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Best Credit Cards in Italy — Compare 15 Cards

Every credit card we can verify as issued in Italy — 15 cards from 5 banks — with the minimum salary, annual fee, interest rate and salary-transfer rule each bank publishes. Filter them below, or use the guided finder.

Best credit cards in Italy — our picks

One card per job, chosen by a stated rule, with the number that wins it. No bank holds two slots while another qualifies.

Best for expats (no salary transfer)
UniCredit Flexia Classic
UniCredit Flexia Classic
UniCredit Italy
No salary transfer

You do not have to move your salary to this bank.

Chosen by: Bank does not require your salary to be transferred to it, then the lowest minimum salary. Picked from 12 qualifying cards.

View on unicredit.it Opens UniCredit Italy's own page for this card
Best for airport lounge access
Lounge access

Airport lounge access.

Chosen by: Publishes airport lounge access, then the lowest annual fee. Picked from 6 qualifying cards.

View on nexi.it Opens Nexi's own page for this card
Lowest interest rate
Intesa XME Classic
Intesa XME Classic
Intesa Sanpaolo
17.04% p.a.

At 17.04% a year this is the cheapest published rate we hold for this market — it only matters if you revolve a balance.

Chosen by: Lowest published monthly interest / profit rate in this market. Picked from 12 qualifying cards.

View on intesasanpaolo.com Opens Intesa Sanpaolo's own page for this card

Compare all 15 Italy credit cards

Figures are as each bank publishes them. 0 of 15 cards state a minimum monthly salary, 0 state an annual fee, 12 state an interest or profit rate and 12 state whether a salary transfer is required. A dash means the bank does not publish that figure — not that it is zero.

Default ranking: cards are ordered by how much of the decision they let you make — how many of the four numbers (minimum salary, annual fee, rate, salary transfer) the bank publishes, then how many benefits are documented, then user rating. It is not a paid placement and it is not alphabetical. Use the sort links in the table header to rank by fee, rate or salary instead.

Showing 15 of 15 cards.

Every figure comes from the issuing bank's own published terms, stored per card. Country attribution uses the product's own market, not the bank's branch footprint, so a multinational's Hong Kong catalogue never appears here. Interest and profit rates are annualised figures as published; a few banks quote a monthly rate instead, so confirm the basis with the issuer before you compare two cards on rate alone. 15 of these 15 cards link straight to the bank's own page for that card; the rest link to the bank's site or to our card record. We do not have an application relationship with most of these issuers and do not pretend to. Verify the current terms with the bank before you apply.

Prefer to be asked?

Four questions — salary, spending, and what matters most — and we shortlist five of the 15 cards above for you.

Step 1 of 4 25%

Where are you located?

We'll show cards available in your country

More about credit cards in Italy

The 15 cards compared above are every credit card we can attribute to Italy itself, from 5 issuing banks — a card is counted here only when the product's own market and the issuing bank agree, so a multinational's catalogue from another country is never folded in. Figures are in EUR as published by each bank.

5 banks
165 branches
48 cities
79 ATMs
Currency EUR

Banks we track in Italy

Keep going in Italy

Guides for Italy

Italy — frequently asked questions

How does the card finder pick a card?

It scores every card we hold for Italy against your salary, your biggest spending category and whether you want cashback, miles, no fee or a Shariah-compliant card, then shows the top five with the reasons for each.

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Disclosure: this is a paid partner link. Buzdy may earn a commission if you sign up, at no extra cost to you — it never affects our rankings.