Best Credit Cards in Chile — Compare 12 Cards
Every credit card we can verify as issued in Chile — 12 cards from 4 banks — with the minimum salary, annual fee, interest rate and salary-transfer rule each bank publishes. Filter them below, or use the guided finder.
Best credit cards in Chile — our picks
One card per job, chosen by a stated rule, with the number that wins it. No bank holds two slots while another qualifies.
You do not have to move your salary to this bank.
Chosen by: Bank does not require your salary to be transferred to it, then the lowest minimum salary. Picked from 9 qualifying cards.
View on bancoestado.cl Opens BancoEstado's own page for this card
Airport lounge access.
Chosen by: Publishes airport lounge access, then the lowest annual fee. Picked from 4 qualifying cards.
View on sitiospublicos.bancochile.cl Opens Banco de Chile's own page for this card
At 24.96% a year this is the cheapest published rate we hold for this market — it only matters if you revolve a balance.
Chosen by: Lowest published monthly interest / profit rate in this market. Picked from 9 qualifying cards.
View on bci.cl Opens BCI's own page for this cardCompare all 12 Chile credit cards
Figures are as each bank publishes them. 0 of 12 cards state a minimum monthly salary, 0 state an annual fee, 9 state an interest or profit rate and 9 state whether a salary transfer is required. A dash means the bank does not publish that figure — not that it is zero.
Default ranking: cards are ordered by how much of the decision they let you make — how many of the four numbers (minimum salary, annual fee, rate, salary transfer) the bank publishes, then how many benefits are documented, then user rating. It is not a paid placement and it is not alphabetical. Use the sort links in the table header to rank by fee, rate or salary instead.
Showing 12 of 12 cards.
Every figure comes from the issuing bank's own published terms, stored per card. Country attribution uses the product's own market, not the bank's branch footprint, so a multinational's Hong Kong catalogue never appears here. Interest and profit rates are annualised figures as published; a few banks quote a monthly rate instead, so confirm the basis with the issuer before you compare two cards on rate alone. 12 of these 12 cards link straight to the bank's own page for that card; the rest link to the bank's site or to our card record. We do not have an application relationship with most of these issuers and do not pretend to. Verify the current terms with the bank before you apply.
Prefer to be asked?
Four questions — salary, spending, and what matters most — and we shortlist five of the 12 cards above for you.
Where are you located?
We'll show cards available in your country
More about credit cards in Chile
The 12 cards compared above are every credit card we can attribute to Chile itself, from 4 issuing banks — a card is counted here only when the product's own market and the issuing bank agree, so a multinational's catalogue from another country is never folded in. Figures are in CLP as published by each bank.
Banks we track in Chile
Keep going in Chile
Guides for Chile
Chile — frequently asked questions
How does the card finder pick a card?
It scores every card we hold for Chile against your salary, your biggest spending category and whether you want cashback, miles, no fee or a Shariah-compliant card, then shows the top five with the reasons for each.