Are You Losing Money on Your Card? — Philippines
Most people carry the wrong card and lose money every year. Check yours in 30 seconds against Philippines's best cashback cards — free, no sign-up.
Step 1 of 3
33%
Which country are you in?
We'll compare cards available where you live.
Comparing your card against the market…
Best cashback credit cards in Philippines
Ranked by cashback rate from 10 real bank products. Run the checker above to see how your card compares.
| Card | Bank | Cashback | Annual fee |
|---|---|---|---|
| EastWest Priority Visa Infinite | EastWest Bank | 8.88% | Free |
| Chinabank Platinum Mastercard | Chinabank | 5% | 35,001 |
| EastWest Visa Platinum | EastWest Bank | 3% | 36,002 |
| BDO Visa Platinum | BDO Unibank | — | Free |
| PNB Ze-Lo Mastercard | PNB | — | Free |
| RCBC Bankard Mastercard Classic | RCBC | — | 1,250 |
| EastWest Platinum Mastercard | EastWest Bank | — | Free |
| PNB Platinum Mastercard | PNB | — | 30,001 |
| PNB Diamond UnionPay | PNB | — | Free |
| PNB-PAL Mabuhay Miles Mastercard | PNB | — | 10,003 |
Frequently asked questions
How do I know if I'm losing money on my card in Philippines?
Enter the card you hold and your monthly spend. We compare its cashback and annual fee against every other card in Philippines and show the yearly difference.
Is it free?
Yes — the check is free and takes ~30 seconds. No sign-up needed to see your result.
How is the yearly loss calculated?
Net rewards = annual spend × the card's cashback rate − annual fee. We then compare your card to the best available option.