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Advanced Personal Loan
BNZ

Advanced Personal Loan

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To apply through Internet Banking or the BNZ app you'll need to be a New Zealand citizen or permanent resident, 18 years or older, and receiving an income of $3...

Information courtesy of BNZ. Data is subject to change — verify with BNZ directly.

Product Specifications 5 details

Interest Rate 12.90% per annum — Variable source
Loan Amount NZ$1,000 – NZ$60,000 source
Maximum Tenure 3 months – 5 years source
Eligibility To apply through Internet Banking or the BNZ app you'll need to be a New Zealand citizen or permanent resident, 18 years or older, and receiving an income of $35,000 or more per year. Non-res source
Processing Fee $50 loan facility fee (BNZ's term for the establishment fee), charged on the date the loan account is opened; reversed if the loan is not drawn down within 21 days. · Late payment fee $2. Sta source

Where these figures come from

The figures above were recorded from the issuer's own published page below. Last checked on August 16, 2026. Terms change without notice — confirm the current figure with the provider before you apply.

How we source and verify data · Found something wrong? Report it

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