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IRCTC HDFC Bank Credit Card
HDFC Bank

IRCTC HDFC Bank Credit Card

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A co-branded rail travel card giving cashback on IRCTC train ticket bookings and a waiver of the IRCTC transaction charge.

Information courtesy of HDFC Bank. Data is subject to change — verify with HDFC Bank directly.

Product Specifications 7 details

Issuance Fee Rs 500 plus applicable taxes source
Annual Fees Rs 500 plus applicable taxes source
Cashback 5% cashback on train ticket bookings via HDFC Bank SmartBuy source
Fuel Surcharge Wavier 1% fuel surcharge waiver at all fuel stations across India source
Welcome Offer Gift voucher worth Rs 500 on activating the card source
Eligibility Salaried: Indian national aged 21-60 with monthly income of Rs 25,000. Self-employed: aged 21-65 with annual ITR above Rs 6 lakh source
Minimum Salary Monthly income of Rs 25,000 for salaried applicants source

Where these figures come from

The figures above were recorded from the issuer's own published pages below. Last checked on July 29, 2026. Terms change without notice — confirm the current figure with the provider before you apply.

How we source and verify data · Found something wrong? Report it

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IRCTC HDFC Bank Credit Card
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