Are You Losing Money on Your Card? — United Kingdom
Most people carry the wrong card and lose money every year. Check yours in 30 seconds against United Kingdom's best cashback cards — free, no sign-up.
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33%
Which country are you in?
We'll compare cards available where you live.
Comparing your card against the market…
Best cashback credit cards in United Kingdom
Ranked by cashback rate from 10 real bank products. Run the checker above to see how your card compares.
| Card | Bank | Cashback | Annual fee |
|---|---|---|---|
| HSBC Red Platinum Mastercard | HSBC | 8% | 25,002 |
| HSBC Cashback Credit Card | HSBC | 5% | Free |
| HSBC Visa Platinum Credit Card | HSBC | 5% | Free |
| HSBC Cash+ Credit Card | HSBC | 1% | Free |
| HSBC Revolution Credit Card | HSBC | 1% | Free |
| Co-operative Members Card | The Co-operative Bank | 0.5% | Free |
| HSBC Visa Gold | HSBC | — | Free |
| HSBC Visa Platinum | HSBC | — | Free |
| HSBC Platinum Cashback | HSBC | — | Free |
| HSBC Black Credit Card | HSBC | — | Free |
Frequently asked questions
How do I know if I'm losing money on my card in United Kingdom?
Enter the card you hold and your monthly spend. We compare its cashback and annual fee against every other card in United Kingdom and show the yearly difference.
Is it free?
Yes — the check is free and takes ~30 seconds. No sign-up needed to see your result.
How is the yearly loss calculated?
Net rewards = annual spend × the card's cashback rate − annual fee. We then compare your card to the best available option.