a competitive district almost always beats a bank branch counter, because the branch prices convenience and the changer prices footfall. The comparison that actually matters is the one against the mid-market rate shown at the top of this page, not the one against the shop next door — two shops on the same street can both be 4% off. Ask for the all-in figure you will receive in hand, after any commission, before you agree.
More on Warsaw and Poland
Distances are straight-line from the centre of Warsaw. Ratings, review counts and opening hours: Powered by Google. Details can change without notice — call ahead before making a special trip. Mid-market rates are reference rates for comparison only and are not an offer to exchange currency. ·Found something wrong? tell us.