Best Credit Card in Netherlands — Card Finder
Answer 4 quick questions and we'll match you against the real credit cards issued by banks in Netherlands — with their published fees, rates and rewards.
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Credit cards available in Netherlands
The finder matches you against 6 real credit cards issued by 3 banks in Netherlands. Fees, rates and rewards below are pulled from each bank's own published terms, in EUR.
Looking for a credit card in the Netherlands?
Compare what banks in the Netherlands actually offer — rates, fees and eligibility, updated for 2026.
All credit cards we track in Netherlands
| Card | Bank | Annual fee | Interest rate | Minimum income |
|---|---|---|---|---|
| ABN AMRO Credit Card | ABN AMRO | EUR 2.55 per month (EUR 30.60 per year) | — | EUR 1,350 net monthly income |
| ABN AMRO Gold Card | ABN AMRO | EUR 4.45 per month (EUR 53.40 per year) | — | EUR 1,350 net monthly income |
| ING Creditcard | ING Netherlands | — | 1.17% per month | — |
| ING Studenten Creditcard | ING Netherlands | — | 1.17% per month | — |
| Rabobank Credit Card | Rabobank | — | 1.17% per month | — |
| Rabobank Gold Card | Rabobank | — | 1.17% per month | — |
6 cards from 3 banks. Fees are quoted in EUR unless the bank states otherwise.
Banks we track in Netherlands
Keep going in Netherlands
Guides for Netherlands
Netherlands — frequently asked questions
What salary do I need for a credit card in Netherlands?
Published minimum income requirements in our Netherlands data include EUR 1,350 net monthly income. Enter your salary above and the finder only shows cards you meet the stated requirement for.
How does the card finder pick a card?
It scores every card we hold for Netherlands against your salary, your biggest spending category and whether you want cashback, miles, no fee or a Shariah-compliant card, then shows the top five with the reasons for each.