Looking for the best Credit Cards in South Korea? We have compared 15 Credit Cards from top banks in South Korea to help you find the right one for your needs.
This guide covers fees, rates, benefits, and eligibility requirements. All data is sourced from official bank product listings and updated regularly.
Top 15 Credit Cards in South Korea (2026)
1. BC &POP Card
Bank: BC Card
- Annual Fee: 10,000 KRW
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Rewards: 0.7% GS&Point on all purchases
- Interest Free Days: Up to 50 days
BC Card's popular everyday rewards card earning 0.7% GS&Point rewards on all purchases. Redeemable at GS25 convenience stores, GS Supermarket, and GS Caltex gas stations. Features interest-free instal
2. BC Bujadwaseyo Card
Bank: BC Card
- Annual Fee: 10,000 KRW
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Interest Free Days: Up to 50 days
BC Card's value-oriented cashback credit card designed for everyday savings. Offers broad cashback on supermarkets, convenience stores, online shopping and public transport. Includes 2-3 month interes
3. BC K-First Card
Bank: BC Card
- Annual Fee: 15,000 KRW
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Rewards: 0.5% TOP Points on all domestic purchases incl. weekends
- Interest Free Days: Up to 50 days
Premium BC Card offering enhanced rewards on Korean lifestyle spending with cashback on dining, shopping, entertainment, and transportation. Features 0.5% TOP Point rewards on all domestic purchases i
4. 1Q Card Daily
Bank: Hana Card
- Annual Fee: 12,000 KRW
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Rewards: 0.5% all purchases, 5% at Starbucks & The Coffee Bean
- Interest Free Days: Up to 50 days
Everyday spending rewards card with 0.5% Hana Money on all domestic purchases and enhanced 5% rewards at Starbucks and The Coffee Bean. Offers up to 5% discounts on public transportation, convenience
5. CLUB Premier Travel Card
Bank: Hana Card
- Annual Fee: 50,000 KRW
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Rewards: 1% domestic, 1.5% overseas Hana Money rewards
- Interest Free Days: Up to 50 days
Premium travel rewards card earning 1% Hana Money on domestic and 1.5% on overseas purchases. Includes complimentary Priority Pass airport lounge access, 5% discount on domestic airline tickets and 7%
6. CLUB Signature SKYPASS Card
Bank: Hana Card
- Annual Fee: 100,000 KRW
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Rewards: 1 mile per 1,500 KRW domestic, 2 miles overseas
- Interest Free Days: Up to 50 days
Premium co-branded Korean Air mileage card earning 1 SKYPASS mile per 1,500 KRW on all purchases and 2 miles on overseas spend. Features complimentary airport lounge access, 1.5x miles at country club
7. Hana 1Q Card
Bank: Hana Card
- Annual Fee: 15,000 KRW (domestic) / 18,000 KRW (international)
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Rewards: 0.8% domestic, 1.8% overseas, +1% via 1Q Pay
- Interest Free Days: Up to 50 days
Hana Card's flagship rewards card earning 0.8% Hana Money on all domestic purchases and 1.8% on overseas purchases. Additional 1% bonus when using Hana 1Q Pay mobile payments. Hana Money points valid
8. Hyundai Card M BOOST
Bank: Hyundai Card
- Annual Fee: 15,000 KRW (domestic) / 18,000 KRW (international)
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Rewards: 3-4.5% at coffee/cinema, 2-3% transport/bakeries, 1.5% Hyundai/KIA cars
- Interest Free Days: Up to 50 days
Enhanced rewards card with boosted M Points on everyday spending categories. Earn 3-4.5% at Starbucks, coffee shops, CGV and Lotte Cinema, 2-3% on public transport and bakeries, plus 60 KRW/L at GS Ca
9. Hyundai Card M Edition3
Bank: Hyundai Card
- Annual Fee: 15,000 KRW (domestic) / 18,000 KRW (international)
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Rewards: 0.7% - 1.05% M Points on all purchases
- Interest Free Days: Up to 50 days
Korea's most popular rewards credit card earning M Points on every purchase. Earn 0.7-1.05% M Points at restaurants, supermarkets and online shopping with enhanced rates when monthly spend exceeds 500
10. Hyundai Card X Edition2
Bank: Hyundai Card
- Annual Fee: 100,000 KRW
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Interest Free Days: Up to 50 days
Premium metal credit card offering 1% unlimited cashback on all purchases with no merchant restrictions, capped at 100,000 KRW per year. Includes up to 12 free airport lounge visits annually, customiz
11. Korean Air Card Edition2
Bank: Hyundai Card
- Annual Fee: 30,000 KRW - 100,000 KRW (varies by tier)
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Rewards: 1 SKYPASS mile per 1,000 KRW spent on all purchases
- Interest Free Days: Up to 50 days
Co-branded Korean Air SKYPASS mileage card earning 1 mile per 1,000 KRW on all purchases. Includes KRW 50,000 Korean Air booking discount four times yearly, free airport lounge access worldwide, compl
12. IBK Daily With Card
Bank: Industrial Bank of Korea
- Annual Fee: 10,000 KRW (domestic) / 13,000 KRW (international)
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Interest Free Days: Up to 50 days
Everyday cashback card with 1% back at hospitals, medical clinics, and dental clinics, plus 1% on online purchases at Coupang, 11STREET, GMarket, and Wemakeprice. Features interest-free installments a
13. IBK Mile & Joy SKYPASS Card
Bank: Industrial Bank of Korea
- Annual Fee: 20,000 KRW
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Rewards: SKYPASS miles on all purchases with enhanced overseas earning
- Interest Free Days: Up to 50 days
Co-branded Korean Air mileage card earning SKYPASS miles on every purchase. Features complimentary airport lounge access, airline ticket discounts, and annual bonus miles for loyal cardholders. Ideal
14. IBK TMON Card
Bank: Industrial Bank of Korea
- Annual Fee: 10,000 KRW
- Interest Rate: 15.0% - 19.9% p.a.
- Salary/Eligibility: No
- Interest Free Days: Up to 50 days
High-reward cashback card offering 5% back on mobile phone bills from SKT, KT, and LG U+, plus 20% cashback at convenience stores including GS25, CU, Seven Eleven, Olive Young, and Watsons. Ideal for
15. KB Kookmin Card Nori
Bank: KB Kookmin Card
- Rewards: Pointree (Point-Ri) rewards
- Benefits: Shopping Discounts, Entertainment Benefits, Internet Banking
The KB Kookmin Card Nori is a lifestyle-oriented credit card from KB Kookmin Card in South Korea, offering reward points through the Point-Ri (Pointree) program redeemable at Star Shop partner merchan
How to Choose a Credit Card in South Korea
- Annual fees — compare across banks, some offer zero fee for the first year
- Interest rates — lower rates save money if you carry a balance
- Rewards and benefits — match to your spending habits
- Eligibility — salary and documentation requirements vary by bank
- Digital access — mobile app, internet banking, contactless payments
- Regulation — all products listed are from banks regulated by central bank
Frequently Asked Questions
What is the best Credit Card in South Korea for 2026?
The best option depends on your needs and spending. Compare all 15 options listed above using the View Full Details button. Consider fees, rates, rewards, and eligibility.
What are the eligibility requirements?
Requirements vary by bank and product tier. Generally you need a valid ID, proof of income, and an existing bank relationship. Premium products may require higher minimum salary.
Can I apply online?
Many banks in South Korea now offer online applications. Click View Full Details on any product to check application options.
Are there any hidden fees?
Always read the full terms. Common charges include annual fees, late payment fees, foreign transaction fees, and cash advance fees. All known fees are listed on each product detail page.
What payment methods are popular in South Korea?
Besides cards, popular payment methods include cards and digital payments.
Compare all Credit Cards in South Korea →
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How We Compare Best Credit Cards in South Korea 2026
Our editorial team reviews each credit card based on annual fees, interest rates, rewards programs, eligibility requirements, and user reviews. We update this comparison regularly to reflect the latest offers from banks in South Korea. Data is sourced from official bank websites and verified against regulatory filings where available.
Buzdy compares products from 527 banks across 51 countries. We are not affiliated with any single bank — our rankings are based on objective criteria outlined in our methodology.
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