Are You Losing Money on Your Card? — South Africa
Most people carry the wrong card and lose money every year. Check yours in 30 seconds against South Africa's best cashback cards — free, no sign-up.
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Which country are you in?
We'll compare cards available where you live.
Comparing your card against the market…
Best cashback credit cards in South Africa
Ranked by cashback rate from 10 real bank products. Run the checker above to see how your card compares.
| Card | Bank | Cashback | Annual fee |
|---|---|---|---|
| Blue Credit Card | Standard Bank | — | Free |
| Premium Credit Card | Absa Bank | — | Free |
| Investec Mastercard | Investec Bank | — | Free |
| Investec Visa Card | Investec Bank | — | Free |
| African Bank Black Card | African Bank | — | Free |
| African Bank Platinum Card | African Bank | — | Free |
| African Bank Gold Card | African Bank | — | Free |
| Discovery Gold Card | Discovery Bank | — | Free |
| Discovery Black Card | Discovery Bank | — | Free |
| Discovery Purple Card | Discovery Bank | — | Free |
Frequently asked questions
How do I know if I'm losing money on my card in South Africa?
Enter the card you hold and your monthly spend. We compare its cashback and annual fee against every other card in South Africa and show the yearly difference.
Is it free?
Yes — the check is free and takes ~30 seconds. No sign-up needed to see your result.
How is the yearly loss calculated?
Net rewards = annual spend × the card's cashback rate − annual fee. We then compare your card to the best available option.