| ARP | Annual Fees | Purchase Rate | Rewards Program | Reward Points | |
|---|---|---|---|---|---|
| Representative 69.7% APR | £160 | 26.9% p.a. | Earn up to 30,000 bonus points on applying | 1.5 Virgin Points for every £1 you spend on everyday card purchases. And 3 points for every £1 you spend with Virgin Atlantic or Virgin Holidays |