Are You Losing Money on Your Card? — Nigeria
Most people carry the wrong card and lose money every year. Check yours in 30 seconds against Nigeria's best cashback cards — free, no sign-up.
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Which country are you in?
We'll compare cards available where you live.
Comparing your card against the market…
Best cashback credit cards in Nigeria
Ranked by cashback rate from 10 real bank products. Run the checker above to see how your card compares.
| Card | Bank | Cashback | Annual fee |
|---|---|---|---|
| GTBank Visa Gold | GTBank | — | Free |
| GTBank Mastercard | GTBank | — | Free |
| GTBank Naira Mastercard | GTBank | — | Free |
| Zenith Visa Classic | Zenith Bank | — | Free |
| Zenith Visa Gold | Zenith Bank | — | Free |
| Zenith Mastercard | Zenith Bank | — | Free |
| Access Visa Gold | Access Bank | — | Free |
| Access Mastercard | Access Bank | — | Free |
| Access Diamond Card | Access Bank | — | Free |
| UBA Visa Gold | UBA | — | Free |
Frequently asked questions
How do I know if I'm losing money on my card in Nigeria?
Enter the card you hold and your monthly spend. We compare its cashback and annual fee against every other card in Nigeria and show the yearly difference.
Is it free?
Yes — the check is free and takes ~30 seconds. No sign-up needed to see your result.
How is the yearly loss calculated?
Net rewards = annual spend × the card's cashback rate − annual fee. We then compare your card to the best available option.