Are You Losing Money on Your Card? — Spain
Most people carry the wrong card and lose money every year. Check yours in 30 seconds against Spain's best cashback cards — free, no sign-up.
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Which country are you in?
We'll compare cards available where you live.
Comparing your card against the market…
Best cashback credit cards in Spain
Ranked by cashback rate from 10 real bank products. Run the checker above to see how your card compares.
| Card | Bank | Cashback | Annual fee |
|---|---|---|---|
| CaixaBank Visa Classic | CaixaBank | — | Free |
| CaixaBank Visa Gold | CaixaBank | — | Free |
| CaixaBank Visa Platinum | CaixaBank | — | Free |
| BBVA Aqua | BBVA Spain | — | Free |
| BBVA Aqua Mas | BBVA Spain | — | Free |
| BBVA Aqua Premium | BBVA Spain | — | Free |
| Santander Visa Classic | Banco Santander Spain | — | Free |
| Santander 1|2|3 Card | Banco Santander Spain | — | Free |
| Santander Select Card | Banco Santander Spain | — | Free |
| Bankinter Visa Classic | Bankinter | — | Free |
Frequently asked questions
How do I know if I'm losing money on my card in Spain?
Enter the card you hold and your monthly spend. We compare its cashback and annual fee against every other card in Spain and show the yearly difference.
Is it free?
Yes — the check is free and takes ~30 seconds. No sign-up needed to see your result.
How is the yearly loss calculated?
Net rewards = annual spend × the card's cashback rate − annual fee. We then compare your card to the best available option.